ATM Assault Insurance Cover

ATM Assault and Robbery Insurance Policy – Overview

While withdrawing money from an ATM has made our lives convenient, there are also many risks associated with ATM transactions. These risks include robbery and assault, which may lead to financial losses. With ATM Assault and Robbery Cover from Bajaj Finserv, you can get reimbursed for the money you withdraw from any ATM around the world using your payment card, in the event of a robbery occurring within 15 minutes of the withdrawal of the money.

ATM Assault and Robbery Cover Features and Benefits

High coverage limit

Get coverage up to Rs. 50,000 for just Rs. 499 per annum
Protection from financial loss

Get protection against financial loss due to robbery after withdrawing money from an ATM
Coverage for emergencies

Get coverage for emergency first aid treatment for injuries sustained in such a situation
What is Covered under ATM Assault and Robbery Insurance Cover?
ATM Robbery

Get reimbursed for the money you withdraw from any ATM around the world using your ATM card, in the event of a robbery occurring within 15 minutes of the withdrawal of the money
Bodily Injury

We will reimburse you for reasonable emergency first aid charges for bodily injury during a robbery that is covered by our ATM assault and robbery coverage.
What is Not Covered under ATM Assault and Robbery Insurance Policy?
Third Party Damage and Losses

Damage and liabilities to any third parties are not covered in ATM Assault and Robbery Insurance policy
Any other damage or losses

Damage or losses related to anything other than the money you withdrew from your account
Damage or liabilities outside covered time period

Damages or liabilities that happened before or after the covered time period are also not covered under ATM Assault and Robbery and Robbery Cover.
Emergency first aid for others

Charges for emergency first aid to anyone other than you
For complete list of ATM Assault and Robbery inclusions, exclusions and policy terms and conditions please download the policy document by clicking here

ATM Assault and Robbery Cover: Terms and Conditions

Reporting loss

You must provide an official police report that indicates the incident happened within the covered time frame, unless you are legally incapable of doing so.

Duties After an Accident or Loss

In the event of a loss or robbery:

Contact us
Please contact our 24-hour Toll Free Call Center on 1800-11-9966* - 1800-266-7780 (*Toll free from MTNL/ BSNL lines only) or 1800-22-9966 (only for senior citizen policy holders). Please intimate the Call Center as soon as a claim occurs, in order for us to provide prompt and effective assistance. You may also register the claim by sending below details on [email protected] or sending a SMS on 5616181 as “Claims”

Documentation
You must complete, sign and return the form with the appropriate documents, which include, but are not limited to:
1. Duly filled and signed Claim Form
2. ATM transaction slip
3. Bank statement showing ATM transaction(s)
4. Police Report
5. Original Purchase Invoice/ Bills in support of first aid expenses
6. Any other requirement stated by claim examiner

Return claim form
You must return the claim form and accompanying documents to us within 3 days of making the original claim

Police report
You must also file a police report within 24 hours of the occurrence of the incident

How to Apply for ATM Assault and Robbery Protection Cover?

Applying for an ATM Assault and Robbery cover is simple. Simply log on to our website, fill out the ATM Assault and Robbery Cover online application form, make the premium payment, and you’re done.

How to Claim against ATM Assault and Robbery Policy?

You can lodge a claim against your existing ATM Assault and Robbery cover by contacting us through one of the following ways:

• E-mail – [email protected]
• Toll free number - 1800119966