Mahindra XUV 400 SUV EV boasts a remarkable driving range of over 400 km, swift acceleration, and innovative features that offers an electrifying driving experience. As an owner of Mahindra XUV400, ensuring its protection with car insurance is essential. Be it an accident or theft, fire or natural calamity, Mahindra XUV 400 insurance protects you against major financial liabilities.
Mahindra XUV400 car models and insurance price
For an estimated third-party premium cost on your Mahindra XUV400 car insurance, consult the table below:
Mahindra XUV400 Variant |
Third-Party Premium Rates (FY 23-24) |
|
XUV400 EC Pro 34.5 KWH |
Rs. 2,904* |
|
XUV400 EL Pro 34.5 KWH |
Rs. 2,904* |
|
XUV400 EL Pro 34.5 KWH Dual Tone |
Rs. 2,904* |
|
XUV400 EL Pro 39.4 KWH |
Rs. 2,904* |
|
XUV400 EL Pro 39.4 KWH Dual Tone |
Rs. 2,904* |
Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, the year of registration, IDV, add-on covers and various other factors.
Key inclusions of car insurance
- Accidents: While accidents are unpredictable, having car insurance ensures coverage for any damages sustained by your Mahindra XUV400 vehicle.
- Theft: If your car is stolen, your insurance coverage extends up to the insured declared value specified in the policy.
- Natural and man-made calamities: Car insurance provides protection against various natural calamities like fire and earthquake, as well as man-made incidents such as vandalism or terrorist acts.
- Personal accident: In the unfortunate event of the owner-driver's death or disability resulting from an accident, insurance coverage of up to Rs. 15 lakh is provided.
- Third-party liabilities: Car insurance also offers protection for third parties in case of injury, disability, or death caused by your vehicle.
Key exclusions of car insurance
Some of the key exclusions of car insurance policies are:
- Normal wear and tear and depreciation of the vehicle
- Damages due to driving under the influence of drugs/alcohol
- Damages while driving without a valid driving licence
- Damages to the vehicle outside the geographical limits mentioned in the policy
Car insurance add-ons you can consider
Add-ons, or additional coverage options, enhance your comprehensive car insurance policy for your Mahindra XUV400. Here are some add-ons available for your Mahindra XUV400 car insurance policy:
- Zero Depreciation cover: Ensures full reimbursement without factoring in depreciation during claim settlements.
- Engine protection cover: Provides coverage for repair or replacement of the electric motor and associated components in case of damages due to accidents or electrical failures.
- Roadside assistance: Offers aid in emergencies such as breakdowns, charging failures, or towing services for EVs.
- Return to invoice: Guarantees reimbursement of the invoice value of your EV in case of theft or total loss.
- Personal accident cover: Extends coverage to passengers in the vehicle, providing financial protection in case of accidents resulting in death or disability.
- No-Claim Bonus protection: Safeguards your accumulated no-claim bonus in case you make a claim, allowing you to retain the discount on your premium.
- Consumables cover: Covers the cost of consumable items such as charging cables, connectors, and other EV-specific components during repairs.
- Key replacement cover: Provides coverage for the replacement cost of lost or stolen charging cards or keys, including locksmith charges.
How to buy/renew Mahindra XUV400 car insurance through Bajaj Finance Insurance Mall
Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Mahindra XUV400. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:
Step 1
Click on 'Get Quote' to open the online application form.
Step 2
Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.
Step 3
Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.
Step 4
Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.
Step 5
Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.
Step 6
Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.
Step 7
Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.
Step 8
That’s it. You have successfully secured your MG Gloster with a car insurance policy.