Honda City 4th Generation Car Insurance

Explore comprehensive details about Honda City 4th Generation car insurance, including policy types, benefits, how to buy and renew, and the claim process to ensure your vehicle's protection.
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3 min
03-August-2024
The Honda City 4th Generation is a popular sedan known for its stylish design, spacious interiors, and advanced features. Protecting this valuable asset with comprehensive car insurance is essential. This guide provides a detailed overview of Honda City 4th Generation car insurance, including policy types, benefits, and the claims process.

What is Honda City 4th Generation car insurance?

Honda City 4th Generation car insurance is designed to provide financial coverage for your vehicle. It includes protection against damages from accidents, theft, natural disasters, and third-party liabilities. This insurance ensures you are financially covered in unforeseen circumstances.

Why choose Honda City 4th Generation car insurance?

Opting for Honda City 4th Generation car insurance is essential for several reasons:

  • Financial protection: Covers repair and replacement costs in case of accidents or damage.
  • Legal compliance: Meets mandatory insurance requirements set by the government.
  • Peace of mind: Ensures you are prepared for unexpected events on the road.
  • Additional benefits: Provides additional benefits such as roadside assistance and cashless repairs.

Types of Honda City 4th Generation Car Insurance Policies

There are different types of insurance policies available for the Honda City 4th Generation, each offering varying levels of coverage:

Policy TypeCoverage Description
Third-Party LiabilityCovers damages to third-party property and injuries to third parties.
ComprehensiveCovers third-party liabilities, own vehicle damage, theft, and natural calamities.
Own DamageCovers damages to your vehicle due to accidents, fire, or vandalism.
Personal Accident CoverProvides coverage for the driver/owner in case of accidental injuries or death.


Key features and benefits of Honda City 4th Generation car insurance

Honda City 4th Generation car insurance offers several key features and benefits:

  • Extensive coverage: Protection against accidents, theft, natural calamities, and third-party liabilities.
  • Cashless repairs: Access to a network of authorised service centres for hassle-free, cashless repairs.
  • No Claim Bonus (NCB): Discounts on premium for every claim-free year.
  • 24/7 roadside assistance: Immediate help for breakdowns, towing, and minor repairs.
  • Personal accident cover: Financial protection for the driver/owner against accidental injuries or death.

How to buy Honda City 4th Generation car insurance through Bajaj Finance Insurance Mall

Bajaj Finance Insurance Mall offers a convenient platform for you to buy or renew car insurance plans for your Honda City 4th Generation. Choose from plans offered by leading insurance partners and buy the policy in just a few clicks. Here’s how:

Step 1

Click on 'Get Quote' to open the online application form.

Step 2

Enter the vehicle type, car registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the 'Get Quote' button below.

Step 3

Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant car insurance policies. You need to update your current policy expiry date here.

Step 4

Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 5

Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on 'Proceed'.

Step 6

Enter the vehicle owner's name, date of birth, residential address, and contact number. Also, enter the vehicle engine and chassis number (as mentioned in RC) and previous policy details.

Step 7

Recheck your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, or credit/debit card to complete the application process.

Step 8

That’s it. You have successfully secured your Honda City 4th Generation with a car insurance policy.

Car insurance claim process

Cashless claim process:

A cashless car insurance process allows for the repair of your Honda City 4th Generation car without upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Notify your insurance company about the accident or incident either by phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, especially if it involves accidents, theft, or fire, and file an FIR if required.
  • Capture photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Locate the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.
Honda City 4th Generation car insurance offers comprehensive protection and numerous benefits for your vehicle. With detailed coverage options, straightforward purchase and renewal processes, and an efficient claim process, this insurance ensures your vehicle is safeguarded against various risks. Make an informed decision and enjoy peace of mind on the road with Honda City 4th Generation car insurance.

Frequently asked questions

What does comprehensive car insurance cover for Honda City 4th Generation?
Comprehensive car insurance covers damages to your vehicle from accidents, theft, fire, natural disasters, and third-party liabilities, providing extensive protection.

What is a No Claim Bonus (NCB)?
A No Claim Bonus (NCB) is a discount on your insurance premium offered by the insurer for each claim-free year, encouraging safe driving habits.

Is roadside assistance included in the policy for Honda City 4th Generation?
Yes, many comprehensive policies include roadside assistance, offering help during vehicle breakdowns or emergencies.

How do I make a claim if my car is stolen for Honda City 4th Generation?
In case of theft, immediately inform your insurer and file an FIR. Submit the claim form along with necessary documents. The insurer will process the claim after verification.

Can I transfer my existing policy to a new car?
Yes, you can transfer your existing car insurance policy to a new vehicle. Inform your insurer and provide the new vehicle details for the transfer.

How is the premium for car insurance calculated?
The premium is calculated based on factors such as the vehicle’s age, model, engine capacity, insured declared value (IDV), and the policyholder’s driving history.

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Disclaimer

*T&C Apply. Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Life Insurance Limited (Formerly known as Bajaj Allianz Life Insurance Company Limited), HDFC Life Insurance Company Limited, Life Insurance Corporation of India (LIC), Bajaj General Insurance Limited(Formerly known as Bajaj Allianz General Insurance Company Limited), SBI General Insurance Company Limited, ACKO General Insurance Company Limited, HDFC ERGO General Insurance Company, TATA AIG General Insurance Company Limited, ICICI Lombard General Insurance Company Limited, New India Assurance Limited, Chola MS General Insurance Company Limited, Zurich Kotak General Insurance Company Limited, Star Health & Allied Insurance Company Limited, Care Health Insurance Company Limited, Niva Bupa Health Insurance Company Limited, Aditya Birla Health Insurance Company Limited and Manipal Cigna Health Insurance Company Limited under the IRDAI composite registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure & policy wordings carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also distributor of other third party products from Assistance service providers such as CPP Assistance Services Private Limited, Bajaj Finserv Health Limited. etc. All product information such as premium, benefits, exclusions, value added services etc. are authentic and solely based on the information received from the respective Insurance company or the respective Assistance provider company.

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