Published Dec 19, 2025 · 4 Min Read

In India, Aadhaar-PAN linking is a mandatory process for filing income tax returns. This linkage ensures transparency in financial transactions and helps the government track tax evasion. Failing to link these documents can result in penalties and restricted access to essential financial services. While you comply with tax requirements, consider securing your financial future with Bajaj Finance Fixed Deposits, which offer predictable and high returns with minimal risk. Check latest FD rates

Why you need to link your PAN with Aadhaar for filing tax returns

Linking your PAN with Aadhaar is essential to avoid potential penalties and ensure smooth tax filing. If you fail to complete this process, your PAN may become inoperative, restricting your ability to file income tax returns, claim refunds, or even conduct high-value transactions.


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Link Aadhaar and PAN online to file your ITR: A step-by-step guide

Linking your Aadhaar and PAN online is a straightforward process that ensures compliance with tax laws. Follow these simple steps to complete the process:

  1. Visit the Income Tax e-Filing Portal.
  2. Select the “Link Aadhaar” option under the Quick Links section.
  3. Enter your PAN, Aadhaar number, and other required details.
  4. Verify the details and submit the request.
  5. Confirm the linkage via OTP sent to your registered mobile number.

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How to link Aadhaar with PAN card

You can link your Aadhaar with your PAN card through both online and offline methods. Here is how you can do it:


Online Method

  1. Visit the Income Tax e-Filing Portal.
  2. Pay the late fee of Rs. 1,000, if applicable, via the “Challan No./ITNS 280” option.
  3. Navigate to the “Link Aadhaar” section.
  4. Enter your PAN, Aadhaar details, and other information.
  5. Submit the request and verify via OTP.

 

Offline Method

  1. Visit a PAN service centre or Aadhaar enrolment centre.
  2. Fill out the required form for Aadhaar-PAN linking.
  3. Submit the form along with photocopies of your PAN and Aadhaar cards.
  4. Pay the applicable fee and complete the process.

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How to check the linking status of Aadhaar and PAN

After submitting your Aadhaar-PAN linking request, you can easily check the status online. Here is how:

 

Pre-Login Method

  1. Visit the Income Tax e-Filing Portal.
  2. Click on “Link Aadhaar Status” on the homepage.
  3. Enter your PAN and Aadhaar number to view the status.

 

Post-Login Method

  1. Log in to the Income Tax e-Filing Portal.
  2. Navigate to “My Profile” or “Link Aadhaar Status.”
  3. Check the status of your Aadhaar-PAN linkage.

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Can you file ITR if PAN and Aadhaar are not linked

Filing income tax returns (ITR) without linking PAN and Aadhaar is restricted under Section 139AA of the Income-tax Act, 1961. However, there are certain exemptions for specific individuals:

 

Exemptions

  1. Non-Resident Indians (NRIs).
  2. Residents of Assam, Meghalaya, and Jammu and Kashmir.
  3. Individuals aged 80 years or above.
  4. Those not required to have an Aadhaar under the Aadhaar Act.

Filing ITR without linking PAN and Aadhaar may result in unprocessed returns, delayed refunds, and restricted financial transactions. Ensure compliance to avoid inconvenience and secure your investments with low-risk, assured options like Bajaj Finance FDs. Open FD account

Conclusion

Linking your Aadhaar with your PAN is not just a statutory requirement but a crucial step for seamless tax compliance and financial stability. Avoid penalties and ensure smooth processing of your income tax returns by completing this process promptly.


While you take care of your tax obligations, do not overlook the importance of financial planning. Bajaj Finance Fixed Deposits offer guaranteed returns, flexible tenures, and high stability, making them the ideal choice for securing your financial future. Start your investment journey now!

Frequently Asked Questions

Is Aadhaar linking mandatory for income tax returns?

Yes, linking Aadhaar is compulsory for filing income tax returns under Section 139AA of the Income-tax Act, 1961.

Can I link Aadhaar with PAN now for free?

A nominal fee is required for Aadhaar-PAN linking if completed after the deadline. Complete it by December 31, 2025, to avoid higher penalties.

Can we file ITR without linking Aadhaar with PAN?

Filing ITR may be restricted without Aadhaar-PAN linkage unless exempted by specific regulations. Linking them ensures smooth compliance.

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Disclaimer

As regards deposit taking activity of Bajaj Finance Ltd (BFL), the viewers may refer to the advertisement in the Indian Express (Mumbai Edition) and Loksatta (Pune Edition) furnished in the application form for soliciting public deposits or refer https://www.bajajfinserv.in/fixed-deposit-archives
The company is having a valid Certificate of Registration dated March 5, 1998 issued by the Reserve Bank of India under section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or opinions expressed by the company and for repayment of deposits/discharge of the liabilities by the company.

For the FD calculator the actual returns may vary slightly if the Fixed Deposit tenure includes a leap year.