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iPhone Insurance

Apple phones are known for their ease of use. Their usability comes from a simple operating system that allows all the apps to be launched from the home screen. All the settings, for example, can be found under one menu. While iPhone offers an industry-leading user experience, they are pretty expensive, and repairing them could be costly. Mobile insurance for iPhones can help stay financially secure against damages. Mobile Protection Plan for iPhone offers comprehensive financial coverage against breakdown, damage, loss, burglary, and more.

  • Mobile protection plan details

    CPP Mobile Device Protection Plan (with complimentary mobile device insurance) CPP Fonesafe Lite (with complimentary mobile device insurance)
    The plan covers the device replacement cost (up to 100% of the base value before applying any coupon, cashback, discount, depreciation and standard deductibles) for up to 2 instances. You can avail of the subscription for smartphones, laptops & tablets. Mobile Protect can be purchased within 60 days of the date of purchase. Fonesafe Mobile Screen Insurance plan offers coverage for display-related damages for up to two instances of screen damage. Fonesafe Lite can be purchased within 60 days from the date of purchase.

  • Easy online application


    To apply for Mobile Protection, all you have to do is fill up an online application form and pay the premium (See premium table below) via net banking, debit card, UPI, or mobile wallet.

    Device Price Range (in Rs.) CPP Mobile Protect (in Rs., with complimentary mobile device insurance) CPP Fonesafe Lite (in Rs., with complimentary mobile screen insurance)
    6,000-9,999 1212 649
    10,000-11,999 1612 899
    12,000-14,999 2137 1099
    15,000-19,999 2137 1099
    20,000-24,999 2787 1499
    25,000-29,999 2787 1499
    30,000-34,999 3812 1999
    35,000-39,999 3812 1999
    40,000-49,999 4912 2599
    50,000-59,999 5612 2999
    60,000-69,999 5612 2999
    70,000-99,999 6212 3599
    More than 100,000 6212 3599

    *Base invoice value, before any discounts and cashback.

  • Available Mobile Protection Plans


    Depending on one's needs, one can choose from a complete Mobile Device Protection Plan or a Mobile Screen Protection plan for their iPhone. While CPP Mobile Protect offers you comprehensive coverage in case of accidental damage/liquid damage to your iPhone, the CPP Fonesafe Lite financially covers you against damages to your iPhone’s display. Here is a comparison between the two.
    Coverage offered CPP MOBILE PROTECT (with complimentary Mobile Device Cover) CPP FONESAFE LITE (with complimentary Mobile Screen Cover)
    Gaana Plus Subscription ✓Available for 1 year ✘ Unavailable
    Zee5 All Access Annual Subscription ✓Available for 1 year ✓Available for 1 year
    F-Secure antivirus and malware protection ✓Available for 1 year ✓Available for 1 year
    Damage due to pollution ✘Not covered
    Any damage to your smartphone due to the effects of pollution or contamination will not be covered under the plan.
    ✘ Not covered
    Any damage to your mobile screen due to the effects of pollution or contamination will not be covered under the plan.
    Maximum Coverage Same as handset value Same as handset value
    No. of claims allowed in membership year 2 2
    Accidental damage to mobile screen * ✓ Covered
    Damages to mobile display are covered provided the phone should have been in your custody at the time of damage.
    ✓ Covered
    Damages to mobile screen are covered. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.
    Accidental damage to handset * ✓ Covered
    Accidental damage is covered for the entire handset. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.
    ✘ Not covered
    Damages to your handset are not covered under the plan.
    Liquid damage * ✓ Covered
    Damages to your handset (including mobile screen) due to water or fluids is covered.
    ✘ Not covered
    Liquid damages to your mobile screen are not covered under the plan.
    Breakdown cover * ✘Not covered
    Repair and replacement costs arising due to any unexpected electrical or mechanical breakdown of your phone is not covered under the plan.
    ✓ Covered
    Repair and replacement costs arising due to any unexpected electrical or mechanical breakdown of your phone screen is covered, provided the phone was being used by you at the time of breakdown.
    F-Secure antivirus and malware protection ✓Available for 1 year ✓Available for 1 year
    Maximum claim amount per claim* 100% of handset/invoice value 50% of handset/invoice value

    *Note: The coverage offered cannot exceed the total invoice value of the smartphone. Maximum of 2 claims shall be addressed, during membership period; subject to maximum value of Coverage at the time of loss and the prior claim is a partial loss. This coverage is offered through a registered General Issuer of India. Below are some of the add-on benefits that you may avail by opting for mobile device protection plan for your Apple iPhone.

    Benefits of having an insurance plan for Apple iPhone

    Below are some of the add-on benefits that you may avail by opting for a mobile protection plan for your iPhone.

