₹10,000 - ₹25 Cr
Loan of up to 80% of policy value| Funding against policies under lock-in period
In Summary
How to Manage Your Loan Against Securities Effectively
-
How to check your Loan Against Mutual Funds details?
You can check your loan against mutual funds details online through the Bajaj Finance service portal or app. Keep these points in mind:
- Sign in using the mobile number registered with your loan account and verify access with an OTP.
- Complete additional identity verification, such as entering your date of birth, if prompted.
- Select the relevant Loan Against Securities account linked to your pledged mutual funds.
- Review details such as the loan amount, drawing power, interest rate, and pledged value.
- Regularly checking your account can help you track changes and manage eligible withdrawals, payments, or security-release requests.
You can check loan against mutual funds details online through the Bajaj Finance service portal or app using OTP-based access. Sign in using the mobile number registered with your loan account and enter the received OTP. Use the portal to withdraw available funds, make eligible payments, or request the release of securities. Regular checks can help you identify changes early and take appropriate account-management action.
If you have taken a loan against mutual funds and want to check its status, you can visit our customer portal ‘My Account’ to view your rate of interest, drawing power, and more. Here is a detailed guide on how to check your loan against mutual funds details:
The following steps explain how to access the relevant loan account and review its available information.
Step 1: Sign in to the “Service” portal
Visit the Bajaj Finance service portal and select Sign-in. Enter your registered mobile number and submit the received OTP.
Step 2: Complete identity verification
Enter your date of birth if prompted for additional verification.
Step 3: Select the relevant loan account
Go to Service and open Relations. Select the Loan Against Securities account linked to your pledged mutual funds.
Step 4: Review the displayed details
Check the loan amount, drawing power, interest rate, pledged value, and available account information.
Why track your loan against mutual funds details regularly?
Lien-marked mutual fund values are updated at each day’s end. Regular tracking connects market movements with your borrowing position.
- Identify drawing-power changes: Lower pledged values can reduce withdrawal availability.
- Detect margin pressure: Early reviews provide time to arrange repayment or additional collateral.
- Control interest costs: Monitoring utilisation can identify opportunities for part-payment.
- Confirm payment updates: Ensure recent payments appear correctly in the statement.
- Plan withdrawals: Compare the current limit with upcoming requirements.
Review alerts: SMS and valuation communications may require timely action.
Monitoring cannot prevent market changes, but it supports an earlier response.
Key details you can monitor in my account for your LAMF
How to Secure a Rs. 2 Crore Loan Against Securities Instantly
The table explains how to interpret the main account details.
| Detail | What it indicates | Why it matters |
| Current loan amount | Amount currently borrowed | Indicates repayment exposure |
| Drawing power | Amount available for withdrawal | Changes with collateral value |
| Pledged fund value | Value of lien-marked units | Shows collateral movement |
| Interest rate | Rate on the utilised amount | Supports cost calculations |
| Outstanding balance | Amount remaining payable | Helps plan repayment or closure |
| Payment history | Payments recorded | Identifies missing entries |
| Statement | Consolidated account record | Supports reconciliation |
| Account alerts | Value or margin messages | May require timely action |
The dashboard shows the current position, while statements explain how it developed.
Conclusion
My Account provides a central place to review loan amount, drawing power, pledged value, interest information, payments, and statements. The OTP-based process also supports withdrawals, payments, and eligible security-release requests. Regular tracking matters because pledged mutual fund values can change daily. A lower value may reduce drawing power or create a margin shortfall. Check the correct account, reconcile recent transactions, retain a drawing-power buffer, and respond promptly to lender communications. These habits can support more informed borrowing and repayment decisions.
Loan against your assets
Loans Against Securities
Related Articles
Frequently asked questions
General
What information can I view about my loan against mutual funds in My Account?
You can view the current loan amount, drawing power, interest rate, pledged value, and outstanding balance. My Account also provides other account information.
Where can I check my loan against mutual funds status, repayment details, and interest?
Check loan against mutual funds details and loan against mutual funds status in My Account on bajajfinserv.in or Bajaj Finance app. My Relations and account details show balance, interest, and repayments.
What happens if the value of my pledged mutual funds falls below the required level?
If pledged mutual funds fall below required value, your loan against mutual funds may trigger a margin call. Restore LAMF coverage by pledging units or partially repaying, and monitor My Account.
How do I log in to My Account to check my LAMF details?
Visit the lender’s official portal, enter your registered mobile number or ID, and verify using OTP. Once logged in, you can view your loan against mutual funds details under the loan or investment-linked services section.
Can I download my Loan Against Mutual Funds statement online?
Yes, you can download the statement online through My Account. Simply log in, go to the loan against mutual funds section, and access downloadable documents like interest certificates, loan summary, and repayment statements.
What if I forget my login details for My Account?
If you forget login details, use the ‘Forgot ID/Password’ or ‘Get OTP’ option on the login page. You can reset your credentials using your registered mobile number and complete verification to regain access.
I am unable to see my Loan Against Mutual Funds details. What should I do?
Check whether you’re logged in with the same number registered for your LAMF account. If the issue remains, refresh the page, try another browser, or contact customer support for assistance in updating or verifying account details.
Can I manage other aspects of my loan, like repayment or withdrawal, through My Account?
Yes, My Account usually allows you to make repayments, check interest charges, request withdrawals (if overdraft facility applies), monitor margin status, and download statements. It serves as a digital self-service platform for managing your LAMF.
Disclaimer
1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company(BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.
2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.