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Latest Smartphones

EMI STORE

sample textSmartphones ₹930/month
sample textZero downpayment, Four Hour delivery

Smart appliances

EMI STORE

sample textZero Downpayment
sample text24-hour delivery with Free installation

Latest Gadgets

EMI STORE

sample textLatest gadgets on lowest prices
sample textZero downpayment, 4 hour delivery

Features and benefits

Flexi Loans

With Flexi loan facility, you just need to pay your interest as EMI, and foreclose or part-prepay your loan anytime during the tenor.

Part prepayment facility

With the part-prepayment facility on your pre-approved Doctor Loans, you can prepay any amount, without having to pay additional charges on the same.

Online account access

This simple facility helps you manage all your accounts online through Experia - our Customer Portal.

How to Avail

01

Share your basic details

You need to provide your name, mobile number, and request your OTP to log in.

02

See your pre-approved offer

Look for your pre-approved Doctor Loan offer instantly.

03

Get pre-approved in an instant

Get one-click approval with loan disbursal immediately.

Eligibility Criteria

Here’s the eligibility criteria, if you’re looking to avail the pre-approved Personal or Business Loans for Doctors:

  • Specialisation
    Eligibility
  • Super Specialist Doctors (MD/DM/MS)
    No experience needed
  • Graduate Doctors (MBBS)
    Minimum 2 years of post-qualification experience
  • Dentists (BDS/MDS)
    Minimum 5 years of post-qualification experience
  • Ayurvedic and Homeopathic Doctors: BHMS/BAMS
    Minimum 6 years of post-qualification experience Should own a house/clinic
 
Here’s the eligibility criteria, if you’re looking to avail Loans against Property and Home Loans for Doctors:
  • Specialisation
    Eligibility
  • Super Specialist Doctors (MD/DM/MS)
    Minimum 3 years of post-qualification experience
  • Graduate Doctors (MBBS)
    Minimum 3 years of post-qualification experience
  • Dentists (BDS/MDS)
    Minimum 5 years of post-qualification experience
  • Ayurvedic and Homeopathic Doctors: BHMS/BAMS
    Minimum 6 years of post-qualification experience Should own a house/clinic

Interest Rate and Charges

Here’s a look at the Interest Rate and Charges applicable on your pre-approved Personal or Business Loans for Doctors:

  • Interest Rate
    14-16%
  • Processing Fees
    Up to 2%
  • Loan Statement Charges
    NIL
  • Interest and Principal Statement Charges
    NIL
  • EMI bounce charges
    Rs.1000 per bounce
  • Penal Interest
    2.00% p.m
  • Part prepayment charges*
    NIL
 
Here are Interest Rates and Charges applicable on your pre-approved Home Loans for Doctors:
  • Interest Rate
    8.5-9%
  • Processing Fees
    Up to 1%
  • Loan Statement Charges
    NIL
  • Interest and Principal Statement Charges
    NIL
  • EMI bounce charges
    Rs. 2500 per bounce
  • Penal Interest
    2.00% p.m
  • Part prepayment charges*
    NIL