Published Feb 4, 2026 4 Min Read

Bajaj Housing Finance Q3 FY26 Results Overview

Bajaj Housing Finance announced its financial results for the third quarter of the fiscal year 2025-26 (Q3 FY26), showcasing an impressive performance. The company reported a 21% year-on-year (YoY) growth in net profit, reaching Rs. 665 crore. This growth was primarily driven by a robust 19% increase in Net Interest Income (NII), which stood at Rs. 963 crore.

The company also maintained stable asset quality, reflecting its strong operational framework and prudent risk management practices. This performance underscores Bajaj Housing Finance’s ability to capitalise on market opportunities while ensuring consistent growth.

In Q3 FY26, Bajaj Housing Finance delivered a strong financial performance, driven by growth in core business areas and operational efficiency. Key highlights include:

  • Net Profit: Rs. 665 crore, marking a 21% YoY increase.
  • Net Interest Income (NII): Rs. 963 crore, reflecting a 19% YoY growth.
  • Asset Quality: Maintained stability, showcasing effective risk management.

The company’s loan book expansion and operational improvements were significant contributors to this growth. Bajaj Housing Finance’s ability to sustain profitability and improve key financial metrics demonstrates its resilience in a competitive market.

For investors, this performance highlights the organisation’s focus on long-term growth and stability, making it a noteworthy player in the housing finance sector.

Market Performance Ahead of Bajaj Housing Finance Q3 FY26 Results

Leading up to the Q3 FY26 results, Bajaj Housing Finance’s stock performance reflected investor anticipation and market sentiment. Analysts had projected robust growth in key metrics such as NII and loan book expansion, aligning with the company’s eventual results.

Stock Performance Trends:

  • Investors showed optimism ahead of the earnings release, with steady trading volumes observed.
  • Market analysts highlighted the company’s ability to sustain double-digit growth in NII, which was confirmed by the 19% YoY increase reported.
  • The anticipation of stable asset quality and consistent loan book growth contributed to positive sentiment.

This performance aligns with market expectations, further solidifying Bajaj Housing Finance’s reputation as a reliable player in the housing finance sector. Investors, particularly those in the passive investing and wealth-building categories, may find the company’s consistent returns and stability appealing.

For detailed stock performance, visit the Bajaj Finance Housing Share Price page.

Bajaj Housing Finance Q3 FY26 Results: Date and Earnings Call Details

The Q3 FY26 results for Bajaj Housing Finance were announced on [insert date], with an earnings call scheduled for [insert time]. Investors and stakeholders can expect discussions on key performance metrics, including:

  • Net profit growth and profitability trends.
  • Updates on the company’s Assets Under Management (AUM) and loan book performance.
  • Insights into the stable asset quality and operational efficiency.

For more information on earnings per share (EPS), visit the EPS page. Additionally, if you are looking to invest in Bajaj Housing Finance, you can open a Demat account to start your journey.

⁠Bajaj Housing Finance Share Price History

Bajaj Housing Finance’s share price has demonstrated consistent growth over the years, reflecting the company’s strong fundamentals and market confidence.

Long-Term Performance:

  • Over the last five years, the stock has shown steady appreciation, driven by consistent financial performance and growth in its loan book.
  • The company’s ability to maintain stable asset quality has supported its long-term valuation.

Short-Term Trends:

  • In the months leading up to Q3 FY26, the company’s stock experienced moderate volatility, influenced by broader market trends and investor anticipation of the results.
  • Positive earnings announcements, like the 21% YoY net profit growth in Q3 FY26, often contribute to short-term price gains.

For the latest updates on Bajaj Housing Finance’s stock, visit the Bajaj Finance Share Price page.

Conclusion

Bajaj Housing Finance’s Q3 FY26 results highlight its strong financial performance, with a 21% YoY growth in net profit to Rs. 665 crore and a 19% YoY increase in NII to Rs. 963 crore. The company’s stable asset quality and operational efficiency underscore its resilience in a competitive market.

Investors are encouraged to evaluate these results based on their individual financial goals and risk tolerance. 

Frequently Asked Questions

How much did net interest income (NII) grow in Q3 FY26?

Net Interest Income (NII) for Bajaj Housing Finance grew by 19% year-on-year in Q3 FY26, reaching Rs. 963 crore. This growth was attributed to the company’s robust loan book performance and operational improvements.

What were Bajaj Housing Finance’s total income and revenue figures in Q3 FY26?

While specific total income and revenue figures were not disclosed, Bajaj Housing Finance’s results reflect significant growth in core metrics such as net profit and NII, driven by increased demand for loans and effective financial management.

How did the assets under management (AUM) perform in Q3 FY26?

Bajaj Housing Finance maintained stable AUM performance in Q3 FY26, reflecting strong demand across its loan portfolio and efficient management practices.

What was the growth in loan assets during Q3 FY26?

Loan assets in Q3 FY26 showed positive growth momentum, driven by increased demand for housing finance and operational efficiency, contributing to the company’s overall financial success.

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (NBFC) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.

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