Self Employed?

Latest Smartphones

EMI STORE

sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances

EMI STORE

sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets

EMI STORE

sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/3
  • Please share your city of residence

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  • Please select your date of birth

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Personal loan

sample textWe do not have a pre-approved offer for you currently. To complete your personal loan application, please visit the link below
  • Please share your monthly salary (in Rs.)

    1/2
  • Please select your date of birth

    2/2

Features and Benefits

Flexi loans

Pay interest only on the amount you utilize, with up to 45% lower EMIs

Part-prepayment facility

Make multiple part-payments and withdrawals at no additional charges

Online account access

Manage your loan account online through our customer portal – Experia.

How to Avail

01

Share your basic details

Enter your name, mobile number and verify your details by providing the OTP received.

02

See your pre-approved offer

Know your pre-approved doctor loan amount and other exclusive offers instantly.

03

Get quick disbursal

Get money in your bank account within 24 hours*.

Eligibility Criteria

Here are the eligibility criteria, if you’re are looking for a pre-approved personal or business loan for doctors:
  • Specialisation
    Eligibility
  • Super Specialist/ Post-graduate Doctors & Specialised/ Other PG Diploma
    MBBS degree needs to be registered with the medical council
  • Graduate Doctors (MBBS)
    Immediately after registration with the medical council
  • MDS/BDS
    5 years from the date of medical registration
  • BAMS/BHMS
    2 years from the date of medical registration

Interest Rate and Charges

Here’s a look at the interest rate and charges applicable on your pre-approved personal or business loan for doctors:

  • Type of Charge
    Applicable Charge
  • Interest rate
    14-17%
  • Processing fee
    Up to 2%
  • Loan statement charges
    Nil
  • Interest and principal statement charges
    Nil
  • EMI bounce charges
    Rs.3000 per bounce
  • Penal interest
    2% per month
  • Part-prepayment charges*
    Nil