Junagadh, located at the base of the majestic Girnar Hills, is a city that effortlessly combines ancient heritage with modern-day progress. Known for its temples, historical landmarks, and proximity to Gir Forest, Junagadh is steadily transforming into a growing hub of tourism, trade, and everyday commerce. As development picks up pace, the need for efficient personal mobility is more important than ever.
For residents of Junagadh — whether business owners, salaried professionals, or families — having a personal car is no longer a luxury, but a practical requirement. While new cars come with high price tags, pre-owned cars offer an affordable and sensible alternative. And with financing options available, you no longer need to save up for years to buy your dream car. Bajaj Finserv Used Car Loan offers the perfect solution for residents looking to buy a second-hand vehicle with flexible repayment, fast disbursal, and minimal documentation.
Check your pre-approved used car loan offer today and take the first step towards purchasing a reliable used car in Junagadh. All you need to do is enter your mobile number and complete OTP verification to unlock your loan offer.
Features and benefits of used car loan in Junagadh
Bajaj Finserv offers used car loans designed to make vehicle financing easier and more accessible. Here are the major benefits of applying:
Quick disbursal
Once your loan is approved, the funds are disbursed within 48 hours*, so you can go ahead with your purchase without delays.Loan up to 115%
Get financing of up to 115% and choose from a wide range of vehicles — whether you need a small city car or a larger SUV.Flexible repayment options
Choose a repayment tenure that suits your income and financial commitments, with options available up to 84 months.Doorstep documentation assistance
You do not need to visit a branch. Our team will visit your home or office to collect the required documents, saving you time and effort.100% online process
From checking your eligibility to submitting documents, the process is completely digital, making it easy to apply anytime, from anywhere.
Pro-tip:
Use the used car loan EMI calculator to get a realistic estimate of your monthly EMI based on your loan amount, interest rate, and tenure. This tool helps you plan your budget effectively before making any commitment.
Eligibility criteria for a used car loan in Junagadh
You can apply for a Bajaj Finserv Used Car Loan if you meet the following basic criteria:
Nationality: Indian citizen
Age: 18 to 80 years*
CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
In addition to meeting these conditions, you will be required to submit standard documents like PAN card, address proof, recent bank statements, and either salary slips or ITRs depending on your employment status.
Check your used car loan eligibility online to get a quick estimate of your maximum loan amount. The process is digital and requires no paperwork at this stage.
Additional read: Other benefits of choosing used car finance
Used car loan interest rates in Junagadh
The interest rate on your used car loan depends on your credit score, monthly income, the car’s age, and the tenure you choose. Bajaj Finance offers competitive rates that are tailored to your financial profile. Our transparent pricing ensures that there are no hidden fees or surprise charges.
Thanks to our flexible structure, you can manage your EMIs without straining your monthly expenses. This allows you to confidently finance a vehicle while staying within your budget.
How to apply for a used car loan in Junagadh
The application process for a used car loan is straightforward and entirely online. Follow these steps to apply:
Visit the Bajaj Finserv Used Car Loan page and click on ‘APPLY’.
Enter your mobile number and verify it with the OTP sent to your phone.
Fill in your personal details like name, city, employment type, and income.
Enter details of the used car you plan to purchase, if already selected.
Upload or verify your KYC documents online.
Schedule a call or home visit for document collection and verification.
Once everything is verified, our team will process the disbursal quickly so that you can take delivery of your chosen vehicle without delays.
Junagadh’s evolving urban landscape and growing need for mobility make car ownership a valuable asset. Whether you’re commuting for work, visiting the Gir Forest, or simply improving daily convenience, a pre-owned car can serve your needs without a hefty price tag. With a Bajaj Finserv Used Car Loan, the process of owning a second-hand vehicle becomes smooth, affordable, and fully digital.
Check your pre-approved used car loan offer today and turn your car ownership plans into reality in Junagadh.