  • Standard Fire And Special Perils Cover

    F-Secure device security

    With CPP Fonesafe Mobile Insurance and CPP Fonesafe Lite Mobile Screen Insurance, you can avail a host of security features by installing the F-Secure SAFE Mobile App. Some of the benefits are mentioned below:

    • Antivirus and anti-malware protection
    • Theft coverage plan in case your mobile phone is stolen
    • Remote lock and remote data wipe
    • Fraudulent website protection
    • SIM card lock - locks phone if SIM card is removed
    • Remotely locate the phone using GPS
    • Scream alarm - set off an alarm in case of a misplaced phone
    • Auto-scan of downloaded apps
    • SIM card change - send SMS and location to a trusted number
    • SIM blocking, IMEI registration

  • Flexible tenors

    ZEE5 all-access annual subscription

    You get a free annual subscription to ZEE5.

    • It supports 12 Indian languages
    • 90+ Live TV channels, TV shows, 80+ original shows, 25+ blockbuster digital premiers, 3000+ movies
    • 5 devices can be connected with the annual subscription
    • 1 lakh+ hour of content
    • Annual subscription for one year Rs. 999, which is included in the package for you

  • Flexible tenors

    Gaana Plus subscription

    • 30 million Songs
    • Advertisement free music experience
    • Song downloads
    • Offline playback
    • Regional languages

  • Single number assistance

    You can call CPP's customer care at 1860-258-3030 (Monday - Sunday, 11 am to 9 pm) for assistance related to your mobile protection benefits.

  • Temporary smartphone replacement service

    If your smartphone is stolen, mobile protect delivers a temporary smartphone to your doorstep in selected cities across India (up to a maximum period of 7 days). You can call our call centre and place a request.

    Key features

    • Free delivery of temporary smartphones to the customer's home or office within 24 hours in selected cities.
    • The customer is responsible for all data on the smartphone. He should delete all data and contacts before handing them back to CPP.
    • If the temporary smartphone isn't returned after 7 days, CPP can take appropriate legal action against him.
    • The customer needs to contact Mobile Protect customer service to avail the benefits of this plan.

  • Deductibles applicable

    Based on the cost of the handset, a standard deductible has to be borne by the insured policyholder for each claim unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. The amount of deductibles are mentioned in the table below:

    Handset Value (in Rs.) CPP Mobile Protect (in Rs., with complimentary mobile device insurance) CPP Fonesafe Lite (in Rs., with complimentary mobile screen insurance)
    6,000-11,999 750 500
    12,000-19,999 1000 500
    20,000-29,999 1250 500
    30,000-39,999 1500 1000
    40,000-49,999 2000 1000
    50,000-69,999 3000 1000
    More than 70,000 3500 1000

  • Depreciation

    Depending on the usage duration of the phone, the claim will be processed on the depreciated value of the device. The same has been illustrated below:

    Phone age Depreciation %
    0 - 3 months 15
    3 - 6 months 25
    6 - 12 months 35/50

List of Popular Apple iPhone Models covered

CPP Mobile Protection Plans can be opted for all iPhone models as well as any other phone brand you may own, Here is a list of top iphone models covered under the plan.

iPhone 14 Pro Max iPhone 14 Pro iPhone 14
iPhone 13 Pro Max iPhone 13 Pro iPhone 13
iPhone 13 Mini iPhone 12 Pro Max iPhone 12 Pro
iPhone 12 mini iPhone 12 iPhone 11 Pro Max
iPhone XR iPhone 7 iPhone 11 Pro
iPhone X iPhone 6s Plus iPhone 11
iPhone 8 Plus iPhone 6s iPhone XS
iPhone 8 iPhone XS Max iPhone 7 Plus
iPhone SE

How to Apply?

  • STEP 1: Click on the ‘Apply Now’ button and share your basic details in the online application form.

  • STEP 2: Check and confirm your application by entering the OTP received on your mobile number.

  • STEP 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.

  • STEP 4: You will receive your membership details via email/WhatsApp.

How to raise a claim?

To raise a claim, you can reach out to the insurer within 24 hours of the incident through any of the following methods. Phone:
You can call at the following numbers:
Toll-Free- 1800-419-4000
6000-4000 (city STD code to be prefixed) Mail:
CPP Assistance Services Pvt. Ltd.
PO Box No. 826,
Kalkaji Post Office
New Delhi- 110019 You may also write an email to for any claim related queries.

Documents Required to Claim

To raise a successful claim, here is a list of documents that you need to submit.

  • The claim form, duly filled with damage details, i.e., type of damage, an estimated amount of claim, etc., and the insured beneficiary’s signature
  • Any other document to substantiate the insurance claim, such as valuation report, invoice, bill, etc.
  • For damages resulting from burglary/robbery/theft, an FIR is a must.
  • Based on the nature of the claim, any document required to establish the damage or its quantum
For any queries, write to our customer support at

Frequently Asked Questions (FAQs) For Mobile Protection Plans for iPhone

1. What is iPhone protection plan?

It is a mobile protection insurance plan that offers financial coverage for expenses incurred while repairing damages to your iPhone device. Usually, such a device protection plan covers expenses that arise due to accidental damage to the mobile screen, handset or liquid damage.

