How to Buy Mobile Phones on Amazon in EMI

Upgrade your phone with Bajaj Finserv Insta EMI Card! Shop mobiles on Amazon in EMI and split the cost into easy monthly payments.
How to Buy Mobile Phones on Amazon in EMI
5 min
06-Mar-2024

Plan better, stress less – discover a smarter way to manage your expenses as a student with the Bajaj Finserv Insta EMI Card. Whether it's a new laptop, books, or even a last-minute trip home, you can shop now and pay later — all in easy EMIs.

Let’s explore how the Insta EMI Card helps students stay on top of their academic and personal expenses without feeling financially stretched.

What is the Insta EMI Card & Why is It Useful for Students?

The Insta EMI Card is a digital payment card that turns big purchases into easy monthly instalments — with minimal interest and no hidden charges.

For students who often juggle limited budgets, this card offers the flexibility to afford what matters now and spread the cost over time. You can buy what you need today — a smartphone, textbooks, headphones — and pay in simple EMIs that don’t pinch your pocket.

Here’s why it stands out:

  • No credit card required

  • Minimal on your EMIs

  • Quick digital process

  • Available for purchases at over 1.5 lakh+ partner stores and websites

Learn more about Easy EMIs with Insta EMI Card

How Does the Insta EMI Card Help Students?

1. Buy Now, Pay Later — With Zero Interest

Need a laptop for your college project or a new pair of noise-cancelling headphones for focus? The Insta EMI Card lets you buy essentials without upfront payments.

Top categories students use the card for:

  • Laptops and tablets for online classes

  • Smartphones to stay connected

  • Fitness gear and cycles for staying active

  • Headphones, smartwatches, and gadgets

  • Educational courses or tools

Just split the cost over manageable monthly instalments and stay stress-free.

Check your eligibility in 2 clicks – just enter your mobile number & OTP

2. Easy Online Application — Takes Only a Few Minutes

The Insta EMI Card application is completely digital and takes just a few minutes. You don’t need to visit a branch or submit a pile of documents.

Here’s how it works:

  1. Enter your mobile number

  2. Verify with OTP

  3. See if you have a pre-qualified card loan offer

  4. Activate your card online

You’ll get a limit of up to ₹3 lakh — perfect for fulfilling both small and big needs during your student life.

Check if you have a pre-qualified card loan offer

3. Shop Over a Million Products Across Categories

Students can access products across multiple platforms, including Amazon, Flipkart, Croma, Reliance Digital, Vijay Sales, and more.

You can buy:

  • Books & stationery

  • Electronics & mobile accessories

  • Travel tickets & hotel bookings

  • Furniture & lifestyle items

Why the Insta EMI Card Makes Sense for Student Budgets

Budgeting as a student is tricky — surprise travel, device upgrades, or sudden tuition-related costs can throw you off.

Here’s how the Insta EMI Card helps:

  • No lump sum burden – Just pay small EMIs

  • Flexible repayment tenures – Pick from 3 to 24 months

  • No hidden charges

  • Limit of up to ₹3 lakh to cover high-ticket needs

This card empowers you to take smart financial decisions early in life — build spending discipline while enjoying the freedom to make necessary purchases.

EMI Calculator – Plan Your Monthly Budget with Ease

Not sure how much EMI you’ll be paying each month? Use the handy EMI Calculator to get a clear picture.

Just enter:

  • Purchase amount

  • Repayment tenure

  • EMI type

And you’ll instantly see the EMI breakup that fits your budget.

Use the EMI Calculator now

Final Thoughts – Start Your Financial Journey Today

The Bajaj Finserv Insta EMI Card is more than just a payment tool — it’s your first step towards financial independence. As a student, you no longer need to wait or borrow money for things that matter. With this card:

  • You can pay in easy EMIs with zero interest

  • Get a credit limit up to ₹3 lakh

  • Access over 1 million products online and offline

And it all starts with just 2 simple steps. Enter your mobile number and OTP to check if you're eligible. No paperwork, no hassle.

Are you ready to study smarter, live better, and manage money with confidence?

Check your pre-qualified card loan offer in 2 steps – enter your mobile number now

Bajaj Finserv app for all your financial needs and goals

Trusted by 50 million+ customers in India, Bajaj Finserv App is a one-stop solution for all your financial needs and goals.

You can use the Bajaj Finserv App to:

  • Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
  • Invest in fixed deposits and mutual funds on the app.
  • Choose from multiple insurance for your health, motor and even pocket insurance, from various insurance providers.
  • Pay and manage your bills and recharges using the BBPS platform. Use Bajaj Pay and Bajaj Wallet for quick and simple money transfers and transactions.
  • Apply for Insta EMI Card and get a pre-qualified limit on the app. Explore over 1 million products on the app that can be purchased from a partner store on Easy EMIs.
  • Shop from over 100+ brand partners that offer a diverse range of products and services.
  • Use specialised tools like EMI calculators, SIP Calculators
  • Check your credit score, download loan statements and even get quick customer support—all on the app.

Download the Bajaj Finserv App today and experience the convenience of managing your finances on one app.

Do more with the Bajaj Finserv App!

UPI, Wallet, Loans, Investments, Cards, Shopping and more

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I buy mobile phones on Amazon in instalments?

Yes, you can buy mobile phones on Amazon in instalments thanks to the Bajaj Finserv Insta EMI Card.

How to avail mobile on Amazon on EMI using Insta EMI Card?

Simply use your Bajaj Finserv Insta EMI Card to purchase your preferred mobile on Amazon in easy monthly instalments.