Used car loans in Bikaner

Meet our simple eligibility criteria and submit relevant documents to qualify for a high-value used car loan.
Used car loans in Bikaner
3 min
16-February-2024

 Bikaner, a vibrant city nestled in the heart of Rajasthan, is known for its architectural marvels, desert culture, and flourishing trade in textiles and sweets. With its rich history and growing urban development, Bikaner is steadily transforming into a city of modern conveniences. Whether you’re navigating the busy markets of Kote Gate or commuting between suburban neighbourhoods, having a personal vehicle can make your daily life significantly more convenient.

Buying a car offers greater flexibility and comfort — especially in cities like Bikaner where long distances, hot weather, and limited public transport options make personal mobility essential. While brand-new cars may come with a steep price tag, pre-owned vehicles provide a more economical alternative. And now, with Bajaj Finserv Used Car Loan, you can finance a second-hand car with ease, without putting a strain on your savings.

Check your pre-approved used car loan offer today and explore your financing options available in Bikaner. Just enter your mobile number and verify it via OTP to get started.

Features and benefits of used car loan in Bikaner

Choosing a Bajaj Finserv Used Car Loan comes with a host of advantages that make the loan process simple, fast, and flexible:

  • Quick disbursal
    Get your loan amount disbursed within 48 hours* after approval, so you can buy your desired vehicle without delays.

  • Loan up to 115%
    Finance your dream car with up to 115%, allowing you to choose from a wide range of second-hand vehicles that suit your lifestyle and budget.

  • Flexible repayment options
    Repay your loan over a tenure of up to 84 months, making your monthly instalments manageable and stress-free.

  • Doorstep documentation support
    Submit your documents without stepping out. Our representative will collect them from your home or office at a convenient time.

  • Completely online process
    From application to disbursal, everything can be completed online, making your loan journey smooth and paperless.

Pro tip: Before applying, use the used car loan EMI calculator to estimate your EMIs. This helps you make an informed financial decision by choosing the right loan amount and tenure.

Eligibility criteria for a used car loan in Bikaner

To apply for a Bajaj Finserv Used Car Loan in Bikaner, you need to meet the following basic eligibility criteria:

  • Nationality: Indian citizen

  • Age: 18 to 80 years*

  • CIBIL Score: 700 or higher

For salaried individuals:

  • Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.

For self-employed individual:

  • Applicant must submit an ITR proof of the last 2 years.

*Note: Maximum age applies at the time of loan maturity.

You will also need to provide documents such as PAN card, address proof, recent bank statements, and income documents (salary slips or ITRs).

Check your used car loan eligibility online in just a few steps — it’s instant, hassle-free, and requires no paperwork initially.

Additional read: Other benefits of choosing used car finance

Used car loan interest rates in Bikaner

Bajaj Finance offers competitive interest rates on used car loans in Bikaner, ensuring that your EMIs remain affordable over your chosen repayment period. Your interest rate will depend on your credit score, income, loan amount, and repayment term.

We provide transparent pricing with no hidden fees, so you know exactly what to expect from the very beginning.

How to apply for a used car loan in Bikaner

Applying for a Bajaj Finserv Used Car Loan is simple and fully digital. Follow these steps:

  1. Visit the used car loan page and click on ‘APPLY’.

  2. Enter your mobile number and verify it via OTP.

  3. Fill in your personal and employment details, including income and occupation.

  4. Add the car’s information, if already finalised.

  5. Upload or verify your KYC documents.

  6. Schedule a call or a doorstep document collection as per your convenience.

After successful verification, the loan amount will be disbursed to your account quickly, enabling you to purchase the car you want.

From daily commutes in the old city to long drives through the Thar region, owning a car in Bikaner offers freedom, comfort, and independence. With Bajaj Finserv Used Car Loan, purchasing a pre-owned vehicle becomes a smooth, affordable, and fully supported experience. You get access to high-value loans, custom repayment plans, and complete transparency — all without stepping out of your home.

Check your pre-approved used car loan offer in Bikaner today and take the first step toward car ownership, made simple with Bajaj Finserv.

Frequently asked questions

How much-used car loan can I get in Bikaner?

With Bajaj Finance, you can get a used car loan of up to Rs. 1.02 crore. This amount makes it easier to buy the car you want without putting too much pressure on your finances. The exact loan amount, however, will be based on your eligibility. You can check your used car loan eligibility in just a few clicks and find out how much you can borrow.

What is the interest rate for second-hand car loans in Bikaner?

Bajaj Finance offers second-hand car loans at competitive interest rates, starting from 10% p.a.

What is the CIBIL Score required to get a used car loan in Bikaner?

To apply for a used car loan with Bajaj Finance, you’ll need a minimum CIBIL Score of 700. The process is straightforward, with easy eligibility terms and minimal paperwork.

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*Terms and conditions apply