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The RBI Holiday List 2026 helps you identify when banks will remain closed throughout the year. While national holidays apply widely, many festival holidays vary by state or city based on the RBI Holiday Matrix.
Key highlights:
- Republic Day falls on 26 January 2026.
- Annual Bank Closing is on 1 April 2026.
- Independence Day is on 15 August 2026.
- Gandhi Jayanti is on 2 October 2026.
- Banks also remain closed on the second and fourth Saturdays of every month, along with all Sundays.
- Festival holidays such as Bakri Eid, Muharram, Diwali, and Eid-e-Milad may vary by location or official notification.
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What is included in the RBI holiday list?
What is the role of RBI in the Indian stock market
The Reserve Bank of India (RBI) publishes a holiday calendar that specifies when banks remain closed across different states and union territories. The holiday schedule includes national holidays, regional festivals, and state-specific observances.
Since many holidays vary by location, you should check the RBI Holiday Matrix or confirm with your local bank before planning important banking transactions.
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What are the RBI bank holidays in 2026?
January 2026
| Date | Holiday | Applicable locations |
| 1 Jan | New Year's Day / Gaan-Ngai | Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong |
| 2 Jan | New Year Celebration / Mannam Jayanthi | Aizawl, Kochi, Thiruvananthapuram |
| 3 Jan | Birthday of Hazrat Ali | Lucknow |
| 12 Jan | Birthday of Swami Vivekananda | Kolkata |
| 14 Jan | Makar Sankranti / Magh Bihu | Ahmedabad, Bhubaneswar, Guwahati, Itanagar |
| 15 Jan | Uttarayana Punyakala / Pongal / Maghe Sankranti | Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada |
| 16 Jan | Thiruvalluvar Day | Chennai |
| 17 Jan | Uzhavar Thirunal | Chennai |
| 23 Jan | Birthday of Netaji Subhas Chandra Bose / Saraswati Puja | Agartala, Bhubaneswar, Kolkata |
| 26 Jan | Republic Day | All locations except Bhopal, Chandigarh, Dehradun, Kanpur, Srinagar |
February 2026
| Date | Holiday | Applicable locations |
| 18 Feb | Losar | Gangtok |
| 19 Feb | Chhatrapati Shivaji Maharaj Jayanti | Belapur, Mumbai, Nagpur |
| 20 Feb | State Day / Statehood Day | Aizawl, Itanagar |
March 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 2 Mar | Holika Dahan | Lucknow |
| 3 Mar | Holi (Second Day) / Dol Jatra | Belapur, Gangtok, Guwahati, Hyderabad, Jaipur, Kolkata, Mumbai, Nagpur, Panaji, Patna, Ranchi, Vijayawada |
| 4 Mar | Holi / Dhuleti / Yaosang 2nd Day | Agartala, Ahmedabad, Aizawl, Bhubaneswar, Imphal, Itanagar, Jammu, Lucknow, New Delhi, Raipur, Shillong, Shimla |
| 13 Mar | Chapchar Kut | Aizawl |
| 17 Mar | Shab-I-Qadr | Jammu |
| 19 Mar | Gudhi Padwa / Ugadi / Tamil New Year | Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Mumbai, Nagpur, Panaji, Vijayawada |
| 20 Mar | Eid-Ul-Fitr / Jumat-ul-Vida | Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 21 Mar | Ramzan-Id / Sarhul | Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 26 Mar | Shree Ram Navami | Agartala, Bhubaneswar, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Shillong |
| 27 Mar | Shree Ram Navami (Chaite Dasain) | Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 31 Mar | Mahavir Jayanti | Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Vijayawada |
April 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 1 Apr | Bank's Annual Closing | Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Thiruvananthapuram, Vijayawada |
| 2 Apr | Maundy Thursday | Kochi, Thiruvananthapuram |
| 3 Apr | Good Friday | Ahmedabad, Aizawl, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Imphal, Itanagar, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 14 Apr | Dr Babasaheb Ambedkar Jayanti / Baisakhi / Tamil New Year | Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Thiruvananthapuram, Vijayawada |
