Husqvarna Bike Insurance

Protect your Husqvarna motorcycle with Husqvarna bike insurance. Explore coverage options, benefits, and the hassle-free process of buying and renewing your policy.
Check Two-wheeler Insurance Plans
3 min
09-July-2024

Husqvarna motorcycles, known for their Swedish heritage and exceptional performance, are a dream for many riders. But even the most powerful machines need protection. Husqvarna bike insurance provides a financial safety net, safeguarding your prized possession against accidents, theft, and more. This guide explores the different Husqvarna bike insurance plans available, what's covered, and the hassle-free process of purchasing and managing your policy.

Husqvarna motorcycles have a rich history in off-road racing and enduro competitions. They are renowned for their innovative design, powerful engines, and exceptional handling. In recent years, Husqvarna has expanded its presence in India, offering street-focused motorcycles alongside its traditional dirt bikes.

Understanding Husqvarna bike insurance

Two-wheeler insurance for Husqvarna bikes provides financial protection against damages, theft, and third-party liabilities. This type of insurance ensures that you are covered in case of unforeseen incidents, giving you peace of mind while you enjoy your ride.

What types of Husqvarna bike insurance plans are available?

There are several types of insurance plans available for Husqvarna bikes. Understanding these options can help you choose the best plan to suit your needs and budget.

Insurance Plan Type

Description

Third-party liability insurance

Covers damages to third parties in case of an accident involving your Husqvarna bike.

Comprehensive insurance

Includes third-party liability and own damage cover, protecting against theft, natural calamities, and accidents.

Standalone own damage cover

Covers damages to your Husqvarna bike in case of accidents, theft, fire, and natural disasters.

Personal accident cover

Provides compensation in case of injuries or death resulting from a bike accident.


Each of these plans offers specific benefits, making it essential to choose one that aligns with your needs.

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What is covered in Husqvarna bike insurance?

Husqvarna bike insurance provides comprehensive coverage to protect your bike from various risks. The key inclusions are:

  • Accidental damages: Covers repair costs for damages resulting from accidents.
  • Theft: Compensation if your Husqvarna bike is stolen.
  • Natural calamities: Covers damages caused by floods, earthquakes, and other natural disasters.
  • Man-made disasters: Protection against damages from riots, strikes, or vandalism.
  • Third-party liability: If you are involved in an accident and cause damage to a third-party's vehicle, property, or injure a person, the insurance policy covers the associated legal liabilities.
  • Personal accident cover: Provides financial compensation in case of injury, disability, or death of the insured person due to a motorcycle accident.

Note: The specific coverage details may vary depending on the insurance company and the chosen plan. Always thoroughly read the policy document to understand what's included and excluded.

What’s not covered in Husqvarna bike insurance?

While Husqvarna bike insurance provides extensive coverage, certain exclusions apply:

  • Wear and tear: Regular wear and tear of the bike parts are not covered.
  • Electrical/mechanical breakdown: Issues like engine failures or electrical problems are excluded.
  • Riding under influence: Damages incurred while riding under the influence of alcohol or drugs are not covered.
  • Illegal activities: Damages caused during participation in illegal activities or races are excluded.
  • Unapproved modifications: Damages due to modifications not approved by the insurer.

How to buy Husqvarna bike insurance

Buying Husqvarna bike insurance is a straightforward process:

  • Research and compare plans: Compare different insurance plans and providers to find the best coverage.
  • Choose a plan: Select a plan that suits your needs and budget.
  • Fill in details: Provide necessary details such as bike model, registration number, and personal information.
  • Get a quote: Obtain a premium quote based on the selected plan and provided details.
  • Make payment: Pay the premium online through secure payment options.
  • Receive policy: Once the payment is made, the insurance policy will be issued and sent to your email.

How to check my Husqvarna bike insurance status?

Here are two ways to check your Husqvarna bike insurance status:

Contact your insurance provider

You can directly contact your insurance company's customer care department and inquire about your policy status. They can provide details like validity, coverage details, and renewal options.

Online portal

Most insurance companies offer online customer portals where you can log in using your policy details and access information about your insurance plan.

Via the VAHAN online portal

Login via your mobile number, provide the two-wheeler registration number, and click on the “Search Vehicle” button to view bike details, including insurance validity.

In summary, Husqvarna bike insurance is essential for safeguarding your bike against various risks. From understanding the types of insurance plans available to knowing what’s covered and what’s not, this article provides a comprehensive guide to help you make an informed decision. Whether you are buying a new policy or renewing an existing one, ensure you choose the right coverage to keep your Husqvarna bike protected.

Frequently asked questions

How long does it take to renew Husqvarna bike insurance?
Renewing Husqvarna bike insurance usually takes a few minutes online. Simply log in to your insurer’s website, provide your policy details, make the payment, and your policy will be renewed instantly.
Which insurance add-on should I buy for Husqvarna bikes?
Consider buying add-ons like zero depreciation, roadside assistance, and engine protection for comprehensive coverage. These add-ons provide additional protection and peace of mind, ensuring your Husqvarna bike is well-covered in all situations.
How to get insurance details by vehicle number?
To get insurance details through vehicle registration number, visit the Parivahan portal, click on ‘Know Your Vehicle Details’ option under ‘Informational Services’. Log in to your account and provide the vehicle registration number to get various details about the vehicle including the insurance status.
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*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Nissan AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

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