How to check the details of your Loan Against Fixed Deposit

Track and manage your Loan Against Fixed Deposit details effortlessly. View your sanctioned amount, outstanding balance, interest rate, repayment schedule, and more online. Get instant access through the Customer
Loan Against Fixed Deposit
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3 minutes
17-June-2025

A loan against fixed deposit is a great option to meet your urgent financial needs without premature withdrawal of your fixed deposit. It is also an easy and hassle-free process to get the loan approved. Once the loan is disbursed, it is important to keep a track of its details. Thankfully, it is easy to check the details of your loan against fixed deposit by visiting the customer portal of the bank. In this article, we will walk you through the steps to check your loan against fixed deposit details. 

Step 1: Sign into the customer portal – My Account

To log in, provide your registered mobile number and your date of birth. Enter the OTP sent to your registered mobile number to sign in. If you have logged in via our app, simply navigate to the account section from the home screen.

Step 2: Select your loan account

Once you have logged in, find 'My Relations' section present in the dashboard of My Account. From the menu, select your loan account to see its details. 

Step 3: Check your loan details 

After selecting the loan account, you can view the details of your loan against fixed deposit like the outstanding amount, rate of interest, deposit ID and more. 

When an individual takes a loan against their fixed deposit, they are assigned a unique alphanumeric string called a loan account number (LAN). This code is used to monitor and manage all the loan-related information. By having a LAN, the borrower can easily track their repayment schedule, any outstanding amount, interest rates, and the period of the loan. It allows the borrower to keep a record of all the loan-related details and helps them stay updated on the status of their loan.

Why should you monitor your loan details regularly?

Regularly checking your loan details is a smart financial habit that can help you stay in control of your debt and avoid unnecessary stress. Here’s why it matters:

  • Avoid missing EMI payments: Timely reviews ensure you don’t miss due dates, helping maintain a healthy credit score.
  • Track outstanding loan balance: Monitoring helps you know how much is left to repay and plan accordingly.
  • Check interest accrual: Keep tabs on how much interest is being added over time to avoid surprises.
  • Spot any errors or discrepancies: Catching issues early can help resolve them quickly.
  • Plan finances efficiently: Better insight into your loan allows for more accurate monthly budgeting.
  • Monitor foreclosure or prepayment options: Stay informed about opportunities to close the loan early and save on interest.

Conclusion

In conclusion, it is important to stay updated and keep a track of the loan against fixed deposit details to ensure timely repayments. By following the above steps, you can easily check your loan against fixed deposit details online, from the comfort of your home.

Disclaimer

While care is taken to update the information, products, and services included in or available on our application, website and related platforms, there may be inadvertent inaccuracies or typographical errors or delays in updating the information. The material contained in this site, and on associated web pages, is for reference and general information purpose and the details mentioned in the respective product/service document shall prevail in case of any inconsistency. Subscribers and users should seek professional advice before acting on the basis of the information contained herein. Please take an informed decision with respect to any product or service after going through the relevant product/service document and applicable terms and conditions.

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Frequently asked questions

How can I check the details of my Loan Against FD online?

You can view your Loan Against FD details by logging into the customer portal – My Account – or using the Bajaj Finserv app. These platforms let you access your loan summary, EMI schedule, interest rates, and outstanding balance instantly.

Can I see my EMI schedule and repayment status online?

Yes, through the Bajaj Finserv customer portal or app, you can track your EMI schedule and repayment status. It offers a detailed view of upcoming EMIs, amounts paid, and the repayment timeline, making it easy to stay up to date and plan ahead.

What information is available in the loan statement for Loan Against FD?

Your loan statement includes key details such as disbursal amount, interest rate, EMI breakdown, tenure, payment history, and remaining balance. It provides a clear record of your loan journey and helps ensure transparency in terms of charges and repayments.

Is there a way to track foreclosure or part-payment options?

Yes, you can check eligibility for foreclosure or part-payment through the customer portal. The system allows you to view applicable charges (if any) and initiate the process online, giving you flexibility to reduce interest burden or close the loan early.

Can I get a notification if an EMI is missed or overdue?

You will get alerts via SMS, email, and app notifications if an EMI is missed or overdue. These timely reminders help you act quickly, avoid penalties, and maintain a healthy credit record. You can also set up auto-pay to avoid delays.

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