| 15 Apr | Bengali New Year / Vishu / Himachal Day | Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla, Thiruvananthapuram |
| 16 Apr | Bohag Bihu | Guwahati |
| 20 Apr | Basava Jayanti / Akshaya Tritiya | Bengaluru, Kolkata |
| 21 Apr | Garia Puja | Agartala |
May 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 1 May | Maharashtra Din / Buddha Pournima / May Day | Agartala, Aizawl, Belapur, Bengaluru, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shimla, Thiruvananthapuram, Vijayawada |
| 9 May | Birthday of Rabindranath Tagore | Kolkata |
| 16 May | State Day | Gangtok |
| 26 May | Birthday of Kazi Nazrul Islam | Agartala, Ahmedabad, Aizawl, Guwahati, Hyderabad, Imphal, Jammu, Kochi, Kohima, Kolkata, Lucknow, New Delhi, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 27 May | Eid-Ul-Adha (Bakri-Eid) | Agartala, Jammu |
| 28 May | Bakri Id | Belapur, Bengaluru, Chennai, Jaipur, Jammu, Mumbai, Nagpur, Panaji, Patna |
June 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 15 Jun | YMA Day / Raja Sankranti | Aizawl, Bhubaneswar |
| 25 Jun | Moharrum | Vijayawada |
| 26 Jun | Muharram / Ashoora | Agartala, Aizawl, Belapur, Bengaluru, Chennai, Hyderabad, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi |
| 29 Jun | Sant Guru Kabir Jayanti | Shimla |
| 30 Jun | Remna Ni | Aizawl |
July 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 6 Jul | MHIP Day | Aizawl |
| 9 Jul | Beh Deinkhlam | Shillong |
| 16 Jul | Ratha Yatra / Kang (Rathajatra) | Bhubaneswar |
| 17 Jul | Death Anniversary of U Tirot Singh | Imphal |
| 18 Jul | Drukpa Tshe-zi | Gangtok |
| 22 Jul | Kharchi Puja | Agartala, Shillong |
August 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 4 Aug | Ker Puja | Agartala |
| 8 Aug | Tendong Lho Rum Faat | Gangtok |
| 13 Aug | Patriot's Day | Imphal |
| 15 Aug | Independence Day / Parsi New Year | All major locations nationwide |
| 19 Aug | Birthday of Maharaja Bir Bikram Kishore Manikya Bahadur | Agartala |
| 25 Aug | Milad-Un-Nabi / First Onam | Kochi, Thiruvananthapuram, Vijayawada |
| 26 Aug | Id-E-Milad / Thiruvonam | Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Thiruvananthapuram |
| 28 Aug | Raksha Bandhan / Pang-Lhabsol | Ahmedabad, Gangtok, Imphal, Jaipur, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Shimla, Thiruvananthapuram |
September 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 4 Sep | Janmashtami / Krishna Jayanthi | Ahmedabad, Aizawl, Bhubaneswar, Chennai, Hyderabad, Jaipur, Jammu, Kolkata, Lucknow, Patna, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 12 Sep | Tirubhav Tithi of Srimanta Sankardeva | Guwahati |
| 14 Sep | Ganesh Chaturthi | Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji, Vijayawada |
| 15 Sep | Samvatsari / Nuakhai / Ganesh Chaturthi (2nd Day) | Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji, Vijayawada |
| 21 Sep | Janmotsav of Srimanta Sankardeva | Gangtok |
| 22 Sep | Karma Puja | Gangtok, Kochi |
| 23 Sep | Birthday of Maharaja Hari Singh Ji | Jammu, Ranchi |
| 25 Sep | Indrajatra | Gangtok, Panaji |
October 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 2 Oct | Mahatma Gandhi Jayanti | All major locations nationwide |
| 10 Oct | Mahalaya Amavasye | Bengaluru |
| 17 Oct | Maha Saptami | Agartala, Gangtok, Bhubaneswar, Chennai, Itanagar, Kolkata, Patna, Ranchi, Shillong |
| 19 Oct | Dussehra / Maha Navami / Durga Puja | Agartala, Ahmedabad, Aizawl, Bhubaneswar, Chennai, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 20 Oct | Dasara / Vijaya Dashmi | Agartala, Ahmedabad, Aizawl, Bengaluru, Bhubaneswar, Chennai, Itanagar, Kolkata, Patna, Ranchi, Shillong, Vijayawada |
| 21 Oct | Vijaya Dasami / Durga Puja | Agartala, Bengaluru, Bhubaneswar, Chennai, Kolkata, Ranchi, Shillong, Vijayawada |
| 22 Oct | Durga Puja (Dasain) | Gangtok, Shimla |
| 23 Oct | Durga Puja (Dasain) | Gangtok, Kolkata |
| 26 Oct | Laxmi Puja / Maharishi Valmiki's Birthday | Agartala |
