Bhubaneswar, the capital of Odisha, is a city that beautifully blends ancient heritage with rapid urbanisation. From its iconic temples and cultural landmarks to its IT parks, educational institutions, and smart city developments, Bhubaneswar has become one of India’s most promising urban centres. With improved infrastructure, expanding suburbs, and increased employment opportunities, the demand for personal mobility has risen considerably.
Whether you're a working professional commuting to Infocity, a student travelling across campuses, or a family managing daily travel, having a personal vehicle adds immense convenience. While buying a new car may not always fit everyone’s budget, pre-owned vehicles offer a cost-effective and practical solution. And with the support of Bajaj Finserv Used Car Loan, purchasing a second-hand car in Bhubaneswar becomes easy, quick, and affordable.
Check your pre-approved used car loan offer now and discover the best financing solution to drive home a used car in Bhubaneswar. Just enter your mobile number and verify it with an OTP to get started.
Features and benefits of used car loan in Bhubaneswar
When you choose a Bajaj Finserv Used Car Loan, you gain access to a range of features that make the financing experience simple and convenient:
Quick disbursal
Once your loan is approved, the funds are disbursed within 48 hours*, allowing you to proceed with your car purchase without delays.Loan up to 115%
Access funding of up to 115%, giving you the flexibility to choose from a wide selection of quality used cars.Flexible repayment tenures
Repay your loan over a term of up to 84 months, with EMIs tailored to suit your financial comfort.Doorstep documentation
Enjoy a hassle-free experience by submitting your documents from the comfort of your home. Our representative will visit at a time that suits you.100% digital journey
Complete your entire loan process — from application to document upload — online, without visiting a branch.
Pro tip: Use the used car loan EMI calculator to estimate your monthly repayments based on loan amount, interest rate, and tenure. It’s an easy way to plan your finances before you apply.
Eligibility criteria for a used car loan in Bhubaneswar
Bajaj Finserv keeps eligibility simple, so more people in Bhubaneswar can access financing without complications. Here are the basic requirements:
- Nationality: Indian citizen
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: The higher age limit applies at the time of loan maturity.
You will need to provide standard documents such as PAN card, address proof, bank statements, and income documents like salary slips or ITRs, depending on your employment type.
Check your used car loan eligibility online in just a few steps — no documentation is required during the initial stage.
Additional read: Other benefits of choosing used car finance
Used car loan interest rates in Bhubaneswar
Interest rates on used car loans vary based on your financial profile, loan amount, tenure, and the vehicle you choose. Bajaj Finance offers competitive and transparent interest rates that make your monthly EMIs affordable and predictable.
With no hidden charges, the cost of your loan is clearly outlined upfront, so you can plan your repayment without any surprises.
How to apply for a used car loan in Bhubaneswar
Here’s how to apply for a Bajaj Finserv Used Car Loan online:
- Visit the used car loan page on the Bajaj Finserv website and click ‘APPLY’.
- Enter your 10-digit mobile number and verify it using the OTP.
- Provide your personal details such as name, income, employment type, and city.
- If you’ve already selected a vehicle, share its details.
- Upload or verify your KYC documents digitally.
- Schedule a verification call or a doorstep visit to complete the process.
Once all steps are completed, your loan will be processed swiftly, and the disbursal will take place so you can proceed with your car purchase.
From travelling across Nayapalli and Patia to exploring nearby destinations like Puri and Cuttack, having your own car in Bhubaneswar brings unmatched freedom and flexibility. Bajaj Finserv Used Car Loan ensures that you can finance your chosen vehicle without compromising on convenience or financial stability. With easy eligibility, fast disbursal, and a completely online process, getting a used car loan has never been more accessible.
Check your pre-approved used car loan offer in Bhubaneswar and start your journey towards car ownership today — on your terms, at your pace.
