The Bajaj Finance Home Loan is tailored for individuals looking to purchase a home. You can secure a loan of up to Rs. 5 crore at a low interest rate, and the repayment tenure can extend up to 32 years. This feature ensures that your monthly instalments are affordable, and the overall borrowing cost is reasonable.
To calculate your EMIs based on different repayment periods, you can use the home loan EMI calculator. This user-friendly tool delivers swift and precise results, enabling you to efficiently plan your loan and make crucial financial choices based on accurate calculations.
Features and benefits of home loans up to Rs. 5 crore
Loan of up to Rs. 15 crore*
Buying a home is one of the biggest investments. Achieve it with a sizeable loan amount of up to Rs. 15 crore*.
Low interest rates
With our loan interest rates starting from 7.99%* p.a., pay EMIs as low as Rs. 722/lakh*.
Approval in 48 Hours*
Your loan application will be approved within 48 Hours* of your application, in some cases, even earlier.
Tenure of up to 32 years*
Pay back your loan comfortably with our long repayment tenure ranging up to 32 years*.
No foreclosure fee for individuals
Individual borrowers who choose a floating interest rate can foreclose the entire amount or prepay a part of the loan without paying an additional fee.
Hassle-free application
Our doorstep document pick-up service helps to skip numerous branch visits and enables an easy application process.
Balance Transfer facility
Benefit from our home loan balance transfer facility and be eligible for a top-up loan of up to Rs. 1 crore* or higher.
5000+ approved projects
Choose from our 5000+ approved projects to avail of a quick loan.
Externally benchmarked interest rates
You can opt for interest rates linked to an external benchmark, such as the repo rate to benefit during favourable market conditions.
Home loan options for Rs. 5 crore
Explore the details of home loans available for Rs. 5 crore over different tenures.
Loan tenure |
Loan amount |
Rate of interest |
Monthly EMI |
Total interest |
Total amount payable |
20 Years |
Rs. 5,00,00,000 |
8.50%* p.a. |
Rs. 4,33,912 |
Rs. 5,41,38,788 |
Rs. 10,41,38,788 |
15 Years |
Rs. 5,00,00,000 |
8.50%* p.a. |
Rs. 4,92,370 |
Rs. 3,86,26,560 |
Rs. 8,86,26,560 |
10 Years |
Rs. 5,00,00,000 |
8.50%* p.a. |
Rs. 6,19,928 |
Rs. 2,43,91,413 |
Rs. 7,43,91,413 |
You can also use a home loan EMI calculator to plan your finances effectively and understand your monthly obligations better.
To sum it up, a home loan of up to Rs. 5 crore makes buying your dream home possible. It comes with great features, tax advantages, and flexible ways to pay back. When getting a home loan, think about your finances and future plans, and pick a repayment time that suits you. Check out what different banks offer and get expert advice to make a smart choice about your home loan.
