ATM PIN Generation

Learn about the all the ways to generate an ATM PIN.
ATM PIN Generation
3 mins read
8 Feb 2024   

ATM card is one of the most used financial instruments of the present times. It's a convenient way to access cash, pay bills, and purchase goods and services without the need to carry cash. However, sometimes we tend to forget our ATM card PIN or want to change it for security reasons. In this article, we'll explore how to generate a new ATM card PIN safely and securely.

ATM Card PIN generation

An ATM card PIN is a four or six-digit secret code used to access your bank account. It's crucial to keep this code secure at all times to prevent fraudulent activities from happening on your account. If you're using a new ATM card or have forgotten your PIN, you can generate a new one through various channels.

How to generate ATM card PIN at an ATM?

Most banks have an ATM network where you can generate a new ATM card PIN. Here's how to go about it:

Step 1: Look for a nearby ATM.
Step 2: Insert your ATM card and enter the current PIN.
Step 3: Select "PIN Services" or "Generate PIN" from the menu.
Step 4: Enter the new PIN twice and press "Submit."
Step 5: Wait for the ATM to confirm the change and then take your card.

Always make sure to choose a new PIN that's hard to guess. Don't use common numbers such as birth dates, telephone numbers, or security codes.

How to generate new ATM PIN using internet banking

You can also generate a new ATM card PIN through your bank's internet banking portal. Here's how:

  1. Log in to your internet banking account
  2. Go to the ‘SERVICES’ menu and select ‘CARD SERVICES’ OR ‘DEBIT CARD SERVICES’
  3. Choose the ATM card you want to generate a PIN for and click ‘GENERATE PIN’
  4. Enter the required details such as the card expiry date, CVV, and card number
  5. Set a new PIN and submit the request

You may need to wait for your bank to approve the request before the new PIN is activated. Make sure to keep your login credentials and other sensitive information secure.

How to generate new ATM PIN through mobile banking

If your bank offers mobile banking services, you can also generate a new ATM card PIN through the mobile app. Here's how:

  1. Log in to your bank's mobile banking app
  2. Go to the ‘CARD SERVICES’ or ‘DEBIT CARD SERVICES’ section
  3. Select the ATM card for which you want to generate a new PIN
  4. Authenticate the transaction using your mobile PIN or password
  5. Choose a new PIN and submit the request

Once the request is approved, your new ATM card PIN will be activated, and you can start using it to access your bank account.

Conclusion

It is essential to keep your ATM card PIN secure to prevent unauthorised access to your bank account. If you have forgotten your PIN or want to change it, you can easily generate a new one through various channels such as ATMs, internet banking, or mobile banking. Always choose a hard-to-guess PIN and keep your sensitive information secure.

Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

Frequently asked questions

Can I generate an ATM PIN online?

Increasingly common, but not all banks offer it. Check your bank's mobile app or website for an ‘ATM PIN RESET’ or ‘REGENERATE PIN’ option. You'll likely need your registered mobile number for verification.

How can I get an ATM PIN by SMS?

Uncommon these days. Some banks might offer a service to generate a one-time PIN and send it via SMS after verification (contact your bank to confirm).

How can I know my ATM PIN on my mobile?

For security reasons, banks do not allow viewing your actual ATM PIN through mobile apps for obvious security risks. You can typically reset or regenerate a forgotten PIN, but not view your existing one.