| 29 Oct | Karva Chauth | Shimla |
| 31 Oct | Sardar Vallabhbhai Patel's Birthday | Shimla |
November 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 9 Nov | Diwali / Laxmi Puja / Govardhan Pooja | Agartala, Gangtok, Imphal, Jaipur, Lucknow |
| 10 Nov | Diwali (Bali Pratipada) / Vikram Samvant New Year | Ahmedabad, Belapur, Bengaluru, Gangtok, Mumbai, Nagpur |
| 11 Nov | Bhaidooj / Chitragupt Jayanti | Gangtok, Imphal, Kolkata, Lucknow, Shimla |
| 13 Nov | Wangala Festival | Shillong |
| 16 Nov | Chhath Puja | Patna, Ranchi |
| 23 Nov | Seng Kut Snem | Aizawl |
| 24 Nov | Guru Nanak Jayanti / Karthika Purnima | Belapur, Bhubaneswar, Hyderabad, Itanagar, Jaipur, Jammu, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Raipur, Ranchi, Shillong, Shimla |
| 27 Nov | Kanakadasa Jayanthi | Bengaluru |
December 2026
| Date | Holiday | Applicable locations |
|---|---|---|
| 1 Dec | Indigenous Faith Day / State Inauguration Day | Itanagar, Kohima |
| 3 Dec | Feast of St. Francis Xavier | Panaji |
| 9–11 Dec | Losoong / Namsoong | Gangtok |
| 12 Dec | Death Anniversary of Pa Togan Nengminja Sangma | Shillong |
| 18 Dec | Death Anniversary of U SoSo Tham | Shillong |
| 19 Dec | Goa Liberation Day | Panaji |
| 24 Dec | Christmas Eve | Aizawl, Kohima, Shillong |
| 25 Dec | Christmas | All major locations nationwide |
| 26 Dec | Christmas | Aizawl, Kohima, Shillong |
| 30 Dec | Death Anniversary of U Kiang Nangbah | Aizawl, Shillong |
| 31 Dec | New Year's Eve | Aizawl, Shillong |
These bank holidays are state-specific and may not be applicable across all regions of India. Holiday dates can vary by city, and not every location observes the same holidays — please check the official RBI website (rbi.org.in) to confirm the exact list applicable to your city before planning any bank visit.
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Conclusion
The RBI Holiday List 2026 helps you plan banking activities by highlighting the days when bank branches remain closed across different states and union territories. While national holidays are widely observed, many festival holidays vary by location and are notified by the RBI. Before scheduling important transactions, cheque clearances, or branch visits, check the RBI Holiday Matrix or confirm with your local bank to avoid delays. Digital banking services generally remain available even when bank branches are closed.
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Frequently Asked Questions
RBI Holiday List
How are RBI bank holidays different from public holidays?
RBI bank holidays are the days when bank branches remain closed for customer service, as notified by the Reserve Bank of India under the Negotiable Instruments Act. Unlike public holidays, which may apply to government offices and other organisations, RBI bank holidays can vary by state or city. Banks are also closed on the second and fourth Saturdays of every month and on all Sundays.
Will online banking services be affected on RBI bank holidays in 2026?
No. Most online banking services, including internet banking, mobile banking, UPI, and ATM transactions, continue to operate on RBI bank holidays. However, services that require branch processing, such as cheque clearance or certain account-related requests, may be delayed until the next working day.
Can cheque clearances happen on RBI bank holidays?
No, standard physical cheque clearing does not take place on RBI bank holidays, Sundays, or the second and fourth Saturdays of each month. Cheque processing is carried out only on operational working days under the Cheque Truncation System (CTS).
Are ATM services available during RBI holidays?
Yes, ATM services remain available round the clock, even during RBI bank holidays, weekends, and public holidays. Customers can continue to access cash withdrawal services and carry out ATM transactions at any time without interruption.
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