Used car loans in Bhatinda

Read our detailed guide to learn about the features, eligibility criteria, and application process of our used car loan in Bhatinda.
Used car loans in Bhatinda
3 min
17-February-2024

Bhatinda, one of Punjab’s oldest and most prominent cities, has grown into a key centre for trade, education, and industry. With its well-connected highways, thermal power plants, and upcoming infrastructure, Bhatinda is no longer just a historic city — it is rapidly becoming an urban powerhouse. In such a dynamic setting, personal mobility plays an important role in everyday life.

From commuting to nearby areas like Rampura or Bathinda Cantonment to navigating the city’s vibrant markets and institutions, having your own vehicle ensures comfort, flexibility, and time savings. And while buying a new car may not be feasible for everyone, used cars offer a dependable and economical alternative. With a Bajaj Finserv Used Car Loan, you can now finance your second-hand car with ease — thanks to affordable EMIs, flexible repayment, and quick loan disbursal.

Check your pre-approved used car loan offer now to see the customised financing options available for you in Bhatinda. Just enter your mobile number and verify with OTP to get started.

Features and benefits of used car loan in Bhatinda

Bajaj Finserv Used Car Loan brings several benefits that make financing a used car easy and convenient:

  • Quick disbursal
    After your loan is approved, the funds are transferred to your account within 48 hours*, so you can proceed with your vehicle purchase without delays.

  • Loan up to 115%
    Get a high loan amount of up to 115%, giving you the freedom to choose from a wide selection of pre-owned vehicles that suit your budget and needs.

  • Flexible tenures
    Repay your loan comfortably with tenures of up to 84 months. Choose a duration that fits your income and financial goals.

  • Doorstep document collection
    Enjoy a seamless process by having your documents picked up from your home or office — no need to visit any branch.

  • 100% digital journey
    From application to loan tracking, every step is fully online, making it easy to manage your loan on the go.

Pro tip: Before applying, use the used car loan EMI calculator to check your estimated monthly EMIs. It helps you plan your budget and select the right loan amount and tenure.

Eligibility criteria for a used car loan in Bhatinda

Qualifying for a Bajaj Finserv Used Car Loan in Bhatinda is easy if you meet these basic conditions:

  • Nationality: Indian citizen

  • Age: 18 to 80 years*

  • CIBIL Score: 700 or higher

For salaried individuals:

  • Individuals should have at least 1 year of experience and a minimum monthly salary of Rs. Rs. 20,000.

For self-employed individual:

  • Applicant must submit an ITR proof of the last 2 years.

*Note: The higher age limit applies at the time of loan maturity.

To speed up your application, keep documents like PAN card, Aadhaar or address proof, salary slips or ITRs, and recent bank statements ready.

Check your used car loan eligibility online and get an instant estimate of how much you can borrow — with no documents required at the first step.

Additional read: Other benefits of choosing used car finance

Used car loan interest rates in Bhatinda

The interest rates on used car loans in Bhatinda are competitive and tailored to your financial profile. Your final rate will depend on your credit score, monthly income, repayment term, and the value of the car you wish to finance.

With Bajaj Finance, you get complete transparency on interest rates and charges — so you can plan your repayment confidently without hidden surprises.

How to apply for a used car loan in Bhatinda

Applying for a used car loan is quick and convenient with our digital platform. Here’s how you can apply:

  1. Visit the used car loan page and click on ‘APPLY’.

  2. Enter your mobile number and verify it through an OTP.

  3. Fill in your personal details, including income, occupation, and city.

  4. Add the details of the car you plan to buy (if already selected).

  5. Upload or verify your KYC documents online.

  6. Schedule a call or home visit for final verification and document collection.

Once all steps are completed, your loan will be processed swiftly, and funds will be disbursed so you can finalise your purchase without any delay.

Whether you’re driving through the city for business, visiting friends in nearby towns, or planning weekend getaways across Punjab, having your own car in Bhatinda makes every journey easier. With Bajaj Finserv Used Car Loan, you can own a second-hand vehicle with minimal stress and maximum flexibility. High loan amounts, competitive rates, and a fully digital process ensure that financing your car is both simple and smart.

Check your pre-approved used car loan offer today and take the next step toward owning a used car in Bhatinda.

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions 

How much-used car loan can I get in Bhatinda?

With a used car loan from Bajaj Finance, you can borrow up to Rs. 1.02 crore. This helps you buy the car you want without putting too much pressure on your finances. The actual loan amount depends on your eligibility. You can check your used car loan eligibility in just a few clicks and find out how much you can borrow.

What is the interest rate for second-hand car loans in Bhatinda?

Bajaj Finance offers used car loans at competitive rates, starting from 10% p.a.

What is the CIBIL Score required to get a used car loan in Bhatinda?

To get a used car loan in Bhatinda from Bajaj Finance, you’ll need a minimum CIBIL Score of 700. The loan process is simple and requires minimal paperwork.