Used car loans in Hajipur

Read our detailed guide to learn about the features of our used car finance and how to apply for it.
Used car loans in Hajipur
3 min
16-February-2024

Located in the vibrant state of Bihar, Hajipur stands as a city with a rich cultural heritage and historical significance. Known for its ancient temples, bustling markets, and vibrant festivals, Hajipur is not only a cultural hub but is also witnessing a significant shift in its transportation landscape. The rising popularity of used cars has become a notable trend, reflecting the city's evolving preferences towards affordable and reliable mobility solutions.

Used car loans in Hajipur

The increasing popularity of used cars in Hajipur can be attributed to a variety of factors. As the city undergoes urbanisation, residents are increasingly recognising the practicality and cost-effectiveness of purchasing pre-owned vehicles. The availability of a diverse range of well-maintained used cars in the market has further fuelled this trend. To support this growing demand for used cars, financial institutions in Hajipur have introduced specialised used car loans.

These financial products are designed to provide residents with the necessary financial backing to turn their dream of owning a car into reality. Bajaj Finance, one of the leading NBFCs, offer used car loans that come with simple eligibility criteria and minimal documents. Read on to learn more about the features offered by Bajaj Finserv Used Car Loans.

Features and benefits of used car loans in Hajipur

Asset-based financing

Get asset-based financing with Bajaj Finserv Used Car Loan. Get a loan amount of up to 115% of the car's value.

Quick disbursal facility

Benefit from our quick disbursal facility and get the funds that you need within 48 hours* of approval.

High-value loan

With Bajaj Finserv Used Car Loan, get a substantial loan amount of up to Rs. 1.02 crore and bring home your dream car.

Long repayment tenure

Repay your used car loan into small monthly instalments over a period of up to 84 months

Doorstep document collection

Use our doorstep document collection facility and submit the required paperwork to our representative from the comfort of your home.

Flexi Loan variants

Choose our unique Flexi facility for additional facilities. Withdraw funds when you need them from the sanctioned limit and part-prepay when you can at no extra cost.

Eligibility criteria for used car loans in Hajipur

Securing a used car loan in Hajipur requires meeting specific eligibility criteria, including factors such as age, credit score, and monthly income. Bajaj Finance simplifies the process by providing used car loans with straightforward eligibility requirements. This ensures that qualifying for a high-value loan becomes easy by meeting these essential parameters.

Nationality: Indian
Age: 18 to 80*
CIBIL Score: 700 or higher
Salaried individuals: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
Self-employed individuals: Applicant must submit an ITR proof of the last 2 years.

*Higher age limit is applicable at the time of loan maturity.

Eligibility criteria for salaried individuals

Eligibility criteria for self-employed individuals

Nationality: Resident Indian

Nationality: Resident Indian

Age: 18 to 80*

Age: 18 to 80*

CIBIL Score: 700 or higher

CIBIL Score: 700 or higher

Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.

Applicant must submit an ITR proof of the last 2 years.

 

*Higher age limit is applicable at the time of loan maturity.

Used car loan interest rates in Hajipur

Used car loan interest rates in Hajipur may differ among various lenders. Bajaj Finance stands out by offering competitive interest rates and flexible repayment options with its used car loans. For a comprehensive breakdown of our interest rates, visit our fees and charges page, where detailed information is available.

How to apply for a used car loan in Hajipur

Availing of a used car loan from Bajaj Finance is a seamless and user-friendly process. Simply follow these steps for an easy online application.

  • Visit the used car loan page and click on the 'APPLY' button.
  • Enter your mobile number and verify your details with the OTP authentication.
  • Fill in the application form with your personal details, including your full name, email address, and other required information.
  • If you have selected a car, you will be asked to enter its details.
  • Verify your KYC information. In case of any changes, you can also update your KYC details. Additionally, you have the option to schedule a convenient time for further verification.

Upon submitting the application form, our representative will connect with you to guide you on further steps. With a hassle-free application process and minimal documents, Bajaj Finance ensures a smooth borrowing experience for you.

Apply for our used car loan

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

While care is taken to update the information, products, and services included in or available on our application, website and related platforms, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions.

*Terms and conditions apply