Cuttack, one of Odisha’s oldest cities, blends deep-rooted history with modern aspirations. Known for its bustling markets, silver filigree work, and cultural festivals, this city is also witnessing a steady rise in personal vehicle ownership. For many, a second-hand car offers a practical and economical option, especially in a city where affordability and reliability are key to mobility.
Financing a pre-owned car is now easier than ever. Bajaj Finserv Used Car Loan enables residents of Cuttack to purchase their ideal vehicle without draining their savings. Whether you need a car for daily commutes or family outings, a used car loan can help you drive one home faster.
Check your pre-approved used car loan offer in Cuttack – Enter your mobile number and verify with OTP
Features and benefits of used car loan in Cuttack
Here is why a Bajaj Finserv Used Car Loan is a smart choice for buyers in Cuttack:
- High-value finance
Get up to 115% of the car’s value through asset-based financing, helping you cover not just the car cost but also associated expenses like insurance or registration. - Quick disbursal facility
Once your loan is approved, the funds are disbursed within 48 hours*, so you can drive home your chosen car without delay. - Loan up to Rs. 1.02 crore
Finance a wide range of second-hand cars with a high loan amount of up to Rs. 1.02 crore. - Long repayment tenures
Repay your loan comfortably over tenures of up to 84 months, with EMIs that fit your budget. - Doorstep assistance
Submit documents from the comfort of your home with our doorstep document pickup service.
Pro tip: Use our used car loan EMI calculator to check your potential EMI. This helps you plan your monthly finances with confidence.
Additional read: Other benefits of choosing used car finance
Eligibility criteria for a used car loan in Cuttack
Getting a used car loan in Cuttack with Bajaj Finance is simple. Just meet the following criteria:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
- Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
- Applicant must submit an ITR proof of the last 2 years.
*The higher age limit applies at the time of loan maturity.
Ensure you have the necessary documents like PAN card, address proof, bank statements, and income proof (salary slips or ITRs) based on your profile.
Check your used car loan eligibility easily through our online tool to find out how much you can borrow.
Additional read: How to calculate your used car loan eligibility
Used car loan interest rates in Cuttack
Interest rates on used car loans in Cuttack depend on factors such as your credit score, income, and loan tenure. Bajaj Finance offers competitive interest rates, keeping the loan affordable for a wide range of borrowers.
To check the latest charges, processing fees, and rates applicable to your loan, visit our used car loan interest rates and charges page.
How to apply for a used car loan in Cuttack
Applying for a Bajaj Finserv Used Car Loan is a hassle-free digital process. Just follow these steps:
- Visit the used car loan page and click on ‘APPLY’.
- Enter your mobile number and complete OTP verification.
- Fill in your personal details such as name, employment, and income.
- Add information about the used car you plan to purchase.
- Upload or verify your KYC documents.
- Schedule a call or home visit with our representative for final verification.
Once your application is submitted, a Bajaj Finance representative will reach out to guide you through the rest of the process. With minimal documentation and fast processing, you can drive your car home in no time.
Cuttack’s growing preference for second-hand cars is driven by practicality and financing them should be equally practical. Bajaj Finserv Used Car Loan makes it easier to own a car that suits your budget and lifestyle. With a streamlined process, high loan amounts, and flexible repayment, your ideal car is just a few steps away.
Ready to apply? Check your pre-approved used car loan offer in Cuttack – Enter your mobile number and OTP to begin.
