Bajaj Finance offers two ways to convert your Samsung Galaxy S26 Ultra purchase into affordable monthly payments, both available at 1.5 lakh+ partner stores across 4,000+ cities.
| Option | Limit | Key features |
|---|
| Bajaj Finance Insta EMI Card | Pre-approved limit up to Rs. 3 lakh | Zero annual fee; 3 months-60 months tenure; 1.5 lakh+ outlets; 1 million+ eligible products |
| Bajaj Finance Easy EMI Loan | Loan limit up to Rs. 5 lakh | Quick approval; 3 months-60 months tenure; basic KYC; ideal for higher-value purchases |
How to choose?
At Rs. 1,24,999 to Rs. 1,44,999, the Samsung Galaxy S26 Ultra sits well within the Bajaj Finance Insta EMI Card's pre-approved limit if you already hold one and shop across categories regularly. If this is a one-off, high-value purchase — especially the 512GB variant at Rs. 1,44,999 — the Bajaj Finance Easy EMI Loan is built for exactly that kind of single large purchase.
Spreading Rs. 1,24,999 over a longer tenure, such as 24 months, keeps the monthly outlay manageable for a flagship-priced phone, while a shorter 6-12 month tenure suits someone who wants to close out the payment quickly and pay less in total interest.
Example: Ananya, 34, runs a small design studio in Bengaluru. She buys the Samsung Galaxy S26 Ultra (12GB RAM, 512GB storage) for Rs. 1,44,999 at the Reliance Digital store in Bengaluru's Indiranagar using the Bajaj Finance Easy EMI Loan, choosing a 24-month tenure at an approximate EMI of Rs. 830/month* onward.
*EMI figure is the standard fallback since no calculated EMI breakdown was supplied for this SKU — treat as indicative only.