Bhatinda, one of Punjab’s oldest and most prominent cities, has grown into a key centre for trade, education, and industry. With its well-connected highways, thermal power plants, and upcoming infrastructure, Bhatinda is no longer just a historic city — it is rapidly becoming an urban powerhouse. In such a dynamic setting, personal mobility plays an important role in everyday life.
From commuting to nearby areas like Rampura or Bathinda Cantonment to navigating the city’s vibrant markets and institutions, having your own vehicle ensures comfort, flexibility, and time savings. And while buying a new car may not be feasible for everyone, used cars offer a dependable and economical alternative. With a Bajaj Finserv Used Car Loan, you can now finance your second-hand car with ease — thanks to affordable EMIs, flexible repayment, and quick loan disbursal.
Check your pre-approved used car loan offer now to see the customised financing options available for you in Bhatinda. Just enter your mobile number and verify with OTP to get started.
Features and benefits of used car loan in Bhatinda
Bajaj Finserv Used Car Loan brings several benefits that make financing a used car easy and convenient:
Quick disbursal
After your loan is approved, the funds are transferred to your account within 48 hours*, so you can proceed with your vehicle purchase without delays.Loan up to 115%
Get a high loan amount of up to 115%, giving you the freedom to choose from a wide selection of pre-owned vehicles that suit your budget and needs.Flexible tenures
Repay your loan comfortably with tenures of up to 84 months. Choose a duration that fits your income and financial goals.Doorstep document collection
Enjoy a seamless process by having your documents picked up from your home or office — no need to visit any branch.100% digital journey
From application to loan tracking, every step is fully online, making it easy to manage your loan on the go.
Pro tip: Before applying, use the used car loan EMI calculator to check your estimated monthly EMIs. It helps you plan your budget and select the right loan amount and tenure.
Eligibility criteria for a used car loan in Bhatinda
Qualifying for a Bajaj Finserv Used Car Loan in Bhatinda is easy if you meet these basic conditions:
Nationality: Indian citizen
Age: 18 to 80 years*
CIBIL Score: 700 or higher
For salaried individuals:
Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.
For self-employed individual:
Applicant must submit an ITR proof of the last 2 years.
*Note: The higher age limit applies at the time of loan maturity.
To speed up your application, keep documents like PAN card, Aadhaar or address proof, salary slips or ITRs, and recent bank statements ready.
Check your used car loan eligibility online and get an instant estimate of how much you can borrow — with no documents required at the first step.
Additional read: Other benefits of choosing used car finance
Used car loan interest rates in Bhatinda
The interest rates on used car loans in Bhatinda are competitive and tailored to your financial profile. Your final rate will depend on your credit score, monthly income, repayment term, and the value of the car you wish to finance.
With Bajaj Finance, you get complete transparency on interest rates and charges — so you can plan your repayment confidently without hidden surprises.
How to apply for a used car loan in Bhatinda
Applying for a used car loan is quick and convenient with our digital platform. Here’s how you can apply:
Visit the used car loan page and click on ‘APPLY’.
Enter your mobile number and verify it through an OTP.
Fill in your personal details, including income, occupation, and city.
Add the details of the car you plan to buy (if already selected).
Upload or verify your KYC documents online.
Schedule a call or home visit for final verification and document collection.
Once all steps are completed, your loan will be processed swiftly, and funds will be disbursed so you can finalise your purchase without any delay.
Whether you’re driving through the city for business, visiting friends in nearby towns, or planning weekend getaways across Punjab, having your own car in Bhatinda makes every journey easier. With Bajaj Finserv Used Car Loan, you can own a second-hand vehicle with minimal stress and maximum flexibility. High loan amounts, competitive rates, and a fully digital process ensure that financing your car is both simple and smart.
Check your pre-approved used car loan offer today and take the next step toward owning a used car in Bhatinda.
