Guwahati, the gateway to Northeast India, is a vibrant and fast-evolving city that combines scenic charm with urban convenience. With expanding business districts, improved road networks, and growing residential neighbourhoods, the city is experiencing a sharp rise in the need for personal mobility. Whether you are travelling across GS Road or heading out to the outskirts, owning a car in Guwahati can make daily life significantly more comfortable.
As new car prices continue to rise, many Guwahati residents are opting for second-hand cars to enjoy quality vehicles at a reduced cost. However, buying a used car still requires a considerable financial commitment. That is where Bajaj Finserv Used Car Loan can help — offering quick funding, minimal documentation, and flexible repayment options tailored for your needs.
Check your pre-approved used car loan offer today and explore affordable ways to finance your dream car in Guwahati. Simply enter your mobile number and complete OTP verification to get started.
Features and benefits of used car loan in Guwahati
Bajaj Finserv Used Car Loan offers several features that make financing your vehicle simple and stress-free:
- High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration. - Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay. - Loan up to Rs. 1.02 crore
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore. - Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget. - Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.
Pro-tip:
Plan your loan with confidence using the used car loan EMI calculator. This tool helps you estimate your monthly instalments based on your loan amount, interest rate, and repayment term.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Guwahati
To get a Bajaj Finserv Used Car Loan in Guwahati, you must meet the following basic criteria:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
- Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
- Applicant must submit an ITR proof of the last 2 years.
*Note: Maximum age applies at the time of loan maturity.
Once you meet these conditions, you will need to submit documents such as your PAN card, KYC proof, bank statements, and income documents based on your employment status.
Check your used car loan eligibility online in just a few steps — no paperwork or branch visits required at this stage.
Used car loan interest rates in Guwahati
Your used car loan interest rate in Guwahati will depend on factors such as your credit history, monthly income, and loan tenure. Bajaj Finance offers competitive interest rates that are designed to keep your EMIs affordable throughout the repayment term.
How to apply for a used car loan in Guwahati
Follow these easy steps to apply for a Bajaj Finserv Used Car Loan online:
- Go to the used car loan section and click on ‘APPLY’.
- Enter your 10-digit mobile number and complete OTP verification.
- Fill in your personal details such as income, employment type, and location.
- Share the details of the car you want to finance (if available).
- Upload or verify your KYC documents.
- Schedule a call or doorstep visit for final verification.
A Bajaj Finance representative will contact you to guide you through the remaining steps and ensure a seamless loan process.
Whether you are navigating Guwahati’s busy roads or planning road trips across Assam, having your own car adds tremendous value to your daily routine. With Bajaj Finserv Used Car Loan, you can now own a pre-owned vehicle without worrying about upfront costs. From high-value funding to doorstep service and flexible EMIs, we make the car-buying experience easy and stress-free.
Check your pre-approved used car loan offer in Guwahati today and take the first step towards driving home your next car.
