Capital Trust Loan is a prominent financial institution in India, established with a mission to offer accessible and secure lending solutions to individuals and small businesses. With over three decades in the finance industry, the company has built a reputation for its reliable and customer-focused services, addressing a wide range of financial needs. Capital Trust Loan provides personal loans, business loans, and microloans, designed to empower individuals with limited access to conventional banking services. The company’s services are tailored to cater to the needs of small businesses and lower-income groups, often underserved by traditional banking systems.

Capital Trust Loan’s customer-centric approach ensures that clients have a seamless borrowing experience, from loan disbursement to repayment. One of the key offerings includes easy loan repayment options, enabling customers to make payments through various platforms, including Bajaj Finserv. This convenience extends to the ability to access and download loan repayment receipts, which serves as an essential document for financial record-keeping.

Consider Bajaj Finserv for loan repayments

Bajaj Pay, the BBPS platform from Bajaj Finserv, makes loan repayments seamless and efficient. With this platform, you can view, pay, and download your loan repayment receipt with just a few clicks. Bajaj Pay also supports payments for various other financial obligations, allowing you to streamline multiple payments in one place.

Key benefits of using Bajaj Pay for loan repayments

• Easy payments: Conveniently make loan repayments from your phone.
• Organised receipts: Download and store digital copies for easy record-keeping.
• Secure transactions: A dependable BBPS platform ensures safe payments.

With Bajaj Pay, handling your loan repayments is hassle-free, plus you can add other financial payments as needed.

Steps to access and download Capital Trust Loan Limited loan repayment receipt on Bajaj Finserv

Obtaining a receipt is a simple process for Capital Trust Loan Limited customers who have made loan repayments via Bajaj Finserv. Bajaj Finserv offers a quick way to access and download repayment receipts online. This can help customers keep accurate records of their transactions for future reference or tax purposes. Follow these steps:

1. Visit the Bajaj Finserv website.

2. Log in to your account using your registered credentials.

3. Navigate to the ‘MY ACCOUNT’ icon on the right side of the page.

4. Select ‘VIEW PAYMENT REPORTS’ from the drop-down menu.

5. Navigate to the ‘BILL AND CHARGES’ section from the dashboard.

6. Click on ‘VIEW ALL’ and select ‘MY BILLS’.

7. Select loan provider as the biller.

8. Enter your payment details, such as bill number or account number.

9. View your transaction history and locate the most recent payment.

10. Click on the ‘DOWNLOAD RECEIPT’ button, which is available next to the transaction.

11. Save the receipt to your device for future reference.

These simple steps ensure that you can easily access and download your payment receipt without any hassle.

Why download the Capital Trust Loan Limited loan payment receipt

Obtaining a loan payment receipt from Capital Trust Loan Limited is essential for personal financial management, providing proof of transaction and ensuring accurate record-keeping. Here are some reasons to consider downloading the receipt:

• Proof of payment: The receipt serves as formal proof of payment, confirming your loan repayment in case of any discrepancies.
• Easy tracking: It aids in tracking the payment history, helping you stay updated on your loan status and progress.
• Tax filing: Loan payment receipts may be required when filing taxes, especially if claiming deductions related to your loan.
• Verification for future loans: Keeping a record of loan payments can support future loan applications by showcasing your reliability in repayment.

Thus, downloading and retaining these receipts can be beneficial for both personal and professional financial records.

Benefits of downloading Capital Trust Loan Limited loan payment receipt online

Downloading your Capital Trust Loan Limited loan payment receipt online offers a variety of benefits:

• Convenience: Access and download your payment receipt anytime, without the need to visit a branch.
• Time-saving: It only takes a few steps, reducing the hassle of obtaining a printed receipt.
• Record-keeping: Digital receipts are easy to organise and retrieve, aiding in efficient financial tracking.
• Accessibility: Available on multiple devices, allowing you to download the receipt wherever you are.
• Eco-friendly: Digital receipts reduce paper usage, supporting environmentally friendly practices.

These benefits make downloading an online loan payment receipt a practical and efficient choice for Capital Trust Loan Limited customers.

Common issues when downloading Capital Trust Loan Limited loan payment receipt online

While downloading the Capital Trust Loan Limited loan payment receipt online is usually straightforward, customers may occasionally encounter certain issues:

• Login issues: Incorrect credentials can prevent access to the Capital Trust Loan Limited or Bajaj Finserv portals. Ensure the login details are accurate to avoid disruptions.
• Technical glitches: Website maintenance or technical issues may hinder the receipt download process. Waiting a few moments before trying again often resolves this issue.
• File format problems: Occasionally, downloaded files may not open due to incompatible software on the device. Ensuring a PDF reader is installed can help avoid this issue.
• Account verification: Some customers may need additional verification to access certain documents. If verification fails, contacting customer support may be necessary.
• Browser compatibility: Using an outdated browser may affect the website’s functionality. Ensure that the browser is updated for a smoother experience.

Being aware of these potential issues can help customers troubleshoot effectively, enabling a smoother download process.

Fees and charges

A convenience fee of up to 2% may be charged depending on the transaction amount and payment mode, inclusive of applicable taxes. For failed transactions, the total amount excluding taxes will be reversed.

For more details on fees, visit here.

Note:For failed transactions, the total amount, including charges except taxes, is reversed.