Mobile Protection Plan- Redmi Phones

Redmi phones have impressive specs and features and are in high demand in the Indian market owing to their design and style. The brand offers a large range of devices and each one has its own specifications and uniqueness that make it a leading brand in the country today. Some of the most popular Redmi Phones include-

High end Redmi phones may be extremely expensive and any damage to these can be a big hole in your pocket, as the replacement cost of these phones can be very high.

Therefore, to save yourself from such unforeseen financial damage, it is important that you have a mobile device protection plan, specially formulated by Bajaj Finserv. The plan provides you coverage against any damage to your Redmi phone along with several other salient features under the policy guidelines. Two important variants of the Mobile Protection Plan include:

1. Mobile Protection Plan- It offers coverage for the cost for device replacement. This device replacement is applicable for up to 100% of base invoice price (prior to applying any discount or coupons etc.). The plan can be availed for phones, tablets, and laptops.
2. Mobile Screen Protection Plan- It offers coverage against any screen damage. This protection is applicable for up to two cases of screen damage.

• Mobile protection plan details

  CPP Mobile Device Protection Plan (with complimentary mobile device insurance)	CPP Fonesafe Lite (with complimentary mobile device insurance)
  The plan covers the device replacement cost (up to 100% of the base value before applying any coupon, cashback, discount, depreciation and standard deductibles) for up to 2 instances. You can avail of the subscription for smartphones, laptops & tablets. Mobile Protect can be purchased within 60 days of the date of purchase.	Fonesafe Mobile Screen Insurance plan offers coverage for display-related damages for up to two instances of screen damage. Fonesafe Lite can be purchased within 60 days from the date of purchase.
  BUY NOW	BUY NOW

• Pricing

  The premiums for both the plans are given below, corresponding to the handset cost.
  
  

  Device Price Range (in Rs.)	CPP Mobile Protect (in Rs., with complimentary mobile device insurance)	CPP Fonesafe Lite (in Rs., with complimentary mobile screen insurance)
  6,000-9,999	1212	649
  10,000-11,999	1612	899
  12,000-14,999	2137	1099
  15,000-19,999	2137	1099
  20,000-24,999	2787	1499
  25,000-29,999	2787	1499
  30,000-34,999	3812	1999
  35,000-39,999	3812	1999
  40,000-49,999	4912	2599
  50,000-59,999	5612	2999
  60,000-69,999	5612	2999
  70,000-99,999	6212	3599
  More than 100,000	6212	3599
  	BUY NOW	BUY NOW

  *Membership fee is based on the base invoice value, before any discounts and cashback

• What is Covered in MI Protection Plan

  Coverage	Fonesafe Mobile Insurance	Fonesafe Lite Mobile Screen Insurance
  Accidental damage to mobile screen	✓ Covered Damages to the mobile display are covered, provided the phone should have been in your custody at the time of damage.	✓ Covered Damages to the mobile screen are covered. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.
  Accidental damage to the handset	✓ Covered Accidental damage is covered for the entire handset. However, the phone should have been in your custody at the time of damage to avail the benefits of this cover.	✘ Not covered Damages to your handset are not covered under the plan.
  Liquid damage	✓Covered Damages to your handset (including mobile screen) due to water or fluids is covered.	✘Not covered Liquid damages to your mobile screen are not covered under the plan.
  Breakdown cover	✘Not covered Repair and replacement costs arising from any unexpected electrical or mechanical breakdown of your phone are not covered under the plan. Any damage to your smartphone because of pollution or contamination will not be covered under this plan	✓Covered Repair and replacement costs arising from any unexpected electrical or mechanical breakdown of your phone screen are covered, provided you were using the phone at the time of breakdown.
  Gaana Plus subscription	✓ Available for 1 year	✘ Unavailable
  ZEE5 All-Access annual subscription	✓Available for 1 year	✓Available for 1 year
  F-Secure antivirus and malware protection	✓Available for 1 year	✓Available for 1 year
  Damage due to pollution	✘ Not covered Any damage to your smartphone due to the effects of pollution or contamination will not be covered under the policy.	✘ Not covered Any damage to your mobile screen due to the effects of pollution or contamination will not be covered under the policy.
  Max. sum insured	Same as handset value	Same as handset value
  No. of claims allowed in policy year	2	2
  Max. claim amount per claim*	100% of handset/invoice value	50% of handset/invoice value

  *Note:The coverage offered cannot exceed the total invoice value of the smartphone.

