Bajaj EMI Card Review

HOW TO AVAIL THE OFFER

  1. Opt-in by giving a missed call on ‘8448290058
  2. Download Bajaj Finserv Wallet application
  3. Walk into your nearest participating DPF Product Finance store
  4. Select the product you want to purchase
  5. Submit a copy of your KYC documents and a cancelled cheque to our in-store representative
  6. Bring home all your favourite products on easy EMIs
    Note: Customer will be eligible for cashback reward post repaying the first 2 EMIs of the loan as per the repayment schedule

TERMS & CONDITIONS

  1. DEFINITIONS
    Following words shall for the purpose of these terms and conditions, be defined to mean as below:
    'BFL' refers to Bajaj Finance Limited.
    'Customer' means an Indian citizen, who avails a loan for Digital Products from BFL in the Urban Markets (as specified below) during the Offer Period.
    'DPF Product Finance Stores' shall means those stores which are listed in Annexure – I hereto.
    'Offer Period' shall mean the period commencing from 6th October 2019 to 4th November 2019.
    'Products' shall mean Smartphones, Laptops, Tablets, Smartwatches, Printers, LED sold at DPF Product Finance Stores in the Urban Markets (as specified below) during the Offer Period.
    'Promotion' shall mean the "Diwali Digital Promo" promotional program offered by BFL for its Customers during the Offer Period.
    'Reward' refers to reward offered to the Winner(s) under the applicable Scheme.
    'Urban Markets' shall mean the locations listed in the Annexure-I hereto.
    'Scheme' shall mean the various promotional schemes as stated in clause 4 of these terms and conditions.
    'Website' means BFL’s website at the following URL https://www.bajajfinserv.in/finance/
    'Winner' means a Customer who has been declared as a winner by BFL under this Promotion.
     
  2. Eligibility: This Campaign is valid for only such Customer who:
    1. have purchased Products at DPF Product Stores on loan from Bajaj Finance Ltd and
    2. who have given a missed call on [8448290058] and,
    3. have downloaded Bajaj Finserv Wallet application

  3. To participate in this Promotion and to avail the benefits/Rewards under any of the Schemes, the Customer should mandatorily avail a loan from BFL for purchasing select product (s) from the participating DPF Product Finance Stores in the Urban Markets during the Offer Period.
     
  4. As part of the Promotion, the Winner will be the participating Customer who has successfully met all the criteria specified by BFL and shall be eligible for rewards in the manner as stated below:
     
    S.No Eligibility Criteria Reward States where promo applicable
    1. Customer who purchased select product (s) from the participating DPF Product Finance Stores of an amount between Rs. 15,000/- to Rs. 25,000/- by availing loan from BFL will get cashback of Rs. 300/ - (Rs. Two hundred & fifty only) in their Bajaj Finserv Wallet application Cashback of Rs. 300/- DPF Product Finance Stores falling under any state of India other than Tamil Nadu
    2. Customer who purchased select product (s) from the participating DPF Product Finance Stores of an amount between Rs. 25,000/- to Rs. 35,000/- by availing loan from BFL will get cashback of Rs. 600/ - (Rs. Five hundred only) in their Bajaj Finserv Wallet application Cashback of Rs. 600/- DPF Product Finance Stores falling under any state of India other than Tamil Nadu
    3. Customer who purchased select product (s) from the participating DPF Product Finance Stores of an amount between Rs. 35,000/- to Rs. 50,000/- by availing loan from BFL will get cashback of Rs. 1500/ - (Rs. One Thousand only) in their Bajaj Finserv Wallet application Cashback of Rs. 1500/- DPF Product Finance Stores falling under any state of India other than Tamil Nadu
    4. Customer who purchased select product (s) from the participating DPF Product Finance Stores of an amount exceeding Rs. 50,000/- by availing loan from BFL will get cashback of Rs. 3000/ - (Rs. Two Thousand only) in their Bajaj Finserv Wallet application. Cashback of Rs. 3000/- DPF Product Finance Stores falling under any state of India other than Tamil Nadu
    5. Every customer who purchased select product (s) from the participating DPF Product Finance Stores by availing loan from BFL, will get assured cashback of Rs. 250/ - (Rs. Two Fifty only) in their Bajaj Finserv Wallet application. Cash back of Rs. 250/- DPF Product Finance Stores falling under state of Tamil Nadu

  5. In the event Customer purchases two or more products in a single day under the Promotion, the aggregate loan amount availed by such Customer from BFL during the Offer Period, shall be considered while selecting the Winner and/or calculating the loan value availed.
     
