Aditya Birla Health Insurance FAQs

Frequently asked questions

Does Aditya Birla Health Insurance provide a cashless facility?

Yes, Aditya Birla Health Insurance offers a cashless treatment benefit. Policyholder can go to any of the network hospitals to avail of the cashless facility. Show the Aditya Birla Health Card or share the policy number with the network hospital to seek treatment. The insurer will directly settle the claim with the hospital after the due procedures.

Why should I buy Aditya Birla Health Insurance?

Aditya Birla group is one of the country's most trusted health insurance providers, offering insurance since 2015. Aditya Birla Health Insurance plans offer a host of benefits like:
• Cashless claim settlement
• Pre-and post-hospitalisation expenses
• Coverage for day care procedures
• Free health check-up
• Freedom to select the hospital room
• Organ donor expenses

What are the factors that affect the cost of the health insurance premium?

After determining the following factors and risks, the insurance firm provides health insurance estimates to the policyholder.
• Sum insured amount
• Age of the insured
• Medical history
• Lifestyle factors, including your occupation
• Body Mass Index (BMI)

Will I get my claim amount if my policy is in the grace period?

A grace period is an additional time offered to renew the policy to avoid policy lapse. A grace period is usually 15-30 days. There are no late fines during this time. However, the insured cannot benefit from the coverages offered under the policy during this period. The company is not liable to pay any claim that occurs during the grace period.

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