In summary
An Airtel data loan lets prepaid users borrow a small amount of mobile data instantly when their balance runs out. You request it by dialling Airtel's data loan USSD code or using the Airtel Thanks app, and the borrowed amount plus a small service charge is adjusted from your next recharge. Eligibility depends on your recharge history and account activity. When you are ready to recharge, you can pay securely through Bajaj Pay on the Bajaj Finance app or website, using UPI, cards or net banking.
Airtel Data Loan: How to Get Instant Data When Your Balance Runs Out
An Airtel data loan lets prepaid users borrow a small amount of mobile data instantly when their balance runs out, with the charge adjusted during the next recharge. To get it, dial the Airtel data loan USSD code from your Airtel number or use the Airtel Thanks app. When you are ready to recharge, you can pay securely via Bajaj Pay on the Bajaj Finance app.
How to get Airtel Data Loan
Airtel prepaid users can borrow emergency mobile data when their existing data balance is exhausted. Airtel data loan services are generally available to eligible prepaid customers based on recharge history and account activity.
Here is how to activate an Airtel data loan:
- Open the dial pad on your Airtel mobile number
- Dial the Airtel data loan USSD code (*567*3#) provided by Airtel
- Follow the on-screen instructions
- Select the available data loan pack
- Confirm the request to receive the borrowed data instantly
Users can also access data loan options through the Airtel Thanks app, depending on eligibility and availability.
Airtel Data Loan codes and amounts
The Airtel data loan amount, service charge, and validity may vary by telecom circle and user eligibility. The exact details are displayed during activation.
| Data loan pack | Approximate service charge | Validity | Access method |
| Airtel 1GB data loan | Varies by region | Limited validity period | Airtel USSD code / Airtel Thanks app |
| Emergency data pack | Varies | As per pack | Airtel prepaid account |
| Small emergency data loan | Additional charge applicable | Temporary validity | Airtel app or USSD |
Verified as of September 2026. Charges and availability are subject to Airtel terms and conditions.
Features and benefits of Airtel Data Loan
Airtel Data Loan offers several benefits for prepaid users:
- Instant emergency internet access
- Quick activation through USSD or app
- Useful during low balance situations
- No physical recharge required immediately
- Convenient repayment during the next recharge
- Suitable for urgent browsing, calls, and messaging apps
Who is eligible for an Airtel data loan?
You are eligible for an Airtel data loan if you have an active Airtel prepaid connection with a regular recharge history. Airtel checks a few account conditions before offering the loan.
- Active Airtel prepaid connection
- A minimum recharge history on the number
- No pending repayment from a previous data loan
- Regular usage and account activity
- Availability in your telecom circle and on your plan
Eligibility varies by region and plan, so you can check by dialling Airtel's data loan USSD code. The system verifies your account automatically and shows the loan options available to you in real time.
Airtel data loan charges and validity
Airtel does not publish a fixed national rate for data loans. The exact charge and validity appear on screen before you confirm the request through Airtel's data loan USSD code or the Airtel Thanks app. The charge generally covers the borrowed data cost plus a small service fee, which is deducted automatically from your next recharge. If your next recharge is too small to cover it, the pending amount carries over until you recharge again.
| Loan type | Charge applicability | Validity |
|---|---|---|
| Emergency data loan | Data cost plus a small service fee, shown at activation | Limited period, shown at activation; varies by circle |
| Airtel 1GB data loan | Repayment amount shown at activation | As specified at activation; varies by circle |
| Instant prepaid data loan | Charge shown at activation | Temporary validity, shown at activation |
Because rates change by circle and pack, always check the on-screen charge and validity before you confirm the loan.
Airtel Data Loan for prepaid and postpaid users
Airtel Data Loan services are primarily designed for prepaid users who run out of active data balance. Most postpaid users generally do not require emergency data loans because postpaid plans already provide monthly billing cycles and additional usage facilities.
Users should verify availability through the Airtel Thanks app or Airtel customer support.
How to repay an Airtel Data Loan
The Airtel data loan amount and associated service charges are automatically adjusted during the next successful recharge.
Users generally do not need to make a separate repayment request. Once the recharge is completed, the pending borrowed amount is deducted automatically from the recharge value.
If the recharge amount is insufficient, the repayment may remain pending until a valid recharge is completed.
Steps for Airtel mobile recharge online through Bajaj Finance platforms
On the Bajaj Finance app
- Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device
- Open the app, log in, or register if you are a new user
- Scroll down to the ‘Bills and recharges’ section and click on 'Mobile Recharge’
- Enter your 10-digit mobile number
- Search for or select your preferred recharge plan
- Click on ‘PROCEED’
- Select your mode of payment and select ‘PAY NOW’
- Once you have completed the transaction, you will get notified that the payment was successful
On the Bajaj Finance website
- Go to the Bajaj Finance website
- Scroll down to the ‘Bills and recharges’ section, click on 'Mobile Recharge’
- Enter your mobile number and login with an OTP
- Enter your 10-digit mobile number
- Search for or select your preferred recharge plan
- Click on ‘PROCEED’
- Select your mode of payment and select ‘PROCEED TO PAY’
- Once you have completed the transaction, you will get notified that the payment was successful
Bajaj Finance app for all your financial needs and goals
Trusted by 50 million+ customers in India, Bajaj Finance App is a one-stop solution for all your financial needs and goals.
You can use the Bajaj Finance App to:
- Apply for loans online, such as Instant Personal Loan, Home Loan, Business Loan, Gold Loan, and more.
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Download the Bajaj Finance App today and experience the convenience of managing your finances on one app.
Frequently asked questions
Eligible prepaid users can activate Airtel Data Loan services using the Airtel USSD code or the Airtel Thanks app.
The Airtel data loan code may vary by telecom circle and prepaid plan. Users should verify the latest USSD code through official Airtel channels.
The available borrowed data amount depends on eligibility, recharge history, and Airtel account activity.
The borrowed amount and service charge are automatically deducted during the next recharge.
The validity depends on the selected loan pack and Airtel circle conditions.
Airtel Data Loan services are primarily available for prepaid users.
Repayment rules may depend on Airtel policies and recharge value eligibility.
Users can recharge their Airtel prepaid number online using Bajaj Pay through UPI, debit card, credit card, or net banking.
Airtel may apply a small service or convenience charge depending on the borrowed data amount and telecom circle.
Validity extension depends on Airtel recharge policies and applicable prepaid plans.
If you do not receive your airtel data loan after dialling the data loan USSD code, wait five to ten minutes, as it can be delayed during high traffic. If it still does not arrive, restart your phone and check your balance again. If the data is still missing, contact Airtel customer care on 121 or through the Airtel Thanks app.
There is no fixed national limit on how many times you can take an airtel data loan in a month. It depends on Airtel's eligibility rules, your recharge history and account activity, so the number can differ for each user. Check your current eligibility by dialling the data loan USSD code or opening the Airtel Thanks app.