Smartphone users have the option to choose a comprehensive iPhone protection plan or a more specific protection plan. For example, iPhone handset users may look for a device protection plan covering accidental damage. Alternatively, smartphone users can look for a specific policy like a screen protection plan and get the expenses of repairing the screen in case of damages

Usually, policyholders receive financial coverage that extends up to the value of the device. As a policyholder, you can make two claims during the insurance policy tenor and benefit from additional features and offers.

2. Is iPhone protection plan worth it?

Since iPhone handsets are usually highly priced, availing a iPhone protection plan can prove beneficial for users. Policyholders can get the financial expenses that arise from repairing their iPhone phone covered.

Usually, the iPhone protection plan offers coverage against the financial obligations arising due to instances like the handset’s mechanical or electrical breakdown, liquid spillage, screen damage, accidental drop, etc.

iPhone protection insurance plans can be availed at an affordable premium and offer comprehensive protection against several types of damages. Above all, such a plan comes with a hassle-free claim process that makes it easier to avail the required assistance on time.

Often, smartphone users with a third-party device protection plan have to wait longer to get their mobile repaired at a iPhone service centre. Those who opt for the iPhone protection plan are likely to get their device serviced faster and without hassle.

3. How do I claim my iPhone protection plan?

You can raise a claim against your iPhone protection plan in three ways. You can choose to raise a claim via an email to Bajaj Finserv customer service at or call us on our toll-free or telephone number 1800-419-4000/ 6000-4000 with city code. Other than these, you can choose to raise a claim by sending a mail to our office.

Note that the claim must be raised within 24 hours of the incident. Also, to initiate the process, you will have to submit an essential set of documents, including a claim form detailing the loss or damage and the claim amount.

Additionally, you will have to submit documents like invoice, valuation report, bills, etc., to provide an idea about the claim amount. In case of burglary or theft, you may be asked to provide a copy of the police report and other vital documents to complete the process.

4. Does iPhone protection plan cover screen damage?

The comprehensive iPhone protection plan offers financial coverage against several damages, including that to the device’s screen. This plan helps meet expenses resulting from damages due to accidentally dropping the device, liquid spillage, breakage, screen damage due to accident or manufacturing defect, etc.

iPhone users can also look for a specific protection plan covering only the cost of repair resulting from screen damage. Note that the phone must be in possession of the policyholder at the time of damage to qualify for the insurance benefits.

Further, different coverage plans come with varying coverage and limitations. Individuals must find out about the same in detail to make an informed choice. For example, a screen protection plan may provide coverage against screen damage resulting from a crash, breakage, accidental drop, etc. However, it may not include screen damage due to liquid spillage

5. What is the cost of the iPhone protection plan?

The iPhone protection plan is available at an affordable premium. The protection plan premium is decided based on the handset’s price, and invoice value before any discount or cashback is applied.

For example, for a comprehensive plan, the premium of iPhone devices ranging from Rs.6,000 to Rs.9,999 is Rs.1,215. Similarly, for devices between Rs.10,000 to Rs.14,999, it is Rs.1,768, and for devices between Rs.15,000 and Rs.19,999, the premium is Rs.2,683. The premium for the iPhone protection plan increases as the price of the handsets rise.

For instance, the premium for a mobile under Rs.50,000 and Rs.34,999 is Rs.3,642, and for the range of Rs.50,000 to Rs.59,999, it is Rs.13,003.

The cost of a specific protection plan is relatively lower than that of a comprehensive one. For example, the premium for a screen protection plan for a device ranging from Rs.25,000 to Rs.29,999 is Rs.1,499, but for the same range, the premium for a comprehensive plan is Rs.3,221.

6. Which is the best insurance for an iPhone?

iPhones are expensive. There is always a risk of accidental damage or breakage beyond repair. An insurance cover is vital to keep yourself financially secure in such a case. There are a lot of insurance plans available in the market that give you coverage against loss, theft or damage. The Mobile Protection Plan from Bajaj Finserv is a feasible option to consider when choosing an insurance plan for your iPhone. You can click here to know more.

7. How do I get insurance on my Apple iPhone?

Apple devices come with a limited warranty period, and an insurance cover is necessary to keep yourself financially secure in case of any damage. You can avail of the Mobile Protection Plan for your iPhone from Bajaj Finserv by just following a few simple steps. Click here to know more.

8. Is it worth it to have phone insurance?

While a new Apple iPhone comes with a warranty, it usually does not cover physical or liquid damage. It is therefore advisable to secure them with insurance. Insurance will keep you financially secure in case of loss, theft or damage. Check out the features and benefits of the Mobile Protection Plan for iPhones.

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