Bajaj Finance offers two financing options at over 1.5 lakh partner stores across 4,000 cities in India. Here is how they compare:
| Option | Limit | Key features |
| Bajaj Finance Insta EMI Card | Card loan offer up to Rs. 6 lakh | 3 to 60 months tenure; works at 1.5 lakh partner stores; 1 million eligible products |
| Bajaj Finance Easy EMI Loan | Loan offer up to Rs. 5 lakh | Quick loan approval; 3 to 60 months tenure; basic KYC documents needed; ideal for higher-value purchases |
How to choose? Both options require you to be physically present at a partner store. The Insta EMI Card is ideal for shoppers who want to purchase across multiple categories over time. The Easy EMI Loan suits buyers looking to finance a higher-value purchase in a single transaction.
Also explore the latest offers. You may find a great deal on a model that matches your needs.
Buyer scenario:
Priya, a 27-year-old marketing executive from Pune, wants a smartphone for photography, social media, video calls, and storing work files. She chooses the Nothing Phone (4b) 8GB + 256GB, priced at Rs. 38,999. The RAM supports multitasking, while the storage provides space for photographs, videos, and downloaded content.
Using an illustrative 12-month, interest-free Easy EMI plan, Priya can divide the purchase cost into approximately Rs. 3,250 per month, assuming zero down payment and no additional charges.
Note: The price and EMI are estimated examples. Actual prices, EMI amounts, applicable charges, model availability, and financing terms will differ in-store.