• Features and Benefits of MI Screen Protection Plan

• 

  F-Secure device security

   

  With CPP Fonesafe Mobile Insurance and CPP Fonesafe Lite Mobile Screen Insurance, you can avail a host of security features by installing the F-Secure SAFE Mobile App. Some of the benefits are mentioned below:
  
  • Antivirus and anti-malware protection
  • Theft coverage plan in case your mobile phone is stolen
  • Remote lock and remote data wipe
  • Fraudulent website protection
  • SIM card lock - locks phone if SIM card is removed
  • Remotely locate the phone using GPS
  • Scream alarm - set off an alarm in case of a misplaced phone
  • Auto-scan of downloaded apps
  • SIM card change - send SMS and location to a trusted number
  • SIM blocking, IMEI registration

• 

  ZEE5 all-access annual subscription

   

  You get a free annual subscription to ZEE5.
  
  • It supports 12 Indian languages
  • 90+ Live TV channels, TV shows, 80+ original shows, 25+ blockbuster digital premiers, 3000+ movies
  • 5 devices can be connected with the annual subscription
  • 1 lakh+ hour of content
  • Annual subscription for one year Rs. 999, which is included in the package for you

• 

  Gaana Plus subscription

  • 30 million Songs
  • Advertisement free music experience
  • Song downloads
  • Offline playback
  • Regional languages

• Single number assistance

   

  You can call CPP's customer care at 1860-258-3030 (Monday - Sunday, 11 am to 9 pm) for assistance related to your mobile protection benefits.

• Temporary smartphone replacement service

   

  If your smartphone is stolen, mobile protect delivers a temporary smartphone to your doorstep in selected cities across India (up to a maximum period of 7 days). You can call our call centre and place a request.

  
  Key features
  
  • Free delivery of temporary smartphones to the customer's home or office within 24 hours in selected cities.
  • The customer is responsible for all data on the smartphone. He should delete all data and contacts before handing them back to CPP.
  • If the temporary smartphone isn't returned after 7 days, CPP can take appropriate legal action against him.
  • The customer needs to contact Mobile Protect customer service to avail the benefits of this plan.

• Deductibles applicable

  Based on the cost of the handset, a standard deductible has to be borne by the insured policyholder for each claim unless specifically revised and altered by the insurer and mentioned in the Certificate of Insurance. The amount of deductibles are mentioned in the table below:
  
  

  Handset Value (in Rs.)	CPP Mobile Protect (in Rs., with complimentary mobile device insurance)	CPP Fonesafe Lite (in Rs., with complimentary mobile screen insurance)
  6,000-11,999	750	500
  12,000-19,999	1000	500
  20,000-29,999	1250	500
  30,000-39,999	1500	1000
  40,000-49,999	2000	1000
  50,000-69,999	3000	1000
  More than 70,000	3500	1000

• Depreciation

  Depending on the usage duration of the phone, the claim will be processed on the depreciated value of the device. The same has been illustrated below:
  
  

  Phone age	Depreciation %
  0 - 3 months	15
  3 - 6 months	25
  6 - 12 months	35/50

1. Gaana Plus Subscription is not provided under the CPP FoneSafe Lite Cover.
2. Any damage to the phone caused due to pollution is not covered under the policy.
3. Damage to mobile screen in not covered under the CPP FoneSafe Lite Cover.
4. Damage caused to the phone due to water or fluids is not covered for under the CPP FoneSafe Lite Cover.
5. Replacement or repair due to mechanical or electrical damage is not covered for under the CPP Mobile Protect Cover.

• STEP 1: Click on the ‘Apply Now’ button and share your basic details in the online application form.


• STEP 2: Check and confirm your application by entering the OTP received on your mobile number.


• STEP 3: Pay the premium via credit/debit card, UPI, mobile wallet, or any other available online payment mode.


• STEP 4: You will receive your membership details via email/WhatsApp.

To raise a claim, you can contact the customer experience team within 24 hours through one of the following ways:

• Visit the customer service website


• Call on the toll-free number: 1800 209 5858


• Write an email to bagichelp@bajajallianz.co.in


• Send a mail to Bajaj Allianz General Insurance Co. Ltd. - Bajaj Allianz House, Airport Road, Yerwada Pune- 411006

For queries related to the policy, please email us at wecareinsurance@bizsupportc.com.

"Bajaj Finance Ltd. (BFL) is merely a distributor of above Products, owned by CPP Assistance Services Private Ltd. (CPP). Issuance of these products is at the sole discretion of CPP. This product shall be governed by CPP product T&C’s, and BFL does not hold any responsibility for the issuance, quality, serviceability, maintenance and any claims post-sale. This is not an insurance product, and CPP Assistance Services Private Ltd. is not an insurance company. Purchase of this product is purely voluntary in nature. BFL does not compel any of its customers to mandatorily purchase any third-party products."