Settled in the heart of Odisha, Bhubaneswar captivates with its rich cultural heritage and modern vibrancy. Known as the "Temple City of India," it effortlessly blends tradition with progress, offering a dynamic lifestyle against a backdrop of ancient temples and lush greenery.
In Bhubaneswar, acquiring a pre-owned vehicle is not just a convenience but a testament to financial prudence. Used car finance in Bhubaneswar provides the gateway to affordable mobility, catering to diverse needs and budgets. With a plethora of options available, individuals can easily find financing solutions tailored to their requirements.
Bajaj Finance offers used car loans with a host of different features.
Here are 5 notable features of a Bajaj Finserv Used Car Loan
Features and benefits of used car loans
- Sizable financing: Our asset-based financing offers competitive interest rates and can fund up to 115% of the vehicle's worth.
- Large loan amount: Get up to Rs. 1.02 crore to buy a used car without exhausting your savings.
- Quick disbursal: After loan approval, funds can be released within 48 hours*, allowing you to acquire your desired car.
- Convenient tenures: Spread the cost of your used car over up to 84 months.
- Flexi variants: Our Flexi Loan allows you to make fund withdrawals and partial prepayments at no additional cost.
- Pre-approved offers: Customers can check pre-approved used car loan offers by entering their mobile number and OTP.
Eligibility criteria for a Bajaj Finserv Used Car Loan
You must meet the following criteria to qualify for a Bajaj Finserv Used Car Loan in Bhubaneswar:
- Nationality: Indian
- Age: 18 to 80 years*
- CIBIL Score: 700 or higher
- Employment:
- For salaried: Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. 20,000
- For self-employed: Applicant must submit an ITR proof of the last 2 years
* A higher age limit is applicable at the time of loan maturity.
Additional read: Factors that affect your pre-owned car loan eligibility
Interest rates for used car loans in Bhubaneswar
Interest rates for used car loans in Bhubaneswar vary depending on factors such as the borrower's creditworthiness, loan amount, and repayment term. However, borrowers can expect competitive rates that make financing a used car affordable. Click here to know more about our fees and charges for used car loan.
How to apply for used car finance in Bhubaneswar
Obtaining a Bajaj Finserv Used Car Loan in Bhubaneswar is simple:
- Apply for a used car loan by visiting the page and clicking the 'APPLY' button.
- Enter your 10-digit cellphone number and verify with an OTP.
- Enter your personal information.
- Provide car information such as make, model, and colour.
- Update your KYC information and arrange a verification session.
Opting for a used car finance in Bhubaneswar is vital for purchasing affordable cars. Bajaj Finance provides used car loans with simple eligibility conditions, making it easy to buy used cars in Bhubaneswar.
Apply for a used car loan today.