In today's digital age, shopping has become more convenient than ever. EMI apps have emerged as a game-changer, allowing you to spread the cost of your purchases over manageable monthly instalments.
This eliminates the need for a hefty upfront payment, making it easier to budget and acquire big-ticket items. You can also check out the range of products on affordable EMIs like branded cycles on Bajaj Mall and use the Bajaj Finserv EMI Network Card at partner stores to avail exclusive offers.
Benefits of using EMI Apps
- Shop now, pay later: Spread the cost of your purchases over convenient monthly instalments, allowing you to manage your finances effectively.
- No credit card required: Unlike traditional financing methods, EMI apps often don't require a credit card, making them accessible to a wider range of consumers.
- Improved budgeting: By paying in fixed monthly instalments, you can easily incorporate your EMI payments into your monthly budget.
- Variety of products: EMI apps offer a wide range of products across categories, from electronics and furniture to fashion and appliances.
- Faster approvals: Compared to traditional loans, EMI apps often provide quicker approval times, allowing you to make your purchases faster.
Check out the range of products like branded watches options on Bajaj Mall. You can also visit any of our partner stores and take home your desired on affordable EMIs by using the Bajaj Finserv EMI Network Card.
Top EMI apps in the market
- Bajaj Finserv: A leading player in the EMI space, Bajaj Finserv offers a vast network of partner stores and a pre-approved EMI Network Card for convenient in-store purchases.
- ZestMoney: This app provides instant loan approvals and allows you to shop from a large network of online and offline retailers, offering flexible repayment options and competitive interest rates.
- Snapmint: This app partners with various online retailers, enabling you to convert your purchases into EMIs at checkout with a quick and easy approval process.
- LazyPay: This app, offered by Paytm, allows you to make online and in-store purchases and pay for them later in easy instalments, making it a convenient way to manage your post-purchase payments.
Financing options with Bajaj Finserv
Bajaj Mall is the best online destination to explore product details, features, and specifications before making a purchase. Once you've gathered all the information you need, head to the nearest Bajaj Finserv partner store and select the product you want. To make the payment, simply use the Bajaj Finserv EMI Network Card which comes with a pre-approved limit. You can choose a convenient repayment tenure and take advantage of zero down payment plans offered on select models. Here are some of the advantages of shopping using the Bajaj Finserv EMI Network Card:
- Competitive prices: Bajaj Finserv ensures your purchases are budget-friendly by offering competitive pricing.
- Zero down payment: Forget the hassle of a large upfront payment. Select products are covered under the zero down payment policy, making them more accessible.
- Options and accessibility: The Bajaj Finserv EMI Network Card grants you access to over a million products across India, available at select partner stores.
- Exciting deals: When you use the Bajaj Finserv EMI Network Card to purchase a product, you might be eligible for exciting deals and cashback offers, making your purchase even more rewarding.