  6. A Customer can qualify only once for the Schemes listed under the Promotion during such Offer Period. For the avoidance of doubt, it is hereby clarified that a Winner will be eligible for only one Reward during the Offer Period.
     
  7. This Promotion is available only in select cities of India i.e. listed in Annexure I and is valid only for Indian citizens. This Promotion is not applicable in places wherever prohibited and / or on gifts / services for which such offers cannot be made available for any reason whatsoever.
     
  8. The Scheme and the Rewards are available at the sole discretion of BFL and subject to changes/discontinuance as deemed fit by BFL, without any prior notice.
     
  9. Participating in this Promotion is voluntary and the Customer is not bound to participate in this Promotion. There is no compensation for non-participation in the Promotion under any circumstances whatsoever.
     
  10. This Promotion cannot be combined with any other offer/discount/promotion of BFL, including but not limited to the EMI Card offers available at the merchant and/or dealer outlets.
     
  11. Images of the products or Reward shown on email, BFL’s website or any other advertisement material whatsoever, are for representational purpose only. Notwithstanding anything contained in the Promotion or these terms and conditions, any images, representations etc. and all intellectual property rights pertaining thereto which belong to any third party, shall continue to vest with such party and by using such images, representations etc., BFL in no way claims any right whatsoever relating to such intellectual property.
     
  12. The Winners shall receive their Reward only upon payment of the two (2) successful equated monthly instalments (EMI) without bounce, payable to BFL for the loan availed under the Promotion.
     
  13. In case of default in the payment of either of the first two EMI or cancellation/refund of the qualifying loan transaction, the Winner shall no longer be eligible for the Reward under the Promotion.
     
  14. Where the Winner has provided any incorrect information at the time of registration for the Promotion and/or at the time of collecting his/her Reward, then his/her selection is subject to cancellation without notice, at the sole discretion of BFL.
     
  15. All applicable taxes, fees and levies (excluding ‘gift’ tax or tax deducted at source, where applicable) will need to be solely paid by the Winner(s) and proof of other documents, as required, will need to be necessarily produced before taking possession of the Reward (s).
     
  16. The tax deducted at source in respect of the Reward, where applicable, shall be paid by BFL.
     
  17. This Promotion is a special offer for Customers only and nothing contained herein shall prejudice or affect the terms and conditions of the EMI Card and/or Customer loan agreements. These terms and conditions shall be in addition to and not in derogation to the terms and conditions prescribed by BFL for the loan and/or EMI Card.
     
  18. Nothing herein amounts as a commitment by BFL to provide further or similar schemes or offers.
     
  19. BFL is not a supplier/manufacturer/issuer of the products purchased by Customer or the Rewards provided to the Winners under this Promotion and will not accept any liability in relation thereto. Accordingly, BFL shall not be responsible for the quality, merchantability or the fitness for any purpose or any other aspect of the products or Rewards provided by third parties.
     
  20. Notwithstanding anything herein, BFL shall not at any time be responsible or held liable for any loss, injury, damage or harm suffered by or in connection with the products or Rewards provided by third parties.
     
  21. Disputes, if any, regarding the products/services under the Promotion must be addressed in writing, by the Customers directly to the Participating Store and BFL shall not entertain any communication in this regard.
     
  22. BFL's decision on all matters relating to the Promotion/Scheme will be at its absolute discretion and will be final and binding on all participants.
     
  23. BFL reserves the right to revise these terms, modify or withdraw this Promotion at any time without prior notice or reason. These terms and conditions prevail over the contents of any brochure or other promotional material advertising the Promotion.
     
  24. BFL, its group entities/ affiliates or their respective directors, officers, employees, agents, vendors, etc., shall not be liable for any loss or damage whatsoever that may be suffered, or for any personal injury that may be suffered by a Customer, directly or indirectly, including for reasons arising out of use or non-use of products/ services/Rewards or participation under this Promotion.
     
  25. BFL shall not be liable for termination or delay of the Promotion or the Rewards forming part of the Promotion due to any force majeure event and will not be liable for any consequences.
     
