When choosing the best camera phones under Rs. 12,000 in India (2026), it is smart to look beyond just megapixels. You want phones that take clear, bright photos in different light, hold steady shots, and give value for money. Redmi A4 5G is one of the strongest picks here. Its 50MP main camera captures detailed shots in daylight and handles everyday photography well. The large screen also makes framing easy. If you want a balanced all-rounder, the Poco M7 5G brings a 50MP rear camera and smooth performance. It’s great for social photos and quick videos without lag.
Samsung Galaxy M06 5G and Galaxy M07 both pack 50MP cameras backed by Samsung’s image processing. They shine in sharpness and colour, ideal for portraits and casual night shots. For users who want long battery life and good cameras, the realme NARZO 80 Lite 5G offers a 32MP camera that is reliable for travel photos and everyday memories. Lastly, the Lava Bold N1 Pro gives a 50MP triple camera setup with wide and portrait modes, great for versatile shooting on a budget. In this price segment, choose phones with higher megapixels, steady performance, and larger batteries for better photo results throughout the day.
Best camera mobile phones under Rs. 12,000 in India
1. Redmi A4 5G
A practical choice for first-time 5G users, the Redmi A4 5G balances smooth everyday performance with long battery life. Ideal for students and casual gamers, it handles social media, streaming, and multitasking comfortably. The high refresh rate display and reliable processor make daily scrolling and app switching fluid and frustration-free.
Specification
|
Details
|
Display
|
6.88-inch HD+, 120Hz
|
Chipset
|
Snapdragon 4s Gen 2 5G
|
RAM/storage
|
Up to 8GB RAM (incl. virtual), 128GB
|
Cameras (Rear)
|
50MP Dual
|
Front camera
|
5MP
|
Battery/charging
|
5,160 mAh, 18 W fast charging (33 W charger in-box)
|
Price
|
Rs. 9,999
|
2. Redmi A5
Designed for budget-conscious users who still want modern features, the Redmi A5 is ideal for light multitasking, online classes, and daily communication. With eye-care display certification and dependable performance, it suits long browsing sessions. Its balanced camera and battery setup make it a reliable everyday companion.
Specification
|
Details
|
Display
|
6.88-inch HD+, 120Hz
|
Chipset
|
Octa-core up to 1.8GHz
|
RAM/storage
|
Up to 6GB RAM (incl. virtual), 64GB
|
Cameras (Rear)
|
32MP AI Dual
|
Front camera
|
Not specified
|
Battery/charging
|
5,200 mAh
|
Price
|
Rs. 7,999
|
3. realme NARZO 80 Lite 5G
Built for heavy users on a budget, the NARZO 80 Lite 5G shines with its massive battery and dependable 5G performance. Great for binge-watchers, travellers, and gamers who need endurance without frequent charging. Its sleek design and splash resistance add durability for daily commuting and outdoor use.
Specification
|
Details
|
Display
|
6.72-inch HD+, 120Hz
|
Chipset
|
MediaTek Dimensity 6300 5G
|
RAM/storage
|
4GB RAM
|
Cameras (Rear)
|
32MP + Flicker lens
|
Front camera
|
8MP
|
Battery/charging
|
6,000 mAh
|
Price
|
Rs. 11,999
|
4. POCO C71
The POCO C71 is ideal for users seeking higher RAM at an affordable price. Suitable for multitasking, document handling, and extended video calls, it ensures smoother background app management. With ample storage and expandable support, it works well for users who store plenty of photos and apps.
Specification
|
Details
|
Display
|
6.88-inch HD+
|
Chipset
|
Not specified
|
RAM/storage
|
6GB RAM, 128GB (expandable to 2TB)
|
Cameras (Rear)
|
32MP
|
Front camera
|
8MP
|
Battery/charging
|
5,200 mAh, 15 W
|
Price
|
Rs. 8,625
|
5. POCO M7 5G
A strong contender for budget 5G buyers, the POCO M7 5G suits users who want smooth scrolling and dependable performance for gaming and streaming. With capable hardware and a large battery, it handles long gaming sessions and daily multitasking efficiently.
Specification
|
Details
|
Display
|
6.88-inch HD+, 120Hz
|
Chipset
|
Snapdragon 4 Gen 2 5G
|
RAM/storage
|
6GB RAM, 128GB (expandable to 1TB)
|
Cameras (Rear)
|
50MP
|
Front camera
|
8MP
|
Battery/charging
|
5,160 mAh
|
Price
|
Rs. 10,790
|
6. Samsung Galaxy M06 5G
Perfect for users who prioritize software longevity and security, the Galaxy M06 5G is built for long-term reliability. With strong 5G band support and Samsung’s security ecosystem, it is ideal for professionals and families who want stable performance, regular updates, and brand-backed trust.
Specification
|
Details
|
Display
|
6.7-inch HD+
|
Chipset
|
MediaTek Dimensity 6300
|
RAM/storage
|
Up to 6GB RAM
|
Cameras (Rear)
|
50MP + 2MP
|
Front camera
|
8MP
|
Battery/charging
|
5,000 mAh, 25 W fast charging
|
Price
|
Rs. 8,999
|
7. acer Super ZX 5G
A performance-driven device for entertainment lovers, the Acer Super ZX 5G delivers sharp visuals and strong camera output. Ideal for streaming in high quality, gaming, and content creation on a budget. Its FHD+ display and capable chipset offer a near mid-range experience at an accessible price.
