Manage your expenses with a top-up on your Car Loan Balance Transfer

Are you looking to tackle unexpected expenses or fulfil important life goals? Our car loan balance transfer with a top-up option is uniquely tailored to help you manage a range of expenses with utmost ease and flexibility.

Let us explore some of the ways it can benefit you

• Swift access to funds: Once approved, you can receive the desired amount in as little as 48 hours, allowing you to address urgent needs without delay.
• Car upgrades: Whether it's adding new features or enhancing your vehicle's performance, a top-up on your car loan makes upgrading hassle-free. You can now give your car the makeover it deserves and enjoy the drive to the fullest.
• Medical emergencies: Unexpected medical crises can strain finances and emotions alike. A top‑up credit facility offers a reassuring lifeline, letting you swiftly tap into extra funds whenever hospital bills spike beyond your primary cover. Whether it’s an emergency procedure, prolonged in‑patient care, or follow‑up therapies, the additional limit cushions you against steep costs, preserving your savings and safeguarding your family’s wellbeing. Immediate access means decisions are driven by medical need rather than budget constraints, enabling treatment at the best available hospitals, specialists, and diagnostic centres. Simply draw what you require, repay flexibly, and concentrate on recovery, confident that quality healthcare remains attainable.
• Home renovations: Transform your living space into your dream home with ease. Use the top-up amount to renovate, repair, or upgrade your home, enhancing its comfort and value.
• Pursue higher education: Invest in your future or that of your loved ones by using the top-up to fund higher education. Give wings to your aspirations and unlock new opportunities with access to funds of up to Rs. 52 lakh.
• Memorable weddings: Celebrate life's most cherished moments without financial worries. Whether it is your own wedding or a loved one's, the top-up offers the financial cushion to create beautiful memories.
• Unforgettable travel: Embark on your dream vacations and discover new horizons without compromising on your financial stability.
• Prioritising your needs: Putting your needs first, we’ve created three distinct loan variants, each crafted for different budgets and goals. Select the option that suits you and benefit from repayment terms of up to 84 months, ensuring monthly outgoings stay comfortable. You may also lower your balance early through unlimited part‑prepayments, completely free of extra charges. This flexibility lets you respond to windfalls, salary rises, or shifting priorities without penalty, keeping every stage of your loan journey firmly under your control.

Managing your expenses does not have to be a daunting task. At Bajaj Finance, we understand that life is full of surprises. With our car loan balance transfer and top-up, you are prepared for whatever comes your way.