In summary
Bikes under Rs. 3.5 lakh include adventure tourers, cruisers, roadsters, and sports-oriented motorcycles with performance-focused engines and modern riding technology. Buyers can compare prices, specifications, features, and intended riding use before choosing.
- Prices start from Rs. 1,86,015 ex-showroom in Delhi for the Bajaj Pulsar NS400Z.
- Popular choices include the Royal Enfield Himalayan 450, KTM 390 Adventure, Interceptor 650, BMW G310RR, and Guerrilla 450.
- Adventure-focused options include the Himalayan 450 and KTM 390 Adventure.
- Premium features may include Ride-by-Wire, riding modes, switchable ABS, traction control, Bluetooth connectivity, and navigation support.
- Engine options range from performance-oriented single-cylinder units to larger twin-cylinder engines.
- Eligible buyers can explore a Bajaj Finance Two-wheeler Loan and repay the financed amount through convenient EMIs.
All about bikes under Rs. 3.5 lakh in 2026
There was a time when the Indian two-wheeler market was synonymous with mileage commuter bikes. However, rising disposable incomes, growing aspirations, and easy finance options have made premium bikes popular among two-wheeler buyers. Over the last few years, the sales figures of the best bikes under Rs. 3.5 lakh have grown significantly.
Brands like Royal Enfield, BMW, and KTM offer various options to Indian two-wheeler owners pivoting to performance-oriented premium bikes. From reliable adventure tourers to aggressive sports bikes, customers get to sample a wide range of options. Each option is equipped with premium features like navigation assist, Ride-by-Wire, switchable ABS, traction control, and more.
If you are looking for the best bikes under Rs. 3.5 lakh, here is a list of options you should consider.
| Model | Ex-showroom price in Delhi |
|---|---|
| Royal Enfield Himalayan 450 | Rs. 3,08,029 onwards |
| KTM 390 Adventure | Rs. 2,87,802 onwards |
| Royal Enfield Interceptor 650 | Rs. 3,37,909 onwards |
| BMW G310RR | Rs. 2,90,000 onwards |
| Royal Enfield Guerrilla 450 | Rs. 2,51,063 onwards |
| Royal Enfield Meteor 350 | Rs. 1,99,990 onwards |
| Bajaj Pulsar NS400Z | Rs. 1,86,015 onwards |
| Jawa 42 Bobber | Rs. 2,04,950 onwards |
| Yezdi Adventure | Rs. 2,05,969 onwards |
| Harley-Davidson X440 | Rs. 2,35,000 onwards |
| Honda CB350RS | Rs. 1,97,939 onwards |
* Ex-showroom price in Delhi for base models. Prices of these bikes will vary depending on the variant selected and city of purchase.
Royal Enfield Himalayan 450
The Royal Enfield Himalayan 450 is one of the best adventure touring bikes under Rs. 3.5 lakh. Built on a rugged twin-spar chassis, the motorcycle rolls on 21-inch front, and 19-inch rear wheels. This, plus enduro footpegs and a wide handlebar, guarantees top-notch comfort when riding through city streets or mountain terrains. Built for adventure seekers, the bike packs touring features like Ride-by-Wire, four riding modes, water-wading protection, and switchable ABS.
KTM 390 Adventure
The KTM 390 Adventure is a top-selling off-roading adventure bike in this price segment. The bike has multiple riding modes, a traction control system, off-roading and cornering ABS, Ride-by-Wire throttle, and quick-shifter+ support for tackling challenging terrains. It is powered by a 373.27cc engine that churns out a peak power of 42.9 bhp and a peak torque of 37 Nm. For a price under Rs. 3.5 lakh, the bike packs a TFT console with Bluetooth support, Metzeler Tourance tyres, 43mm WP Apex front forks, and a 10-step adjustable rear mono-shock suspension.
Royal Enfield Interceptor 650
Modelled after the 1970s British Roadsters, the RE Interceptor 650 is a neo-retro cruiser. True to its old-school charm, the bike sports a round LED headlamp, cast alloy wheels, and a twin-pod semi-digital instrument unit. This value-for-money two-wheeler runs on a 648cc parallel-twin engine that produces 47 bhp of power and 52 Nm of torque. With a wide handlebar, low seat and 24-degree rake angle, the cruiser ensures comfortable ride and nimble handling dynamics.
BMW G310RR
Hailed as India's most affordable fully-faired BMW motorcycle, the G310RR is one of the best bikes under Rs. 3.5 lakh. Nailing the ‘big bike’ look, the G310RR flaunts a stylish windscreen, a twin-pod LED headlamp, a side-slung exhaust, and a step-up seat with a partially exposed view of the frame. The motorcycle continues its motorsport legacy with Michelin Pilot Street tyres, race-tested aluminium swingarm suspension, two-way ABS, and Ride-by-Wire throttle.
How to finance top bikes under Rs. 3.5 lakh with a two-wheeler loan
Affording the best bike under Rs. 3.5 lakh with upfront payments is next to impossible for most of us. This is where a Bajaj Finance Two-wheeler Loan can help.. With this two-wheeler loan, you can get financing of up to to 100% of of the value of your motorcycle. You can repay the borrowed sum in easy EMIs over 6 months to 84 months against nominal interest charges.
