Kawasaki bike Insurance

Learn all about Kawasaki bike insurance, from understanding different plans and coverage to renewal processes. Ensure your Kawasaki bike, whether it’s a Ninja 400, ZX6R, or Ninja 650, is well-protected with the right insurance.
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3 min
05-July-2024

Understanding Kawasaki two-wheeler insurance

Kawasaki bikes, known for their performance and style, require robust insurance to protect against unexpected damages and financial liabilities. Kawasaki bike insurance provides peace of mind, covering a range of scenarios from accidents to theft. Whether you own a Ninja 400, ZX6R, or Ninja 650, understanding your insurance options is crucial.

What types of Kawasaki bike insurance plans are available?

Kawasaki bike insurance comes in various plans tailored to meet different needs and budgets. Here's a breakdown of the most common types:

Type of insurance plan Description
Third-Party Liability Insurance Covers damages to third parties, mandatory by law.
Comprehensive Insurance Includes third-party coverage plus protection against theft, fire, and natural disasters.
Standalone Own-Damage Insurance Covers damages to your Kawasaki bike only.
Add-On Covers Additional protection options like zero depreciation, engine protection, etc.

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What is covered in Kawasaki bike insurance?

A comprehensive Kawasaki bike insurance policy typically covers the following:

  • Own damage: In case your Kawasaki bike is damaged due to an accident, theft, fire, riots, or natural calamities, the insurer reimburses you for the repair costs, up to the Insured Declared Value (IDV) of the vehicle.
  • Third-party liability: If you are involved in an accident and cause damage to a third-party's vehicle, property, or injure a person, the insurance policy covers the associated legal liabilities.
  • Personal accident cover: This add-on cover provides financial compensation in case of injury, disability, or death of the insured person due to a bike accident.
  • Theft: Compensation if your Kawasaki bike is stolen.
  • Natural disasters: Covers damages from floods, earthquakes, and other natural calamities.
  • Man-made calamities: Protection against riots, strikes, and other human-induced events.

Note: The specific coverage details may vary depending on the insurance company and the chosen plan. Always thoroughly read the policy document to understand what's included and excluded.

What’s not covered in Kawasaki bike insurance?

Here are some general exclusions to consider in Kawasaki bike insurance policies:

  • Wear and tear: Regular wear and tear or ageing of the bike.
  • Electrical/mechanical breakdown: Issues like engine failure due to internal malfunctions.
  • Riding under influence: Accidents caused while riding under the influence of alcohol or drugs.
  • Without license: Damages occurring when the rider does not possess a valid driving license.
  • Outside geographical limits: Incidents happening outside the geographical area specified in the· policy.
  • War and nuclear risks: Damages due to war, nuclear risks, or similar events.

How to buy Kawasaki bike insurance

Purchasing Kawasaki bike insurance is a straightforward process:

  1. Research insurance plans and providers: Compare various insurance providers and plans leveraging the website and apps offering motor insurance policies.
  2. Select coverage: Choose the plan type and coverage that fits your needs and budget.
  3. Provide details: Fill in the necessary details like bike model, registration number, and personal information.
  4. Get quotes: Obtain insurance quotes and compare them.
  5. Purchase: Select the best quote, pay the premium online, and receive your policy document via email.

How to check my Kawasaki bike insurance status?

Here are two ways to check your Kawasaki bike insurance status:

  • Contact your insurance provider
    You can directly contact your insurance company's customer care department and inquire about your policy status. They can provide details like validity, coverage details, and renewal options.
  • Online portal
    Most insurance companies offer online customer portals where you can log in using your policy details and access information about your insurance plan.
  • Via the VAHAN online portal
    Login via your mobile number, provide the two-wheeler registration number, and click on the “Search Vehicle” button to view bike details, including insurance validity.

Kawasaki bike insurance is crucial for safeguarding your high-performance motorcycle against unexpected events. From understanding the types of insurance plans to knowing what’s covered and not covered, being informed helps you make the best choice. Regularly renewing your insurance ensures uninterrupted protection. Whether you own a Kawasaki Ninja 400, ZX6R, or Ninja 650, having the right insurance plan is essential for peace of mind and financial security.

Frequently asked questions

How long does it take to renew Kawasaki bike insurance?
Renewing Kawasaki bike insurance typically takes a few minutes online, provided you have all necessary documents and details ready.
Which insurance add-on should I buy for Kawasaki bikes?
Consider purchasing add-ons like zero depreciation, engine protection, and roadside assistance for comprehensive coverage of your Kawasaki bike.
How to get insurance details by vehicle number?
To get insurance details through vehicle registration number, visit the Parivahan portal, click on ‘Know Your Vehicle Details’ option under ‘Informational Services’. Log in to your account and provide the vehicle registration number to get various details about the vehicle including the insurance status.
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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.