The Indian car market has been growing rapidly in recent years, with car buyers becoming more discerning and safety conscious. As consumers increasingly demand reliability, performance, and, most importantly, safety, car manufacturers have stepped up their game. Two vehicles that have garnered attention in the compact SUV segment are the Maruti Suzuki Fronx and Tata Punch. Both cars offer impressive features, but safety ratings are a critical factor that buyers must consider.
Once you understand the importance of safety ratings, you may wonder how to finance your new car. While choosing a car with top-tier protection is crucial, financing can often feel like a challenge. This is where the Bajaj Finserv New Car Loan simplifies the process.
With easy eligibility, minimal paperwork, and competitive interest rates, securing a loan for your Tata Punch or Maruti Suzuki Fronx is easier than ever. You might even have a pre-approved offer waiting for you. Check your pre-approved new car loan offer in just a few simple steps and bring home your new car with confidence.
Learn more about the Maruti Suzuki Fronx and Tata Punch safety ratings and how our new car loan can help you with your purchase.
What are safety ratings and who provides them?
Safety ratings are a measure of how well a car performs in various crash tests and its ability to protect its passengers in the event of an accident. These ratings are awarded by independent agencies that conduct rigorous tests to evaluate the structural integrity of the vehicle, the effectiveness of safety features, and the overall crashworthiness of the car. Some of the leading organizations that provide these safety ratings include:
- Global NCAP (New Car Assessment Programme): This is a globally recognized body that conducts crash tests and awards star ratings based on the performance of the vehicle in tests like frontal crash, side impact, and pedestrian protection.
- Euro NCAP: Known for its detailed safety assessments, Euro NCAP rates cars based on adult and child protection, pedestrian safety, and the presence of advanced safety technologies.
- Bharat NCAP (BNVSAP): India’s official safety program, which ensures that vehicles sold domestically meet national safety standards.
These safety ratings help consumers make informed decisions by highlighting the protective capabilities of a vehicle in real-world crash scenarios.
All about Maruti Suzuki Fronx vs Tata Punch safety ratings
When comparing the safety performance of these two popular crossovers, the latest Bharat NCAP (B-NCAP) and Global NCAP tests tell a very clear story. The Tata Punch has officially secured a perfect 5-star safety rating under the Bharat NCAP programme for both adult and child occupant protection. Scoring 30.58 out of 32 for adults and 45 out of 49 for children, it stands as the benchmark for safety in the micro-SUV segment.
On the other hand, the Maruti Suzuki Fronx has faced more challenging results in recent international assessments. In latest tests, the made-in-India Fronx received a 1-star safety rating from the Australasian NCAP, primarily due to concerns regarding rear seat safety and child occupant protection. However, Maruti Suzuki has responded by making six airbags, Electronic Stability Control (ESC), and Hill-Hold Assist standard across all variants in the Indian market to bolster its protective capabilities.
Why safety ratings are important?
Safety ratings play a crucial role in a car buyer’s decision-making process. Here are some key reasons why safety ratings should matter to you:
- Passenger protection: A high safety rating indicates that the car has undergone rigorous crash tests and offers strong protection for the passengers in case of an accident. For example, the Tata Punch’s 5-star rating assures buyers of the vehicle’s ability to protect both adults and children during a collision.
- Advanced safety systems: Vehicles with higher safety ratings typically come equipped with advanced safety technologies such as ABS, ESC, airbags, and more. These systems help prevent accidents and protect passengers in the event of a crash.
- Peace of mind: Knowing that your car has passed stringent safety tests and holds a high safety rating can provide peace of mind, ensuring that you and your family are well protected on the road.
Maruti Suzuki Fronx vs Tata Punch safety features
Both vehicles have significantly upgraded their safety equipment for 2026, moving beyond basic requirements to offer more comprehensive protection.
Safety features of Maruti Suzuki Fronx:
- 6 Airbags (Standard): Includes dual front, side, and curtain airbags across every trim level.
- 360-Degree View Camera: Provides a high-definition bird’s-eye view for easier parking in tight urban spots.
- Level 2 ADAS: The 2026 Hybrid variants now feature Autonomous Emergency Braking (AEB), Lane Keep Assist, and Adaptive Cruise Control.
- ISOFIX Child Seat Mounts: Standard anchor points for securing child seats.
- Electronic Stability Program (ESP): Helps maintain control during sudden manoeuvres or on slippery surfaces.
Safety features of Tata Punch:
- 6 airbags (standard): Total protection for all occupants is now a base-level feature.
- Level 2 ADAS: The first in its segment to offer radar-based safety tech like Auto Emergency Braking and Lane Departure Warning.
- 360-degree SVS HD camera: Includes a Blind View Monitor that projects a feed to the infotainment screen when you use the indicators.
- Tyre Pressure Monitoring System (iTPMS): Real-time alerts to prevent accidents caused by under-inflated tyres.
- 90-Degree door opening: A structural feature that makes entry and exit exceptionally safe and easy for elderly passengers.
If the Maruti Suzuki Fronx or Tata Punch is on your radar, now is the perfect time to check your new car loan eligibility. By doing so, you can discover how much you qualify to borrow and plan your purchase accordingly. With the Bajaj Finserv New Car Loan, securing the funds to bring home either of these vehicles has never been easier.
Choose Bajaj Mall for your car purchase
Are you considering buying the Maruti Suzuki Fronx or Tata Punch? Make the process even easier by visiting Bajaj Mall. The platform offers a wide selection of cars, all easily accessible through its intuitive search filters. Whether you are looking for a specific model or need to stick to a certain budget, Bajaj Mall has a solution for you. Once you find the car that meets your needs, you can finance your purchase easily with the Bajaj Finserv New Car Loan. This loan comes with easy eligibility criteria, minimal documentation, and flexible repayment options, allowing you to enjoy your new car sooner.
In addition to these features, you may also have pre-approved loan offers ready for you streamlining the process even further. You can check your pre-approved new car loan offer now and plan your purchase accordingly. You can also use the online car loan EMI calculator to help you figure out your monthly payments in advance, assisting you with better financial planning.
Ready to take the next step? Visit Bajaj Mall today, explore a range of Maruti Suzuki and Tata cars, and apply for the Bajaj Finserv New Car Loan to make your car purchase smooth and effortless.