Citroen C3 Car Insurance

Learn all about Citroen C3 car insurance, including types of policies, benefits, how to buy and renew, claim process, and more. Ensure your Citroen C3 is fully protected with the right insurance.
Buy/Renew Citroen C3 Car Insurance
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3 min
16-January-2025

The Citroen C3 is a stylish and versatile hatchback, gaining popularity in India for its performance, design, and affordability. Like all vehicles, the Citroen C3 requires comprehensive insurance to ensure protection against unforeseen events like accidents, theft, or damage. Having the right car insurance for Citroen C3 will give you peace of mind, knowing your vehicle is protected.

What is Citroen C3 car insurance?

Citroen C3 car insurance is a policy that covers the costs associated with damages, repairs, and liabilities caused by accidents, theft, natural disasters, or third-party claims. It is a mandatory requirement in India to have at least third-party insurance for all vehicles, including the Citroen C3, while a comprehensive policy provides additional coverage for your car.

Why choose Citroen C3 car insurance?

Choosing Citroen C3 car insurance ensures that your vehicle is protected under a policy tailored to its specific needs. With the right insurance, you can benefit from:

  • Financial protection: Covers repair or replacement costs in case of accidents, theft, or natural calamities.
  • Legal liability coverage: Protects you from third-party claims for injuries or property damage.
  • Peace of mind: Enjoy worry-free driving knowing your vehicle is insured.
  • Additional benefits: Many insurers offer roadside assistance, cashless claims, and more.

Types of Citroen C3 car insurance policies

There are primarily two types of insurance policies you can choose for your Citroen C3:

Insurance type Coverage details
Third-party liability Covers damages to third-party vehicles and property. Does not cover your Citroen C3.
Own damage insurance Covers damages to your own vehicle due to accidents.
Comprehensive insurance Covers both third-party liabilities and damages to your Citroen C3, including theft and natural disasters.
Personal accident cover Provides coverage for the driver/owner in case of accidents.



Citroen C3 car models and insurance price

For an estimated third-party premium cost on your Citroen C3 car insurance, consult the table below. Premiums differ based on the chosen variant of the vehicle. The own damage insurance premium is determined by the insurer, considering factors like cubic capacity (CC), make, model, variant, fuel type, RTO location, claim history, and various other factors.

Citroen C3 Variant Third-Party Premium Rates (FY 23-24)  
C3 Live 1.2 Petrol Rs. 3,416* Get Quote
C3 Feel 1.2 Petrol Rs. 3,416* Get Quote
C3 Feel Blu Edition 1.2 Petrol Rs. 3,416* Get Quote
C3 Feel 1.2 Petrol Vibe Pack Rs. 3,416* Get Quote
C3 Feel 1.2 Petrol Dual Tone Rs. 3,416* Get Quote
C3 Feel 1.2 Petrol Vibe Pack Dual Tone Rs. 3,416* Get Quote
C3 Shine 1.2 Petrol Rs. 3,416* Get Quote
C3 Shine Blu Edition 1.2 Petrol Rs. 3,416* Get Quote
C3 Shine 1.2 Petrol Vibe Pack Rs. 3,416* Get Quote
C3 Shine 1.2 Petrol Dual Tone Rs. 3,416* Get Quote
C3 Shine 1.2 Petrol Vibe Pack Dual Tone Rs. 3,416* Get Quote
C3 Feel 1.2 Turbo Dual Tone Rs. 3,416* Get Quote
C3 Feel 1.2 Turbo Vibe Pack Dual Tone Rs. 3,416* Get Quote
C3 Shine 1.2 Turbo Dual Tone Rs. 3,416* Get Quote
C3 Shine 1.2 Turbo Vibe Pack Dual Tone Rs. 3,416* Get Quote



Disclaimer: The above information is for Third-party premiums only. The Own Damage premium rates will depend on the specific model, variant, fuel type, place, the year of registration, IDV, add-on covers and various other factors.

Key features and benefits of Citroen C3 car insurance

When you opt for Citroen C3 car insurance, you get access to a range of features and benefits that enhance your coverage experience:

  • Comprehensive coverage: Protects against a wide range of risks.
  • Personal accident cover: Provides financial assistance in case of injuries or death.
  • No Claim Bonus (NCB): Offers discounts on renewal for claim-free years.
  • Roadside assistance: Provides help in case of breakdowns or accidents.
  • Cashless claims: Enables hassle-free repairs at network garages.

Car insurance claim process

Cashless claim process:

A cashless car insurance process simplifies the repair of your Citroen C3 car by eliminating the need for upfront payment at a network garage. Here's a step-by-step guide to the cashless car insurance claim process:

  • Inform your insurance company about the accident or incident through phone, website, or mobile app.
  • Provide all relevant details of the incident to the authorities, particularly if it involves accidents, theft, or fire. File an FIR if required.
  • Take photographs of the damages to your insured car and any bodily injuries sustained immediately after the incident to serve as evidence during the claim process.
  • Find the nearest network garage and take your car there for cashless repairs. If your vehicle is stalled due to damage, contact your insurer for towing assistance.
  • Once at the garage, a surveyor from your insurance company will assess the damage. Ensure you have all necessary documents such as your car registration certificate, driving license, and FIR available for inspection.
  • The surveyor will evaluate the claim amount and prepare a report to submit to your insurer. Your insurer will then either approve or reject the claim based on the surveyor's findings.
  • Upon approval, the network garage will proceed with the repairs. Once the repairs are completed, your insurer will settle the bills directly with the garage.

