HDFC ERGO General Insurance Payment: Everything You Need to Know

Insurance is a means of protecting against financial loss, and it is an essential aspect of every individual's financial planning. HDFC ERGO general insurance is a leading insurance company in India that offers a wide range of insurance products such as health insurance, motor insurance, travel insurance, etc. In this article, we will be focusing on HDFC ERGO General insurance payment, including premium payment, fees, charges, and other valuable information.

About HDFC ERGO general insurance

HDFC ERGO general insurance is a joint venture between HDFC Limited and ERGO International AG, a German insurance company. The company offers a range of insurance products to cater to the needs of individuals and businesses. The company has been awarded the Best Claims Service Company by Indian Insurance Awards 2020 in the General Insurance Category.

Features and benefits of HDFC ERGO general insurance premium payment on Bajaj Finserv

  • Quick and hassle-free

    Quick and hassle-free

    With Bajaj Finserv's BBPS platform, you can pay your HDFC ERGO general insurance quickly and effortlessly.

  • Safe and secure

    Safe and secure

    Bajaj Finserv provides a safe and secure payment platform on BBPS. Your payment details are secure with the platform’s robust security measures.

  • Multiple payment options

    Multiple payment options

    Bajaj Finserv offers multiple payment options, including debit cards, credit cards, net banking, and UPI. This allows you to choose the payment method that suits you best.

  • Instant confirmation

    Instant confirmation

    After making the payment, the platform immediately confirms the payment through an email and SMS.

The Bajaj Finserv BBPS is a one-stop platform for all your bill payment needs.

HDFC ERGO general insurance premium recharge on Bajaj Finserv app/ website

  1. 1 Download the Bajaj Finserv app from the Google Play Store or Apple App Store and install it on your device
  2. 2 Open the app, log in or register if you're a new user
  3. 3 Under ‘PAYMENTS', go to the ‘BILLS AND RECHARGES’ section
  5. 5 Choose ‘HDFC ERGO GENERAL INSURANCE’ as your provider
  6. 6 Enter your HDFC ERGO GENERAL INSURANCE account number and your bill amount
  7. 7 Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking
  8. 8 After choosing your preferred payment mode, enter the requested payment details
  9. 9 Check the details you entered and click on 'PAY NOW’

HDFC ERGO general insurance premium details

Premiums for HDFC Ergo general insurance depend on several factors, such as the type of product, the sum assured, age, and pre-existing illnesses. Insured can calculate their premium using HDFC Ergo's online premium calculator. It is recommended to read the policy document carefully and understand the terms and conditions before making a premium payment.

Fees and charges

The following charges are applicable on mobile recharges and bill payments: 


Charges (Rs.)

Payment for bills and recharges

Convenience fee up to 2% per transaction (inclusive of applicable taxes) *

Payment of rent using credit card as a payment mode

2% per transaction (inclusive of applicable taxes) *

Platform fee

Up to Rs. 5/- for each prepaid mobile recharge

*Convenience fee is applicable on specific payment instruments and subject to revision from time to time

Frequently asked questions

How can I get a premium receipt from HDFC Ergo?

You can download the premium receipt from HDFC ERGO's website by logging in to your account. Alternatively, you can also request a receipt by calling customer care, sending an email, or visiting the HDFC ERGO branch office.

What is the customer care number of HDFC Ergo 24x7?

HDFC ERGO General Insurance's customer care number is 1800 2700 700. You can call this number to resolve any queries related to your policy, premium payment, or any other assistance.

How can I check my HDFC Ergo policy status online?

You can check the policy status of HDFC ERGO by logging in to the company's website and entering the policy details. Moreover, you can also check the status by contacting customer care or by visiting the HDFC ERGO branch office.

What is the pay-out ratio of HDFC ERGO?

The pay-out ratio of HDFC ERGO is the percentage of claims paid by the company in a year divided by the total premium collected. In the year 2020, the pay-out ratio of HDFC ERGO was 97.63%, which signifies the company's commitment to customers and their financial well-being.

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HDFC ERGO general insurance is a renowned insurance company offering multiple benefits and features to policyholders. Bajaj Finserv’s BBPS platform is a convenient way to make insurance premium payments online, and the insured can avail of beneficial services by paying their premiums regularly and on time. It is essential to understand the policies terms and conditions to avoid any confusion and ensure maximum benefits from insurance.