Shop at Reliance Digital using Insta EMI Card: A Guide to Convenience and Affordability

Use the Insta EMI Card to buy the latest gadgets and electronics on No Cost EMI.
Shop at Reliance Digital using Insta EMI Card: A Guide to Convenience and Affordability
5 min read
3 February 2024

Be it smart phones or laptops or other home appliances, consumer electronics have become an integral part of our daily lives. However, the hefty price tags attached to these products often make buying them a hassle.

To address this issue, Reliance Digital offers EMI payment options on a wide range of products, allowing customers to purchase their desired electronics without straining their budgets. In this guide, we will explore how you can shop at Reliance Digital on EMI, leveraging the convenience of the Bajaj Finserv Insta EMI Card.

List of available Reliance Digital products on EMI

Reliance Digital offers a wide range of products across various categories, including smartphones, laptops, televisions, refrigerators, washing machines, and more, available for purchase on EMI.

Whether you are looking for the latest smartphone or upgrading your home entertainment system, Reliance Digital has you covered with flexible EMI options.

How to buy Reliance Digital products on EMI using the Insta EMI Card

The Bajaj Finserv Insta EMI Card simplifies the EMI process at Reliance Digital, offering a hassle-free shopping experience.

Here is how you can make your purchase at Reliance Digital using the Insta EMI Card:

  1. Apply for Insta EMI Card: If you do not already have the Bajaj Finserv Insta EMI Card, you can apply for it at the official Bajaj Finserv website.
  2. Visit Reliance Digital: Head to your nearest Reliance Digital store or visit their online platform to explore their vast selection of products.
  3. Choose your product: Select the product you wish to purchase and inquire about the available EMI options.
  4. Select Insta EMI Card payment option: Once you have selected your desired product, select the Insta EMI Card payment option at the billing counter to convert your purchase into easy EMIs.
  5. Select EMI plan: Choose the EMI plan that best suits your budget and tenure preference.
  6. Complete the transaction: Complete the transaction by paying the initial down payment, if required, and signing the necessary documents.
  7. Enjoy your purchase: Once the transaction is complete, you can take home your desired product and enjoy its benefits without any financial burden.

Advantages of buying Reliance Digital products on EMI

Purchasing products on EMI at Reliance Digital using the Insta EMI Card offers several advantages, making it an attractive option for consumers:

  • Affordability: EMI options allow you to spread the cost of your purchase over several months, making paying for the costly items more affordable and manageable.
  • No Cost EMI: The Insta EMI Card offers No Cost EMI options, eliminating any additional interest charges and making your purchase even more budget-friendly.
  • Flexibility: EMI plans offer flexibility in repayment, allowing you to choose the tenure and monthly installment amount according to your preferences.
  • Access to latest technology: EMI options enable you to stay up to date with the latest technology without disturbing your budget.

Eligibility criteria for getting the Insta EMI Card for shopping on Reliance Digital on EMI

To enjoy the perks of the Bajaj Finserv Insta EMI Card, individuals need to meet specific eligibility criteria:

  • Age criteria: The applicant must be between 21 years and 65 years of age.
  • Income stability: A stable source of income is required to be eligible for the Insta EMI Card.
  • Documentation: Provide necessary KYC documents, such as identity proof, address proof, and income proof and a few recent passport-sized photographs.
  • Creditworthiness: While an EMI card does not require a credit check as stringent as other credit cards, you should still have a credit score of 720 or higher.

How to apply for the Bajaj Finserv Insta EMI Card

Acquiring the Bajaj Finserv Insta EMI Card is a straightforward process, allowing you to enjoy the convenience of purchasing the latest gadgets and electronics on easy EMIs. Here is a step-by-step application process of the Insta EMI Card:

  1. Visit the Bajaj Finserv website: Navigate to the official Bajaj Finserv website.
  2. Fill in the online application form: Complete the online application form with accurate details.
  3. Submit KYC documents: Upload the required KYC documents, including identity proof, address proof, and income proof.
  4. Verification process: Bajaj Finserv will review your application and documents.
  5. Approval and dispatch: Once approved, your Insta EMI Card will be dispatched to your registered address.


Shopping at Reliance Digital on EMI with the Bajaj Finserv Insta EMI Card offers a convenient and affordable way to fulfil your technology needs. With flexible repayment options and No Cost EMI schemes, you can enjoy the latest gadgets and appliances without straining your finances.

So, why wait? Explore the vast selection of products at Reliance Digital and make your purchases hassle-free with the Insta EMI Card.


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