Published Oct 7, 2025 3 Min Read

Why buying a TV with a Consumer Durable Loan is a smart choice

Upgrading to a new television does not have to strain your finances. A Consumer Durable Loan lets you enjoy the latest features and immersive viewing experience right away, while spreading the cost over manageable monthly payments. Here is how:

  • Flexible EMIs: Choose repayment tenures ranging from 3 to 60 months to suit your budget.
  • Quick approval: Minimal documentation and fast processing at partner stores.
  • Wide availability: Accessible at over 1.5 lakh Bajaj Finserv partner stores across 4,000+ cities.
  • Smart budgeting: Allows you to buy premium models without compromising on monthly expenses.
  • Zero down payment option: Bring home select models without a hefty upfront payment, perfect for managing expenses smartly.

You can discover a wide range of televisions at any of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Take advantage of hassle-free financing with Bajaj Finserv—check your loan eligibility now and bring home your desired television without worrying about overspending.

Types of televisions available on Easy EMIs

Here is a quick guide to the popular types of televisions you can buy on Easy EMIs through Bajaj Finserv partner stores:

TV typeKey featuresIdeal for
Smart TVInternet-enabled, supports apps like Netflix, YouTube, Prime VideoStreaming and smart home integration
LED TVEnergy-efficient, slim design, good picture qualityEveryday viewing on a budget
OLED TVDeep blacks, vibrant colors, superior contrastMovie lovers and gamers
QLED TVBright display, enhanced colour accuracy with Quantum Dot technologyBright rooms and vivid visuals
4K Ultra HD TVFour times the resolution of Full HD, sharper imagesLarge screens and immersive viewing
Android TVGoogle-powered OS, voice control, app downloadsSmart device users and tech-savvy homes
Curved TVSlightly curved screen for immersive experienceCinematic viewing
Full HD TV1080p resolution, clearer than HD ReadyMid-size rooms and general use

Things to consider before buying a TV on Easy EMIs

Buying a television on Easy EMIs is a smart way to enjoy premium entertainment without paying the full amount upfront. However, making the right choice involves more than just picking a model—you should also evaluate your financial comfort, product features, and available offers.

  • Monthly EMI affordability: Choose an EMI amount that fits comfortably within your monthly budget to avoid financial stress.
  • Flexible tenure options: Look for repayment plans ranging from 3 to 60 months so you can spread the cost as needed.
  • Interest rate and charges: Check if the EMI plan offers zero or low interest to minimise your total outflow.
  • Down payment requirement: Prefer zero down payment options to avoid upfront expenses and ease your purchase.
  • TV features and specifications: Match screen size, resolution, smart features, and audio quality with your viewing preferences.
  • Brand reputation and warranty: Opt for trusted brands that offer reliable after-sales service and warranty coverage.
  • Store-level offers: Compare deals across Bajaj Finserv partner stores for cashback, discounts, and bundled benefits.
  • Loan eligibility and approval: Check your pre-approved EMI limit or eligibility to ensure a smooth and quick purchase process.

Eligibility criteria to buy a television on EMI with Consumer Durable Loan

The eligibility criteria for a consumer durable loan includes:

  • Nationality: Indian
  • Age: 21 to 75 years*
  • Employment type: Salaried or self-employed
  • Employed with: Public, private, or MNC
  • CIBIL Score: 685 or higher


Besides, you also need to provide these documents for applying for a consumer durable loan:

  • PAN card
  • Aadhar card number
  • Banking details

*You should be 75 years or younger at the end of the loan tenure.

Shop for a television with Bajaj Finserv

Bringing home your preferred television is now hassle-free with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Maha Bachat Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse through a wide selection of televisions on Bajaj Mall. Compare features to find a model that meets your needs.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Frequently asked questions

Can I buy any TV on EMI with a Consumer Durable Loan?

Yes, you can buy a wide range of televisions on EMI with a Consumer Durable Loan, including LED, Smart, OLED, QLED, and 4K models from leading brands. Availability may vary by store and eligibility, but most Bajaj Finserv partner stores offer Easy EMI options with minimal documentation and zero down payment on select models.

What is the minimum and maximum loan amount I can get for buying a TV?

The minimum and maximum loan amount you can get for buying a TV through a Consumer Durable Loan typically ranges from Rs. 6,000 to Rs. 2,00,000, depending on the TV model, brand, and your eligibility. 

Do I need to pay any down payment while buying a TV on EMI?

Not always. Many Consumer Durable Loan offers include zero down payment on select TV models, allowing you to take the product home without paying anything upfront. However, down payment requirements may vary based on the brand, model, store, and your loan eligibility.

What documents are required to apply for a Consumer Durable Loan for a TV?

You need to provide these documents for applying for a consumer durable loan:

  • PAN card
  • Aadhar card number
  • Banking details

*You should be 75 years or younger at the end of the loan tenure.

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Bajaj Finserv App for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals. 

You can use the Bajaj Finserv App to: 

Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more. 

  • Explore and apply for co-branded credit cards online. 
  • Invest in fixed deposits and mutual funds on the app. 
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers. 
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions. 
  • Apply for Insta EMI Card and get a pre-approved limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs. 
  • Shop from over 100+ brand partners that offer a diverse range of products and services. 
  • Use specialised tools like EMI calculators, SIP Calculators 
  • Check your credit score, download loan statements, and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app. 

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.