Bandhan Bank Q1 FY26 Results

Bandhan Bank has released its financial results for the first quarter of FY26, showcasing a robust performance amidst dynamic market conditions. The April–June 2025 period saw the bank achieving significant growth in its financial metrics, including Profit After Tax (PAT) and operating profit. This performance underscores the bank’s resilience and strategic focus on expanding its operations while maintaining asset quality.

Bandhan Bank reported a notable rise in its net profit, driven by higher interest income and efficient cost management. The operating profit also reflected strong growth, highlighting the bank’s ability to optimise its revenue streams effectively. These results are indicative of Bandhan Bank’s commitment to delivering value to stakeholders while navigating macroeconomic challenges.

Bandhan Bank reported a remarkable increase in its net profit (Profit After Tax) for Q1 FY26. The PAT for the quarter stood at Rs. 721 crore, marking a significant growth of 25% compared to the same period last year (Q1 FY25). This impressive growth can be attributed to the bank’s strategic focus on improving operational efficiency and optimising its cost structure.

On the operational front, Bandhan Bank’s operating profit surged to Rs. 1,245 crore, reflecting an increase of 18% year-on-year. This growth was driven by higher net interest income (NII) and improved cost management. The bank’s NII for Q1 FY26 was recorded at Rs. 2,110 crore, showcasing a steady rise in its core income-generating activities.

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Bandhan Bank has made notable improvements in its asset quality during Q1 FY26, reflecting its robust risk management practices. The Gross Non-Performing Assets (GNPA) ratio declined to 4.9%, compared to 6.5% in Q1 FY25. Similarly, the Net Non-Performing Assets (NNPA) ratio improved, dropping to 1.2% from 1.9% in the same period last year.

The provision coverage ratio (PCR), a critical measure of a bank’s ability to cover bad loans, stood at an impressive 76%, indicating the bank’s strong financial buffer. These metrics highlight Bandhan Bank’s focus on maintaining asset quality while ensuring adequate provisions to mitigate risks.

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Following the announcement of its Q1 FY26 results, Bandhan Bank’s stock witnessed a 2.5% increase, reflecting investor sentiment towards the bank’s performance. Analysts have noted the bank’s strong fundamentals, particularly its improvement in asset quality and profitability, as key drivers of market confidence.

The bank’s Earnings Per Share (EPS) also showed a positive trend, further boosting investor interest. For a detailed understanding of EPS, visit the Earnings Per Share page.

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Looking ahead, Bandhan Bank’s management has outlined a positive outlook for FY26, focusing on sustainable growth, enhanced customer engagement, and digital transformation. The bank aims to further strengthen its asset quality while expanding its loan book and deposit base.

As part of its strategic goals, the bank is committed to leveraging technology to improve operational efficiency and customer experience. If you are interested in opening a Demat account to explore investment opportunities, visit the Open Demat Account Online page.

Bandhan Bank’s Q1 FY26 results highlight its strong financial performance, with significant growth in net profit, operating profit, and improved asset quality metrics. The bank’s strategic focus on operational efficiency and risk management has positioned it well for sustained growth in the coming quarters.

As always, remember that investments in securities markets are subject to market risks. Please read all scheme-related documents carefully before investing. Past performance is not indicative of future performance. Bajaj Broking does not provide investment advisory services.