Specification
|
Details
|
Display
|
6.7-inch FHD+, 120Hz
|
Chipset
|
MediaTek Dimensity 6300
|
RAM/storage
|
Not specified
|
Cameras (Rear)
|
64MP Sony AI
|
Front camera
|
Not specified
|
Battery/charging
|
5,000 mAh
|
Price
|
Rs. 10,699
|
8. REDMI 15C 5G
Designed for power users who value endurance and screen size, the REDMI 15C 5G is great for binge-watchers and mobile gamers. Its large display enhances entertainment, while the massive battery supports extended usage. Suitable for users who consume content heavily and prefer fewer charging breaks.
Specification
|
Details
|
Display
|
6.9-inch, up to 120Hz
|
Chipset
|
MediaTek Dimensity 6300
|
RAM/storage
|
Not specified
|
Cameras (Rear)
|
50MP AI Dual
|
Front camera
|
Not specified
|
Battery/charging
|
6,000 mAh
|
Price
|
Rs. 13,999
|
9. Samsung Galaxy M07
An excellent choice for long-term buyers seeking durability and extended software updates. With IP protection and Samsung’s security platform, it’s suitable for students, working professionals, and parents who want a dependable device for years without frequent upgrades.
Specification
|
Details
|
Display
|
6.7-inch HD+, 90Hz
|
Chipset
|
MediaTek Helio G99
|
RAM/storage
|
Not specified
|
Cameras (Rear)
|
50MP Dual
|
Front camera
|
8MP
|
Battery/charging
|
5,000 mAh, 25 W fast charging
|
Price
|
Rs. 7,499
|
10. Lava Bold N1 Pro
A clean Android experience makes the Lava Bold N1 Pro ideal for users who dislike bloatware and ads. Great for daily multitasking, casual photography, and smooth app usage. Its balanced hardware and IP rating add practicality, especially for users wanting simplicity and reliable performance.
Specification
|
Details
|
Display
|
6.67-inch HD+
|
Chipset
|
Octa-core
|
RAM/storage
|
4GB RAM (+4GB expandable), 128GB
|
Cameras (Rear)
|
50MP AI Triple
|
Front camera
|
8MP
|
Battery/charging
|
5,000 mAh
|
Price
|
Rs. 7,499
|
Camera mobile phones under Rs. 12,000 - Price list in India (2026)
Here is a simple price reference to help you compare these camera-focused phones under different budget levels. These price points offer strong value for everyday photography, balanced performance, and long battery life. Whether you want the best camera quality, smooth performance, or bigger screen experience, there is an affordable option here for every need.
Smartphones
|
Price (Rs. )
|
Redmi A4 5G
|
9,999
|
Redmi A5
|
7,999
|
realme NARZO 80 Lite 5G
|
11,999
|
POCO C71
|
8,625
|
POCO M7 5G
|
10,790
|
Samsung Galaxy M06 5G
|
8,999
|
acer Super ZX 5G
|
10,699
|
Redmi 15C 5G
|
13,999
|
Samsung Galaxy M07
|
7,499
|
Lava Bold N1 Pro
|
7,499
|
You can also explore the latest offers on smartphones from Bajaj Finserv to get value-packed deals and Easy EMIs. You can also turn good deals into great ones. Bring down the cost of electronics and appliances by combining brand discounts, dealer offers, and EMI deals—all in one place. Calculate your extra savings now!
Shop smart with Easy EMIs
Bajaj Finserv puts you in control of your shopping. See if you are eligible for a loan and get instant approval in just a few steps. Once approved, go to any of 1.5 lakh+ partner stores across India. Pick from over 1 million products from 550+ leading brands. Pay in Easy EMIs with 50+ flexible options that fit your budget. Enjoy a fast, seamless, and stress-free shopping experience—with more freedom and more savings.
Why use the Maha Bachat Savings Calculator
Bajaj Finserv’s Maha Bachat Savings Calculator helps you unlock maximum savings every time you shop at partner stores. It brings together all available brand, dealer, and scheme offers—so you can see your total savings instantly and shop smarter with Easy EMIs.
- Dealer offers - Grab exclusive in-store deals at over 1.5 lakh partner stores across India. Enjoy local discounts and special prices you will not find online.
- Brand offers - Access limited-time discounts from top brands across electronics, appliances, and more. Discover brand-specific savings selected just for you.
- Bajaj offers - Unlock exclusive Bajaj Finserv deals on popular products—available only to our customers. More rewards, more value.
- Scheme offers - Take advantage of time-sensitive offers on select EMI schemes. Get extra benefits after paying just 3 EMIs—visible during EMI selection at checkout.
Mobiles by brands
Mobiles by features
Mobiles by budget
5G mobiles by brands
5G mobiles by budget
Brands by budget (Rs. 20,000)
vivo mobiles under Rs. 20,000
|
Samsung mobiles under Rs. 20,000
|
OnePlus mobiles under Rs. 20,000
|
iQOO mobiles under Rs. 20,000
|
Xiaomi mobiles under Rs. 20,000
|
POCO mobiles under Rs. 20,000
|
Infinix mobiles under Rs. 20,000
|
Realme mobiles under Rs. 20,000
|
motorola mobiles under Rs. 20,000
|
HUAWEI mobiles under Rs. 20,000
|
|
|
