Honda Activa Insurance

Know everything about Honda Activa insurance online, its features, and benefits. Check the insurance prices for Honda Activa models.
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Honda Activa Insurance
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3 mins
25 July 2023

The Honda Activa is a popular two-wheeler in India, preferred by many for its stylish design, and smooth ride. By securing your prized possession with a Honda Activa insurance, ensure you stay equipped for any potential financial loss in case of accidents or mishap.

Read to know the features, benefits, and application process of Honda Activa insurance.

Specifications of Honda Activa two-wheeler and insurance prices

Before delving into Honda two-wheeler insurance, let us look at the specifications of the vehicle and insurance costs.

Honda Activa models

Specifications

Insurance premium (third-party insurance premiums)

Activa 3G

Engine capacity of 110 cc, fuel tank capacity of 5.3 litres, and an average mileage of 60 kmpl. It costs around Rs. 65,000.

Rs. 714

Activa 4G

Engine capacity of 110 cc, fuel tank capacity of 5.3 litres, an average mileage of 60 kmpl, and costs about Rs. 67,000.

Rs. 714

Activa 5G

Engine capacity of 109.19 cc, fuel tank capacity of 5.3 litres, an average mileage of 60 kmpl, and costs around Rs. 60,000.

Rs. 714

Activa 125

Engine capacity of 124 cc, fuel tank capacity of 5.3 litres, an average mileage of 60 kmpl, and costs around Rs. 70,000.

Rs. 714

Activa i

Engine capacity of 109.19 cc, fuel tank capacity of 5.3 litres, and an average mileage of 66 kmpl. It costs around Rs. 50,000.

Rs. 714


Note: The insurance prices depend on the vehicle’s engine CC, and subject to change.

Features and benefits of Honda Activa insurance

Honda Activa insurance provides coverage against various risks and damages that the bike owner may face. Here are some of the features and benefits of two-wheeler insurance policies for Honda Activa:

Offers comprehensive coverage

Comprehensive bike insurance for Honda Activa covers damages caused by accidents, theft, fire, natural disasters, and more.

Offers third-party cover

Covers the costs of any third-party damages or injuries that you may have caused using the two-wheeler.

Offers personal accident cover

Offers financial coverage to the owner-rider or the pillion rider in case of accident-related injuries. Also, covers insured against accidental death or disability.

No Claim Bonus

If you have not made any claims in a financial year, you will get a No Claim Bonus (NCB). NCB ranges between 20% and 50%, which you can later use to reduce your renewal premium.

Add-on covers

You can opt for add-on covers like zero depreciation, engine protection, and more for greater coverage.

Inclusions of Honda Activa insurance

Let us look at what’s covered by a two-wheeler insurance policy for Honda Activa scooters.

Third-party liabilities

It covers the expenses of injuries or damages caused to third-party individuals or properties due to an accident.

Accidental coverage

This covers the expenses of repairing your two-wheeler in case of an accident or collision damage.

Theft coverage

If your Honda Activa gets stolen, the insurance provider offers compensation based on the insured declared value of the vehicle.

Natural disasters

Covers floods, earthquakes, or cyclones that can cause severe damages to your vehicle.

Exclusions of Honda Activa insurance

Here’s what Honda Activa insurance does not cover:

  • Accidents caused under the influence of alcohol or drugs.
  • Normal wear and tear of the bike due to regular usage.
  • Mechanical or electrical malfunction or breakdown.
  • Using the bike to participate in racing, rallies, or unlawful activities.

Why should you insure your Honda Activa?

Having Honda Activa insurance is crucial to stay financially secure, here is why.

  • It covers expenses arising from accidents, damages, third-party liabilities, and more.
  • Additionally, motor vehicles act mandates having a third-party insurance for two-wheelers.
  • In case of an accident or damage, you can receive compensation from the insurance company as per the Honda Activa insurance policy terms and conditions.

A step-by-step guide to buying bike insurance online

Follow the below steps to buy two-wheeler insurance on Bajaj Finance Insurance Mall.

Step 1: Visit Bajaj Finance Insurance Mall and view the comprehensive two-wheeler insurance plans offered by leading motor insurance companies.

Step 2: Click on 'Get Quote’ to open the online application form.

Step 3: Enter the vehicle type, two-wheeler registration number, mobile number, and residential PIN code. Check the terms and conditions and click on the ‘Get Quote’ button below.

Step 4: Choose the IDV, NCB value, add-on covers, and plan type to get a list of relevant policies. You need to update your current policy expiry date here.

Step 5: Click on the ‘Buy Now’ button. You will need to add owner-driver personal accident cover mandated by the RTO. Click on ‘Next’ to proceed.

Step 6: Confirm the vehicle registration date and the previous policy type (comprehensive/third-party). Click on ‘Proceed’.

Step 7: Enter vehicle owner’s name, date of birth, residential address, and contact number. Also, enter vehicle engine and chassis number (as per the RC) and previous policy details.

Step 8: Review your previously filled details and make the payment through your preferred online payment mode. You can use net banking, UPI, credit/debit card to buy the policy.

How to renew Honda Activa insurance online?

Follow the steps mentioned below:

  • Visit the website of your preferred insurance provider and enter your bike details.
  • Review the policy inclusions and exclusions, select the desired coverage, and add-on covers.
  • Pay the premium amount online using the available payment modes.
  • Receive the policy document via email or a hard copy.

To ensure safety and financial protection while riding, it is essential to insure your Honda Activa. With the right Honda Activa insurance policy, you get adequate coverage against damages, third-party liabilities, and theft. By keeping these points in mind, you can make an informed decision when purchasing two-wheeler insurance that suits your needs.

Frequently asked questions

How much does Activa 3G insurance cost?

The premium for Activa 3G insurance depends on various factors such as the age of the scooter, its make and model, the city of registration, and the coverage options chosen by the policyholder. The cost of insurance can range from a few thousand to several thousand rupees per year.

Which type of insurance is best for Activa?

Comprehensive insurance is the best type of insurance for Honda Activa as it provides coverage not only for third-party liabilities but also for damages caused to the insured vehicle due to accidents, theft, fire, natural calamities, and other perils.

How many years is Honda Activa insurance valid for?

Honda Activa insurance is available for varying tenures ranging from one year to multi-year policies. The policy term depends on the policyholder's preference and insurance provider.

What is covered in Activa insurance?

Activa insurance covers third-party liability damages and damages caused to the insured vehicle due to accidents, theft, fire, natural calamities, and other perils. It also includes personal accident cover for the rider. Additional coverage options such as pillion rider cover, zero-depreciation cover, and road assistance can be added to the policy for an extra cost.

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