  26. The Promotion is not transferable, non-negotiable and cannot be encashed under any circumstances.
     
  27. These terms and conditions shall be governed by the laws of India. All disputes if any arising out of or in conjunction with or as a result of this Promotion or otherwise relating hereto shall be subject to the exclusive jurisdiction of the competent courts in Pune, Maharashtra only. The existence of a dispute, if any, shall not constitute a claim against BFL.
     
  28. This Promotion is subject to laws, rules and regulations as may be applicable in any jurisdiction in India, from time to time, and accordingly in places where not permissible shall be deemed as not applicable.
     
  29. The Customers agree to be bound by the terms and conditions contained herein. Without a Customer being required to do any further act, the Customer shall be deemed to have read, understood and unconditionally accepted the terms and conditions herein.
     

ANNEXURE I

(List of Cities and Digital Product Finance Stores covered under Urban Market)

CITY     CITY     CITY  
DELHI     PATHANKOT     KOTTAKKAL  
MUMBAI     CHILAKALURIPET     KARAIKUDI  
BANGALORE     AMBIKAPUR     KHAMMAM  
KOLKATA     SINGRAULI     JALPAIGURI  
GOA     BERHAMPUR     MOGA  
BHUBANESWAR     BHILWARA     ROHATAK  
AHMEDABAD     TADEPALLIGUDEM     KHANNA  
HYDERABAD     SILCHAR     TENALI  
PUNE     CHATRAPUR     HAZARIBAG  
LUDHIANA     MALDA     CHALAKUDY  
VAIZAG     DAMOH     ANAND  
COIMBATORE     ANKLESHWAR     SURYAPET  
SURAT     BOTAD     FEROZPUR  
BARODA     KARUNAGAPPALLY     HARDWAR  
CHENNAI     THODUPUZHA     BHIWANI  
CHANDIGARH     SHAHBAD MARKANDA     KUMBAKONAM  
NAGPUR     AVINASHI     QUILANDY  
INDORE     WAIDHAN     GURDASPUR  
MANGALORE     RAIGANJ     BATALA  
MYSORE     MECHEDA     ICHALKARANJI  
VIJAYAWADA     PATTUKOTTAI     GONDAL  
NASIK     PARBHANI     IRINJALAKUDA  
COCHIN     PERINTHALMANNA     MUVATTUPUZHA  
MADURAI     ARAMBAGH     MADANAPALLE  
CUTTACK     SAMBALPUR     SRIGANGANAGAR  
TIRUCHIRAPALLY     CHAMPA     CHITTOOR  
TRIVANDRUM     MAKRANA     OTTAPPALAM  
PONDICHERRY     BURDWAN     CHERTHALA  
TRICHUR     BARNALA     SAGAR  
BHOPAL     ABOHAR     DHARWAD  
THIRUVALLUR     RISHIKESH     VELLORE  
UDIPI     KOTHAGUDEM     ONGOLE  
VIZIANAGARAM     RUDRAPUR     CHIRALA  
RANAGHAT     GUDIVADA     BAREILLY  
PURI     NELAMBOOR     BHIMAVARAM  
UJJAIN     HISSAR     BANKURA  
THENI     NARASARAOPET     KARIMNAGAR  
SRIKAKULAM     TALIPARAMBA     CHANGANASSERY  
JAJPUR ROAD     KOCH BIHAR     THALASSERY  
KALKA     MUKTSAR     NANDYAL  
DERA BASSI     GIRIDIH     CUDDAPAH  
SANGAREDDY     DUMKA     NAMAKKAL  
DEWAS     BALASORE     MALAPPURAM  
NAGDA     PONNUR     MENJERI  
BAGNAN     FARIDKOT     KONDOTTY  
REWARI     KALPETTA     SONEPAT  
CHENGALPATTU     PERAMBRA     NIZAMABAD  
PITHAMPUR     JAGRAON     SUNDARGARH  
PALWAL     PAYYANNUR     DEOGHAR  
CUDDALORE     MARTHANDAM     VALSAD  
ROPAR     PONNANI     VAPI  
BONGAON     WANAPARTHI     BRAHMAPUR TOWN  
BASIRHAT     RAMGARH     RAMAGUNDAM  
