An Airtel data loan lets prepaid users borrow a small amount of mobile data instantly when their balance runs out, with the charge adjusted during the next recharge. To get it, dial the Airtel data loan USSD code from your Airtel number or use the Airtel Thanks app. When you are ready to recharge, you can pay securely via Bajaj Pay on the Bajaj Finance app.

Last updated: June 2026
Reviewed by: Bajaj Finance Digital Payments Team

How to get Airtel Data Loan

Airtel prepaid users can borrow emergency mobile data when their existing data balance is exhausted. Airtel data loan services are generally available to eligible prepaid customers based on recharge history and account activity.

Here is how to activate an Airtel data loan:

1. Open the dial pad on your Airtel mobile number
2. Dial the Airtel data loan USSD code provided by Airtel
3. Follow the on-screen instructions
4. Select the available data loan pack
5. Confirm the request to receive the borrowed data instantly

Users can also access data loan options through the Airtel Thanks app, depending on eligibility and availability.

Airtel Data Loan codes and amounts

The Airtel data loan amount, service charge, and validity may vary by telecom circle and user eligibility. The exact details are displayed during activation.

Verified as of June 2026. Charges and availability are subject to Airtel terms and conditions.

Features and benefits of Airtel Data Loan

Airtel Data Loan offers several benefits for prepaid users:

• Instant emergency internet access
• Quick activation through USSD or app
• Useful during low balance situations
• No physical recharge required immediately
• Convenient repayment during the next recharge
• Suitable for urgent browsing, calls, and messaging apps

Eligibility criteria for Airtel Data Loan

Users may be eligible for Airtel data loan services based on:

• Active Airtel prepaid connection
• Minimum recharge history requirements
• Existing repayment status of previous loans
• Usage activity and account eligibility

Eligibility conditions may vary across regions and prepaid plans.

Airtel Data Loan charges and validity explained

Airtel generally applies a small convenience or service charge on borrowed data packs. The borrowed data remains valid for a limited period, depending on the selected loan pack and telecom circle.

The exact charge and validity are shown before confirmation during activation.

Airtel Data Loan for prepaid and postpaid users

Airtel Data Loan services are primarily designed for prepaid users who run out of active data balance. Most postpaid users generally do not require emergency data loans because postpaid plans already provide monthly billing cycles and additional usage facilities.

Users should verify availability through the Airtel Thanks app or Airtel customer support.

How to repay an Airtel Data Loan

The Airtel data loan amount and associated service charges are automatically adjusted during the next successful recharge.

Users generally do not need to make a separate repayment request. Once the recharge is completed, the pending borrowed amount is deducted automatically from the recharge value.

If the recharge amount is insufficient, the repayment may remain pending until a valid recharge is completed.

Steps to recharge your Airtel number via the Bajaj Finance website

You can recharge your Airtel prepaid number online securely through Bajaj Finance.

1. Visit the Bajaj Finance website
2. Navigate to the ‘MOBILE RECHARGE’ section under ‘PAYMENTS’
3. Enter your Airtel mobile number
4. Select your preferred Airtel recharge plan from the available Airtel recharge plans
5. Verify the recharge amount and validity
6. Choose your payment method such as debit card, credit card, Bajaj Pay UPI, or net
7. banking
8. Complete the payment process
9. Receive instant recharge confirmation via SMS or email

Steps to recharge your Airtel number via the Bajaj Finance app

Here is how to recharge your Airtel number using the Bajaj Finance app:

1. Open the Bajaj Finance app
2. Select ‘MOBILE RECHARGE’ under the ‘PAYMENTS’ section
3. Enter your Airtel mobile number
4. Choose a suitable recharge plan
5. Select your preferred payment method
6. Complete the recharge securely
7. Receive instant payment confirmation

Steps for prepaid mobile recharge online through Bajaj Finance platforms

On the Bajaj Finance app

1. Download the Bajaj Finance app from the Google Play Store or App Store and install it on your device  
2. Open the app, log in, or register if you are a new user  
3. Scroll down to the ‘Bills and recharges’ section and click on 'Mobile Recharge’
4. Enter your 10-digit mobile number
5. Search for or select your preferred recharge plan
6. Click on ‘PROCEED’
7. Select your mode of payment and select ‘PAY NOW’
8. Once you have completed the transaction, you will get notified that the payment was successful

On the Bajaj Finance website

1. Go to the Bajaj Finance website
2. Scroll down to the ‘Bills and recharges’ section, click on 'Mobile Recharge’
3. Enter your mobile number and login with an OTP
4. Enter your 10-digit mobile number
5. Search for or select your preferred recharge plan
6. Click on ‘PROCEED’
7. Select your mode of payment and select ‘PROCEED TO PAY’
8. Once you have completed the transaction, you will get notified that the payment was successful