OnePlus 13R vs OnePlus 12

The OnePlus 13R and OnePlus 12 share the same chip but serve different buyers.

• Both run Snapdragon 8 Gen 3 and OxygenOS, with 4 Android upgrades.
• The OnePlus 12 wins on cameras — Hasselblad tuning, 48MP ultra-wide, 3x OIS telephoto, 8K video and 50W wireless charging.
• The OnePlus 13R wins on battery life (6,000mAh vs 5,400mAh), security support (6 vs 5 years) and price.
• The OnePlus 12 has a sharper QHD+ display; the OnePlus 13R's panel is Full HD+.

You can also buy a new smartphone on Easy EMIs at over 1.5 lakh partner stores across 4,000 cities, including Reliance Digital, Croma, and Vijay Sales. Check your loan eligibility online in minutes so you know exactly what you can get before you step into the store.

Both phones share the Snapdragon 8 Gen 3 chip, but they make very different choices around it. The OnePlus 12 is a flagship built around camera quality, with a Hasselblad-tuned triple camera system, a sharper QHD+ LTPO AMOLED display and 100W wired plus 50W wireless charging. The OnePlus 13R trades those premium extras for a larger 6,000mAh battery, a newer Android version, an extra year of security support and a meaningfully lower price.

The decision comes down to what you value more. If you want the best camera and display available in the OnePlus lineup, the OnePlus 12 delivers. If you want flagship-grade performance, longer software support and better battery life at a lower price, the OnePlus 13R is the stronger everyday choice.

You can buy a smartphone through Easy EMIs when your preferred model is eligible and available at a partner store, making it simple to upgrade without paying the full amount upfront. Here is what the process looks like.

• Visit more than 1.5 lakh partner stores across 4,000+ cities, including Jaipur, Lucknow, Kochi, and Bhopal
• Choose your preferred model and use the Bajaj Finance Insta EMI Card or Easy EMI Loan
• Convert the purchase cost into Easy EMIs that suit your monthly budget

-> Pro tip: Zero down payment is available on select models, so ask the store executive if your chosen phone qualifies before you check out.

The right pick depends on what matters more to you: camera quality, battery life or value.

Which phone will give me better camera quality?

The OnePlus 12 is the stronger camera phone by a clear margin.

• OnePlus 12: Hasselblad-tuned triple cameras, a 48MP ultra-wide, 3x optical zoom with OIS and 8K video recording.
• OnePlus 13R: A 50MP telephoto is a welcome addition, but the 8MP ultra-wide and lack of OIS on the telephoto hold it back.

Which phone gives me better battery and charging?

Each phone wins on a different front.

• OnePlus 13R: A 6,000mAh battery lasts longer through heavy daily use.
• OnePlus 12: 100W wired and 50W wireless charging top up the phone far faster and more conveniently.

Which phone suits my everyday use better?

Your budget and priorities should decide.

• Flagship camera users: The OnePlus 12 remains one of the best camera phones in its price range and is worth considering even as an older model.
• Long battery life seekers: The OnePlus 13R's 6,000mAh cell suits commuters, travellers and heavy users who rarely sit near a charger.
• Value buyers: If prices have converged, the OnePlus 13R gives you a newer chip generation, longer security support and a bigger battery for less money.

Both phones use the same Snapdragon 8 Gen 3 chip, so benchmark scores are nearly identical. The OnePlus 13R scores marginally higher on AnTuTu; the OnePlus 12 has a very slight single-core edge.

• Day-to-day: With identical chips, both phones feel the same in real use. Neither holds a meaningful performance edge.
• GPU: The OnePlus 13R has a slight GPU compute lead, which can help in graphically intensive games.
• Multitasking: Both are available in 16GB RAM variants, which handles heavy multitasking with ease.

-> Pro tip: Benchmark scores between phones with the same chip are more reflective of thermal management than raw power — neither phone throttles badly in typical use.

Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:

How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.

Also explore the latest offers. You may find a great deal on a model that matches your needs.

The process is simple and typically takes 10 to 15 minutes once you are at the store.

1. Browse models on Bajaj Mall: Compare options on Bajaj Mall before visiting a store.
2. Find a partner store near you: Use the Bajaj Finance store locator to find a nearby partner outlet such as Croma, Vijay Sales, or other authorised retailers.
3. Check the model in person: Check the key features, specifications, size, and performance to choose the product that best suits your needs and budget.
4. Choose a suitable EMI option: At checkout, ask the store executive about the Bajaj Finance Insta EMI Card or Easy EMI Loan. Confirm available tenure options and whether your chosen model comes with a zero down payment offer.
5. Complete payment and schedule installation: The in-store process is quick, and most partner stores offer installation as part of the purchase.

You can also check your loan eligibility online in advance by entering your mobile number and OTP, helping you plan your purchase better before visiting the store.

Bajaj Finance’s Smart Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.

1. Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.

2. Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.

3. Bajaj offers - Unlock exclusive Bajaj Finance deals on popular products—available only to our customers. More rewards, more value.

4. Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.

Calculate your extra savings today!