BHIWADI     AKKALKOT     HOSUR  
NABADWIP     THAMARASSERY     GUWAHATI  
NIMAPADA     HALDWANI     SHILLONG  
AURANGABAD     GAYA     KAYAMKULAM  
JAMSHEDPUR     GANGTOK     MAHABUBNAGAR  
JABALPUR     JHARSUGUDA     PATHANAMTHITTA  
AGRA     PATTAMBI     KOTHAMANGALAM  
RANCHI     ALIPURDR     KANHANGAD  
JALANDHAR     JAGDALPUR     PURULIA  
DEHRADUN     SAMASTIPUR     MANNARKKAD  
JALGAON     CHAIBASA     NALGONDA  
PATIALA     DHARAPURAM     MUZAFFARPUR  
DURGAPUR     JIND     ELURU  
JAIPUR     ROORKEE     PALAI  
CALICUT     NANGAL     MIRYALAGUDA  
ASANSOL     POLLACHI        
KOTTAYAM     JORHAT        
KANPUR     BATLAGUNDU        
RAJAHMUNDRY     CONTAI        
RAJKOT     KANGRA        
TIRUNELVELI     DIBRUGARH        
JAMNAGAR     KOTTARAKARA        
BHAVNAGAR     MOTIHARI        
ERODE     FATEHABAD        
LUCKNOW     JHANSI        
TIRUPATI     AGARTALA        
UDAIPUR     SIVASAGAR        
BELGAUM     ANGUL        
KAKINADA     PEHOWA        
PANIPAT     BHAGALPUR        
SOLAPUR     MATHURA        
KOTA     DARBHANGA        
KARNAL     KASHIPUR        
BHATINDA     BARIPADA        
AMRITSAR     SANGRUR        
JAGADHARI     NIRMAL        
SHIMLA     KALIMPONG        
KOLHAPUR     SUNAM        
SILIGURI     MUSIRI        
VARANASI     TALCHER        
AMRAVATI     SAMALKHA        
JAMMU     MUGHALSARAI        
ROURKELA     FAZILKA        
BHILAI     RAEBARELI        
GUNTUR     ARRAH        
KARUR     GOHANA        
PATNA     UNNAO        
SALEM     KODUNGALOOR        
WARANGAL     PHUSRO        
RAIPUR     DHENKANAL        
KURUKSHETRA     RAJAMPET        
ALLAHABAD     KALNA        
DINDIGUL     JAGTIAL        
HUBLI     GHARAUNDA        
JODHPUR     BRAJARAJNAGAR        
THANJAVUR     SIRHIND        
AJMER     MALOUT        
AMBALA     MANSA PB        
BHARUCH     ALIGARH        
KOLLAM     KATTAPPANA        
BILASPUR     BULANDSHAHR        
BOKARO     SIRSILLA        
ANANTPUR     GARHSHANKAR        
HOSHIARPUR     SIDDIPET        
SIRSA     SITAMARHI        
KURNOOL     BEGUSARAI        
ALAPPUZHA     PURNIA        
NELLORE     BIJNOR        
ANGAMALY     TINSUKIA        
NAGERCOIL     BARDOLI        
DHANBAD     DHARAMASALA        
GULBARGA     RAMPURA PHUL        
DAVANGERE     BHADRACHALAM        
SHIMOGA     LADWA        
TIRUPUR     BARABANKI        
PHAGWADA     KOTKAPURA        
RAJPURA     MUKERIAN        
BIKANER     MIRZAPUR        
NABHA     SAFIDON        
KANNUR     DINHATA        
CHANDRAPUR     KATIHAR        
TUTICORIN     FAIZABAD        
MANCHERIAL     TOHANA        
THIRUVALLA     MORADABAD        
VADAKARA     KOOTHATTUKULAM        
MACHILIPATNAM     TARN TARAN        
NANDED     NARNAUL        
KAPURTHALA     RAMANAGARA        
KORBA     BHUNTAR        
HALDIA     SINGHANA        
AHMEDNAGAR     AURANGABAD BH        
RAJNANDGAON     PILIBHIT        
KAITHAL     NAYAGARH        
AKOLA     BIHAR SHARIF        
GWALIOR     JAUNPUR        
PALAKAD     KANAKPURA        
SOLAN     CHAKRADHARPUR        
SANGLI     NAINITAL        
KHARAGPUR     SIVAKASI