Reimbursement claim process

The reimbursement claim process requires you to initially pay for the repair bills and later seek reimbursement from your insurer. Below is the reimbursement car insurance claim process for your car:

  • Inform your insurance company about the incident and register your claim.
  • Take your car to a workshop or garage of your choice for repairs.
  • A surveyor appointed by your insurer will assess the damages at the garage.
  • The surveyor will prepare and submit a claim report to your insurer.
  • The garage will repair your car and provide you with a bill, which you will need to pay.
  • Submit the original repair bills along with a claim form to your insurance company.
  • Your insurer will review the repair bills and claim form and reimburse your repair costs accordingly.Top of Form

Documents required in the claims process

Here is the list of documents you may need while filing a claim for your car insurance policy:

  • Copy of the registration certificate (RC) of your vehicle
  • Copy of your driving licence
  • Policy document
  • Description of the incident and photographs of the vehicle (if possible)
  • First Information Report (FIR) in case of theft, injuries to any third party or damage to their property
  • The original keys to the vehicle
  • RTO transfer papers duly signed with Form 28, Form 29 and Form 30
  • No Trace Report from the police in cases of theft of the vehicle
  • The original bills for the repairs of the car to claim the four-wheeler insurance policy
Note: Check with your insurer in case you require more documents depending on the nature of the claim.

Protecting your Citroen C3 with comprehensive car insurance is essential. By understanding the different types of policies, features, and the claims process, you can make informed decisions and ensure financial security. Remember to compare quotes, read policy terms carefully, and choose a plan that aligns with your needs and budget.

Frequently asked questions

What does comprehensive car insurance cover for Citroen C3?
Comprehensive car insurance for your C3 covers damages to your vehicle due to accidents, theft, fire, natural disasters, and third-party liabilities. It also includes personal accident cover for you and passengers.

What is a No Claim Bonus (NCB)?
NCB is a discount offered by insurers for every claim-free year. It can significantly reduce your renewal premium.

Is roadside assistance included in the policy for Citroen C3?
Roadside assistance is usually an optional add-on, but some comprehensive policies may include it. Check your policy details for confirmation.

How do I make a claim if my car is stolen for Citroen C3?
Immediately inform the police and your insurance company. Provide necessary documents like FIR, RC book, and insurance policy. The insurer will guide you through the claim process.

How is the premium for car insurance calculated?
Car insurance premium is calculated based on factors like vehicle model, age, location, coverage chosen, and your claim history.

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Disclaimer

*T&C Apply - Bajaj Finance Limited (‘BFL’) is a registered corporate agent of third party insurance products of Bajaj Allianz Life Insurance Company Limited, HDFC Life Insurance Company Limited, Future Generali Life Insurance Company Limited, Bajaj Allianz General Insurance Company Limited, SBI General Insurance Company Limited, ACKO General Insurance Limited, ICICI Lombard General Insurance Company Limited, HDFC ERGO General Insurance Company Limited, Tata AIG General Insurance Company Limited, The New India Assurance Company Limited, Cholamandalam MS General Insurance Company Limited, Niva Bupa Health Insurance Company Limited , Aditya Birla Health Insurance Company Limited, Manipal Cigna Health Insurance Company Limited and Care Health Insurance Company Limited under the IRDAI composite CA registration number CA0101. Please note that, BFL does not underwrite the risk or act as an insurer. Your purchase of an insurance product is purely on a voluntary basis after your exercise of an independent due diligence on the suitability, viability of any insurance product. Any decision to purchase insurance product is solely at your own risk and responsibility and BFL shall not be liable for any loss or damage that any person may suffer, whether directly or indirectly. Please refer insurer's website for Policy Wordings. For more details on risk factors, terms and conditions and exclusions please read the product sales brochure carefully before concluding a sale. Tax benefits applicable if any, will be as per the prevailing tax laws. Tax laws are subject to change. Tax laws are subject to change. BFL does NOT provide Tax/Investment advisory services. Please consult your advisors before proceeding to purchase an insurance product. Visitors are hereby informed that their information submitted on the website may also be shared with insurers. BFL is also a distributor of other third party products from Assistance Services providers such as CPP Assistance Services Pvt. Ltd., Bajaj Finserv Health Ltd. etc. All product information such as premium, benefits, exclusions, sum insured, value added services, etc. are authentic and solely based on the information received from the respective insurance company or the respective Assistance service provider company.

Note – While we have made all efforts and taken utmost care in gathering precise information about the products, features, benefits, etc. However, BFL cannot be held liable for any direct or indirect damage/loss. We request our customers to conduct their research about these products and refer to the respective product’s sales brochures before concluding their sale.

Premium indicated is exclusive of taxes for third party coverage of four-wheeler between 1,000 CC to 1,500 CC. Premium may vary based on the specification of the vehicle.

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