About Saraswat Bank Credit Card Payment

Saraswat Bank, one of the oldest and largest co-operative banks in India, offers a wide range of financial products and services to its customers. One such product is the Saraswat Bank credit card, which is designed to cater to the varied needs and expectations of its customers.

Saraswat Bank credit card comes with a host of features and benefits including rewards points, cashback, discounts, and much more. However, to enjoy the benefits of the credit card, the cardholder needs to make timely payments of their credit card bill.

There are many ways by which Saraswat bank credit cardholders can make payments of their credit card bills, and one such way is through the online payment option offered by the BBPS platform on Bajaj Finserv.

Features and benefits of Saraswat bank credit card payment on Bajaj Finserv

  • Quick and hassle-free

    Quick and hassle-free

    You can easily and quickly pay off your Saraswat bank credit card bill using BBPS platform on Bajaj Finserv.

  • Safe and secure

    Safe and secure

    Bajaj Finserv provides a safe and secure payment platform on BBPS platform. Your payment details are secure with the platform’s robust security measures.

  • Multiple payment options

    Multiple payment options

    Bajaj Finserv offers multiple payment options, including debit cards, credit cards, net banking, and UPI. This allows you to choose the payment method that suits you best.

  • Instant confirmation

    Instant confirmation

    After making the payment, the platform immediately confirms the payment through an email and SMS.

The BBPS platform on the Bajaj Finserv is a one-stop platform for all your bill payment needs.

How to pay Saraswat Bank credit card bill online on Bajaj Finserv BBPS platform

  1. 1 Click on 'DOWNLOAD APP' to open the Google Play Store
  2. 2 Login through the email ID registered with your mobile
  3. 3 Click on ‘INSTALL’
  4. 4 Open the app on your mobile phone
  5. 5 Enter your 10-digit mobile number to 'GENERATE OTP'
  6. 6 Enter the OTP and click on 'PROCEED'
  7. 7 Under the ‘FINANCIAL SERVICES AND TAXES’ section, tap on 'CREDIT CARD'
  8. 8 Choose ‘SARASWAT BANK’ from the drop-down menu
  9. 9 Enter your registered mobile number and click on 'PROCEED'

Saraswat Bank credit card bill payment option other than Bajaj Finserv

Apart from the BBPS platform on Bajaj Finserv, Saraswat bank credit cardholders can also make payments of their credit card bill through the following channels:

Saraswat Bank net banking: Saraswat Bank credit cardholders can log in to their net banking account and pay their credit card bill using the ‘CREDIT CARD PAYMENT’ option.

Saraswat Bank mobile banking app: Saraswat Bank credit cardholders can download the mobile banking app and pay their credit card bill using the ‘CREDIT CARD PAYMENT’ option.

NEFT/RTGS: Saraswat Bank credit cardholders can use the NEFT/RTGS mode to transfer the bill amount from their bank account to their credit card account.

Auto debit: Saraswat Bank credit cardholders can set up an auto-debit facility from their bank account to pay their credit card bill on the due date every month.

Cheque/demand draft: Saraswat Bank credit cardholders can also make payments of their credit card bill through a cheque or demand draft drawn in favour of ‘SARASWAT BANK CREDIT CARD ACCOUNT’.

Fees and charges

The following charges are applicable on mobile recharges and bill payments:

Payment Charges (Rs.)
Payment for bills and recharges Convenience fee up to 2% per transaction (inclusive of applicable taxes)*
Payment of rent using credit card as a payment mode 2% per transaction (inclusive of applicable taxes)*
Platform fee Up to Rs. 5/- for each prepaid mobile recharge


*Convenience fee is applicable on specific payment instrument and subject to revision from time to time.

Note - For failed transactions, the total amount including charges except taxes are reversed.

Conclusion

In conclusion, the BBPS platform on Bajaj Finserv is an excellent financial product that offers many benefits to its customers from paying credit cards bills on time to various other utilise payment from one single platform. Pay Saraswat Bank credit card bill, and your other bills as well via BBPS platform on Bajaj Finserv.