Frequently asked questions
Closed accounts such as paid off loans or closed credit cards may factor into your credit history. They show your credit history. If you have any errors reported in your closed accounts, you can correct them to help you build a stronger credit profile and credit score.
You must correct any errors or wrong entries in your account details immediately. Since Bajaj Finance Limited has partnered with TransUnion CIBIL to generate your personalised Credit Health Report, you can raise a request for correction on the official TransUnion CIBIL dispute page by clicking here.
DPD stands for Days Past Due. It shows the number of days by which you have missed an EMI or credit card payment. If you have made timely payments in the past, your DPD in your credit report will be ‘✔’. In case you have missed your payment by 15 days, your report will how ‘❌’ against the previous month.
Check your latest Credit Health Report
Your Credit Health Report forms the basis for your credit score. Hence, it is necessary to correct any error you notice in your report immediately.
Check your latest Credit Health Report