Airtel, one of India’s leading telecommunications providers, has continuously evolved to meet customer needs. The Airtel Data Loan facility allows users to borrow data on credit. This service is especially helpful in emergencies, such as during travel or important online tasks. Airtel has made the process straightforward, ensuring customers can activate the service with minimal effort. By offering quick access to data, Airtel caters to your growing reliance on the internet for communication, work, and entertainment.

Airtel makes it simple to recharge your mobile or pay your postpaid bills online. While there are many online platforms for this, it is best to stick to trusted BBPS platforms. With Bajaj Pay on Bajaj Finserv, you can quickly recharge or pay your postpaid bills. Plus, every transaction is encrypted to keep your details safe.

How to get instant data with Airtel data loan

With Airtel Data Loan, you can request 200MB or 500MB of data when your balance runs out. The cost is additional 20MB charge for a 200MB loan and 50MB charge for a 500MB loan. To get a data loan, simply dial *345# from your Airtel number.

Know about Airtel data loan

The Airtel Data Loan is a service enabling users to borrow a specific amount of mobile data instantly. This service ensures continued access to internet services even when a user’s data balance runs out. It is particularly useful for prepaid users who cannot recharge their accounts immediately.

With the Airtel Data Loan, users can borrow data in small denominations, such as 1GB, depending on their requirements. The borrowed data is added to the user’s account instantly, allowing uninterrupted usage. Customers can later repay the loan amount through a regular recharge. The simplicity and ease of access make this service a popular choice for those frequently reliant on mobile data.

Airtel ensures that the loan activation process is user-friendly. Customers can initiate the service via the Airtel Thanks app or by dialling a specified USSD code. Once activated, the borrowed data becomes available for immediate use.

Features and benefits of Airtel data loan

The Airtel Data Loan offers several features and benefits, making it a valuable service for customers:

• Quick activation: Borrowed data is added instantly to the user’s account, ensuring uninterrupted connectivity.
• Flexible usage: Borrow data in small amounts based on immediate needs, such as 100MB or 1GB.
• Convenient repayment: Users can repay the loan amount with their next recharge.
• 24/7 availability: The service is accessible anytime, providing support during emergencies.
• User-friendly process: Activation can be done via the Airtel Thanks app or a simple USSD code.
• Affordability: Charges are nominal, making it accessible for users with limited budgets.
• No downtime: Eliminates the inconvenience of running out of data unexpectedly.

Eligibility criteria for Airtel data loan

To use the Airtel Data Loan service, customers must meet certain eligibility requirements:

• Prepaid account status: The service is currently available only for prepaid customers.
• Active Airtel SIM: Users must have an active Airtel SIM card with a valid account.
• Low data balance: Customers can access the service only when their data balance is below a set threshold.
• Good payment history: Airtel may evaluate the user’s repayment record for previous loans.
• Geographic availability: The service is available in most regions where Airtel operates.

These criteria ensure that the Airtel Data Loan is available to users most likely to benefit from the service.

Airtel data loan charges and validity explained

The Airtel Data Loan is designed to be affordable, with nominal service charges applied to the borrowed data. Users are informed about these charges during activation, ensuring transparency. The cost is deducted during the next recharge, making repayment straightforward.

The borrowed data comes with a specific validity period, typically 1 to 3 days, depending on the loan amount. This limited validity encourages users to utilise the data efficiently before it expires. It is important for customers to understand these terms to avoid losing unused data.

For instance, borrowing 1GB of data may incur a nominal service charge, which varies based on the region and plan. Airtel ensures that customers are notified of all costs and validity details through SMS or app notifications during activation.

Airtel data loan for prepaid and postpaid users

For prepaid users

The Airtel Data Loan service is primarily targeted at prepaid users. These customers can borrow data instantly when their balance runs low. Activation is simple, with users dialling the USSD code or accessing the Airtel Thanks app. The borrowed data is valid for a short duration, and charges are deducted during the next recharge.

Prepaid users benefit significantly from this service as it provides a quick solution during emergencies or unplanned data usage.

For postpaid users

While the service is mainly for prepaid users, Airtel offers postpaid customers options to manage additional data requirements. Postpaid users can activate data add-ons or upgrade their plans if they consistently require more data. Although the traditional data loan may not apply, postpaid customers still have access to flexible data solutions.

Steps to recharge your Airtel number via the Bajaj Finserv website

Here are the steps to recharge your Airtel number via the Bajaj Finserv website:

1. Visit the Bajaj Finserv website

2. Navigate to the 'PAYMENTS' section

3. Select 'MOBILE RECHARGE' and choose your operator

4. Enter your Airtel number and choose your preferred recharge plan

5. Complete your payment using UPI, debit/credit card, or other options

You will receive a confirmation message after successful payment.

Steps to recharge your Airtel number via the Bajaj Finserv App

Here are the steps to recharge your Airtel number via the Bajaj Finserv App:

1. Download the Bajaj Finserv App from the Google Play Store or App Store and install it on your device

2. Open the app, log in, or register if you are a new user

3. Go to 'BILLS AND RECHARGE' and select 'MOBILE PREPAID'

4. Enter your Airtel number and choose your preferred recharge plan

5. Select a payment method from the list of available payment options such as credit cards, debit cards, and net banking

6. After choosing your preferred payment mode, enter the requested payment details

7. Check the details that you entered and click on 'PAY NOW'

You will receive a notification from Bajaj Finserv after successful payment.

Fees and Charges

A platform fee of up to Rs. 5 will be charged on each mobile recharge and bill payment (inclusive of applicable taxes). For more information on fees and charges, click here.

Note: For failed transactions, the total amount including charges except taxes are reversed.