Used car loans in Jhansi

Read our detailed guide to learn more about the features and benefits of our used car loan and its application process.
Used car loans in Jhansi
3 min
16-February-2024

Jhansi, a historic city known for its valour and heritage, is steadily evolving into a modern urban centre in southern Uttar Pradesh. With improved roads, expanding neighbourhoods, and growing economic activity, owning a personal vehicle in Jhansi is becoming more of a necessity than a luxury. Whether you are commuting to work, travelling with family, or running daily errands, having a car adds ease and flexibility to your routine.

Given the rising cost of new cars, many residents are turning to second-hand vehicles as a cost-effective alternative. If you are planning to purchase a pre-owned car in Jhansi, opting for used car finance is a smart move. With a Bajaj Finserv Used Car Loan, you can enjoy quick funding, minimal paperwork, and flexible repayment terms that suit your budget.

Check your pre-approved used car loan offer and take the first step towards owning your ideal car in Jhansi. Enter your mobile number and verify it with an OTP to get started.

Features and benefits of used car loan in Jhansi

Here is what you can expect when you apply for a Bajaj Finserv Used Car Loan:

  • Quick disbursal
    Once approved, receive the loan amount within 48 hours*, so you can complete your vehicle purchase without delay.
  • Loan up to 115%
    Access financing of up to 115%, allowing you to choose from a wide range of used vehicles without compromise.
  • Flexible tenures
    Repay your loan over a tenure of up to 84 months, making monthly payments more manageable.
  • Doorstep assistance
    Our document collection service ensures you do not need to step out — submit the required documents from the comfort of your home.

Pro tip: Use the used car loan EMI calculator to estimate your EMIs before applying. This helps you make an informed financial decision.

Eligibility criteria for a used car loan in Jhansi

To get a Bajaj Finserv Used Car Loan in Jhansi, you must meet the following criteria:

  • Nationality: Indian citizen
  • Age: 18 to 80 years*
  • CIBIL Score: 700 or higher

For salaried individuals:

  • Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.

For self-employed individual:

  • Applicant must submit an ITR proof of the last 2 years.

*Note: Maximum age applies at the time of loan maturity.

Have your PAN card, address proof, salary slips or ITRs, and recent bank statements ready for a smoother application experience.

Check your used car loan eligibility online to get an instant estimate of how much you can borrow.

Additional read: Other benefits of choosing used car finance

Used car loan interest rates in Jhansi

Your loan interest rate in Jhansi depends on factors such as credit score, income, and chosen tenure. Bajaj Finance offers competitive and transparent interest rates that are structured to make your EMIs affordable and easy to manage.

How to apply for a used car loan in Jhansi

Follow these simple steps to apply for a Bajaj Finserv Used Car Loan:

  1. Visit the used car loan page and click on ‘APPLY’.
  2. Enter your 10-digit mobile number and verify it with an OTP.
  3. Provide your basic details, including employment type, income, and city.
  4. Enter details of the car you intend to purchase (if selected).
  5. Upload or verify your KYC documents online.
  6. Schedule a call or home visit for document verification.

Once submitted, our representative will guide you through the final steps for a smooth and fast loan approval.

From navigating through Jhansi’s historic streets to driving across nearby cities, having a car brings unmatched freedom. With Bajaj Finserv Used Car Loan, you can make this convenience a reality without bearing the full financial burden upfront. Enjoy flexible repayment, high-value loans, and doorstep support designed to make your journey to car ownership smooth.

Check your pre-approved used car loan offer today and take your next step towards owning a vehicle in Jhansi.

Frequently asked questions 

How much-used car loan can I get in Jhansi?

You can get a used car loan of up to Rs. 1.02 crore from Bajaj Finance. This amount gives you the freedom to choose the car you want without stressing over the cost. The final loan amount depends on your eligibility, which you can check online in just a few steps. Check your used car loan eligibility in just a few clicks and find out how much you can borrow.

What is the interest rate for second-hand car loans in Jhansi?

Bajaj Finance provides used car loans at competitive interest rates, starting from 10% p.a.

What is the CIBIL Score required to get a used car loan in Jhansi?

To qualify for a used car loan in Jhansi, you need a CIBIL Score of at least 700. The application process is simple, with easy eligibility rules and minimal paperwork.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.