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Gold loan
Meet your financial needs with a loan against gold jewellery from Bajaj Finance. Whether it is for a medical emergency, the expansion of your business, higher education, or any other expense, our gold loan is a handy way to meet your needs.
Experience the ease of applying for our Gold Loan through our hassle-free online process or by visiting any of our 800+ branches nationwide. Avail of a high loan amount with interest rates starting at just 9.50% to 24% p.a. Use our Gold Loan Calculator to plan repayment, and easily avail a gold loan balance transfer for existing gold loans.
*Terms and conditions apply
Did you know?
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You can get a lower interest rate by choosing a longer loan tenure.
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There are very few restrictions on how you use your gold loan.
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You can repay a part of your loan and take part of your gold jewellery back before the end of your loan tenure.
Frequently asked questions
Interest rate for gold loan ranges from 9.50% to 24% p.a. with a repayment tenure ranging from 1 day to 12 months. You can also benefit from easy part pre-payment and foreclosure facility at no extra charge.
Example : For a gold loan of Rs. 1 lakh from Bajaj Finance at an interest rate of 10% p.a. for a tenure of 12 months, the interest amount will be Rs. 834 per month.
A gold loan allows you to pledge your gold jewellery in exchange for a loan. The lender assesses the gold's value and offers up to 75% of that value as a loan. Once you repay the loan with interest within the agreed period, your gold is returned to you.
Any Indian citizen, including salaried and self-employed individuals, traders, farmers, and businesspersons, can apply for a gold loan from Bajaj Finance. Applicants must be between 21 and 70 years old and possess gold jewellery with a purity of 18-22 karats.
