Honda City Hybrid Car Insurance

Explore comprehensive details about Honda City Hybrid car insurance, including policy types, benefits, how to buy and renew, and the claim process to ensure your vehicle's protection.
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3 min
03-August-2024
The Honda City Hybrid is a popular choice for eco-conscious drivers, offering a blend of performance, fuel efficiency, and advanced technology. With its growing popularity, securing the right car insurance for your Honda City Hybrid is crucial. Car insurance not only provides financial protection in case of accidents, theft, or damage but also ensures compliance with legal requirements.

What is Honda City Hybrid car insurance?

Honda City Hybrid car insurance is a policy designed specifically for the Honda City Hybrid model. It covers various risks associated with owning and driving the vehicle, including accidents, theft, natural calamities, and third-party liabilities. This insurance ensures that you are financially protected against unforeseen circumstances that could otherwise result in significant expenses.

Why choose Honda City Hybrid car insurance?

Opting for Honda City Hybrid car insurance is essential for several reasons:

  • Financial protection: Covers repair and replacement costs in case of accidents or damage.
  • Legal compliance: Meets mandatory insurance requirements set by the government.
  • Peace of mind: Ensures you are prepared for unexpected events on the road.
  • Value preservation: Maintains the vehicle’s value by covering repair costs for damages.

Honda City Hybrid car models and insurance price

For an estimated third-party premium cost on your Honda City Hybrid car insurance, consult the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.

Honda City Hybrid VariantThird-Party Premium Rates (FY 23-24)
City Hybrid V CVTRs. 3,416*Get Quote
City Hybrid ZX CVTRs. 3,416*Get Quote


Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Types of Honda City Hybrid Car Insurance Policies

There are different types of insurance policies available for the Honda City Hybrid, each offering varying levels of coverage:

Policy TypeCoverage Description
Third-Party LiabilityCovers damages to third-party property and injuries to third parties.
ComprehensiveCovers third-party liabilities, own vehicle damage, theft, and natural calamities.
Own DamageCovers damages to your vehicle due to accidents, fire, or vandalism.
Personal Accident CoverProvides coverage for the driver/owner in case of accidental injuries or death.


Key features and benefits of Honda City Hybrid car insurance

Honda City Hybrid car insurance offers several key features and benefits:

  • Extensive coverage: Protection against accidents, theft, natural calamities, and third-party liabilities.
  • Cashless repairs: Access to a network of authorised service centres for hassle-free, cashless repairs.
  • No Claim Bonus (NCB): Discounts on premium for every claim-free year.
  • 24/7 roadside assistance: Immediate help for breakdowns, towing, and minor repairs.
  • Personal accident cover: Financial protection for the driver/owner against accidental injuries or death.

How to buy/renew Honda City Hybrid car insurance through Bajaj Finance Insurance Mall

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Honda City Hybrid. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Step 8

That’s it. You have successfully secured your Honda City Hybrid with a car insurance policy.

Car insurance claim process

Cashless claim process:

A cashless car insurance process allows for the repair of your Honda City Hybrid car without upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Notify your insurance company about the accident or incident either by phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, especially if it involves accidents, theft, or fire, and file an FIR if required.
  • Capture photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Locate the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.
Securing Honda City Hybrid car insurance is essential for ensuring comprehensive protection against various risks. From understanding the different types of policies to the claim process, this guide covers all aspects to help you make an informed decision. Stay protected and enjoy peace of mind with the right car insurance for your Honda City Hybrid.

Frequently asked questions

What does comprehensive car insurance cover for Honda City Hybrid?
Comprehensive car insurance for the Honda City Hybrid covers damages due to accidents, theft, fire, natural calamities, and third-party liabilities. It also includes personal accident cover for the driver.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount on the premium offered by the insurer for each claim-free year. It rewards policyholders for not making any claims during the policy period.

Is roadside assistance included in the policy for Honda City Hybrid?
Yes, most comprehensive car insurance policies for Honda City Hybrid include roadside assistance, providing services such as towing, fuel delivery, and minor repairs in case of a breakdown.

How do I make a claim if my car is stolen for Honda City Hybrid?
If your Honda City Hybrid is stolen, you should immediately inform the police and file an FIR. Then, notify your insurer and submit the required documents, including the FIR copy, to initiate the claim process.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing car insurance policy to a new car. Inform your insurer about the vehicle change, and they will assist you in transferring the policy with any necessary adjustments in premium.

How is the premium for car insurance calculated?
The premium for car insurance is calculated based on factors such as the vehicle's make and model, age, location, usage, Insured Declared Value (IDV), and the type of coverage chosen. Additional factors like the driver's profile and claim history may also influence the premium amount.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third-party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

Note - While we have made all the efforts and taken utmost care in gathering precise information about the products, features, benefits etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective products sales brochure and policy/membership wordings before concluding sales.