Maruti Suzuki Ciaz Car Insurance

Discover everything you need to know about Maruti Suzuki Ciaz car insurance, including policy options, benefits, costs, and the process for buying and renewing insurance.
Buy/Renew Maruti Suzuki Ciaz Insurance
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3 min
05-August-2024
The Maruti Suzuki Ciaz is a popular mid-sized sedan known for its stylish design, comfortable interiors, and fuel efficiency. To ensure your Ciaz remains protected on the road, it is crucial to have comprehensive car insurance. Maruti Suzuki Ciaz car insurance provides financial protection against damages, theft, and third-party liabilities, ensuring peace of mind for the car owner.

What is Maruti Suzuki Ciaz car insurance?

Maruti Suzuki Ciaz car insurance is a policy designed to cover your vehicle against unforeseen risks such as accidents, theft, natural disasters, and third-party liabilities. It provides comprehensive protection, covering both own-damage and third-party liabilities, ensuring that you are financially protected in case of any mishap.

Why choose Maruti Suzuki Ciaz car insurance?

Choosing Maruti Suzuki Ciaz car insurance ensures you have a tailored policy that meets your specific needs. Benefits include:

  • Comprehensive coverage: Protection against a wide range of risks.
  • Affordable premiums: Competitive pricing to fit your budget.
  • Hassle-free claims: Easy and efficient claim process.
  • Wide network of garages: Extensive network of garages for cashless repairs.
  • Additional benefits: Optional add-ons for enhanced protection.

Types of Maruti Suzuki Ciaz car insurance policies

There are different types of insurance policies available for Maruti Suzuki Ciaz. Here is a comparison of the main policy options:

Policy TypeCoverage Details
Third-Party InsuranceCovers third-party liabilities due to injury or damage.
Comprehensive InsuranceCovers third-party liabilities, own-damage, theft, natural disasters.
Zero Depreciation CoverOffers full claim without depreciation deduction.
Engine Protection CoverCovers damages to the engine due to leakage or flooding.
Return to InvoiceProvides the full invoice value of the car in case of total loss.


Maruti Suzuki Ciaz car models and insurance price

Car insurance premiums vary based on different factors. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors. or an estimated third-party premium cost on your Maruti Suzuki Ciaz car insurance, consult the table below.

Maruti Suzuki Ciaz VariantThird-Party Premium Rates (FY 23-24)
Ciaz SigmaRs. 3,416*Get Quote
Ciaz DeltaRs. 3,416*Get Quote
Ciaz ZetaRs. 3,416*Get Quote
Ciaz Delta ATRs. 3,416*Get Quote
Ciaz AlphaRs. 3,416*Get Quote
Ciaz Zeta ATRs. 3,416*Get Quote
Ciaz Alpha ATRs. 3,416*Get Quote


Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key features and benefits of Maruti Suzuki Ciaz car insurance

Maruti Suzuki Ciaz car insurance offers several key features and benefits:

  • Wide coverage: Includes third-party liability, own damage, and theft.
  • Cashless repairs: Access to a vast network of cashless garages.
  • No Claim Bonus (NCB): Discount on premium for claim-free years.
  • 24/7 roadside assistance: Immediate help in case of breakdowns.
  • Add-ons: Additional coverage options like zero depreciation, engine protection.

Car insurance add-ons you can consider

Additional coverage options, known as add-ons, can be purchased alongside a comprehensive car insurance policy for your Maruti Suzuki Ciaz. Here are some of the add-ons available for purchase:

  • Zero depreciation cover: Ensures full reimbursement for repairs without factoring in depreciation during claim settlements.
  • Engine protection cover: Provides coverage for the repair or replacement of the engine in the event of damages caused by accidents or water ingression.
  • Roadside assistance: Offers aid in emergencies such as breakdowns, flat tires, fuel shortages, or towing services.
  • Return to invoice: Guarantees reimbursement of the invoice value of your car in case of theft or total loss.
  • Personal accident cover: Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
  • No-Claim Bonus protection: Safeguards your accumulated no-claim bonus in the event of a claim, allowing you to retain the discount on your premium.
  • Consumables cover: Covers the cost of consumable items such as engine oil, coolant, nuts, bolts, etc., during repairs.
  • Invoice price cover: Ensures reimbursement of the invoice price of your car in case of total loss or theft, including registration and road tax.

How to renew Maruti Suzuki Ciaz car insurance?

Renewing your Maruti Suzuki Ciaz car insurance is essential to maintain continuous coverage:

  • Check renewal date: Be aware of your policy's expiration date.
  • Review coverage: Assess if you need to adjust your coverage or add any riders.
  • Get a quote: Request renewal quotes from your current insurer and others.
  • Make payment: Pay the renewal premium online.
  • Receive confirmation: Obtain the renewed policy document.

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Maruti Suzuki Ciaz car insurance is essential for protecting your vehicle and ensuring financial security against unforeseen events. By understanding the different types of policies, their benefits, and the process for buying, renewing, and claiming insurance, you can make informed decisions and enjoy a hassle-free ownership experience.

Frequently asked questions

What does comprehensive car insurance cover for Maruti Suzuki Ciaz?
Comprehensive car insurance for Maruti Suzuki Ciaz covers third-party liabilities, own-damage, theft, and natural calamities. It provides all-around protection, ensuring financial security in case of unforeseen events.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount offered on the insurance premium for every claim-free year. It incentivises safe driving and can significantly reduce your insurance costs over time.

Is roadside assistance included in the policy for Maruti Suzuki Ciaz?
Yes, most comprehensive car insurance policies for Maruti Suzuki Ciaz include 24/7 roadside assistance, which provides help in case of breakdowns, flat tyres, battery issues, and towing services.

How do I make a claim if my car is stolen for Maruti Suzuki Ciaz?
In case of theft, file an FIR with the police, inform your insurance provider, and submit the FIR along with the policy documents. The insurance company will process your claim as per the policy terms.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing car insurance policy to a new vehicle. Inform your insurer and provide the new vehicle details to facilitate the transfer.

What documents are required for a claim for Maruti Suzuki Ciaz?
Documents required for a claim include the claim form, FIR (if applicable), driving license, vehicle registration, and insurance policy document.

How is the premium for car insurance calculated?
The premium is calculated based on factors such as the vehicle's age, make and model, engine capacity, location, and the chosen coverage and add-ons.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler up to 1,500 CC. Premium may vary based on the specification of the vehicle.

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