Published May 6, 2026 · 4 Min Read

1.5-ton ACs under Rs. 20,000 - Overview

A 1.5-ton AC under Rs. 20,000 is a budget-based cooling option designed for users seeking basic temperature control in small to medium rooms. Most models in this range are typically window ACs, offering essential cooling performance without advanced features, making them suitable for simple home usage. Limited pricing in this segment often results in fewer smart functions, but it still helps maintain comfort during hot weather conditions. Understanding these options is important to choose a practical and cost-effective solution based on room size and daily cooling needs. Explore more options of AC for better comparisons across categories.


If you are planning to buy a 1.5-ton AC under Rs. 20,000, visit any one of Bajaj Finserv’s 1.5 lakh partner stores in 4,000 cities in India. Choose your ideal model, pay with Easy EMIs, and enjoy zero down payment on select deals. Simply check your loan eligibility now and bring home your desired product without worrying about overspending.

1.5-ton ACs under Rs. 20,000 - Features and specifications

1.5-ton ACs under Rs. 20,000 are entry-level cooling solutions designed for users who need basic temperature control at an affordable price. These models are usually limited to essential cooling functions and are best suited for small to medium rooms. In this budget range, options are mostly window-based, offering simple installation and practical day-to-day performance without advanced smart features. For compact homes or budget-focused buyers, a Window AC is often the most suitable choice due to its easy installation and cost-effective maintenance.


FeatureDetails
Cooling capacity1.5-ton (suitable for 120–180 sq. ft.)
TypeWindow AC (mostly available in this range)
Energy rating2 Star to 3 Star
CompressorFixed speed compressor
CondenserCopper or aluminium depending on model
Cooling modesBasic modes like cool, fan, sleep
Airflow controlManual swing adjustment
RefrigerantEco-friendly refrigerants used

Key benefits of 1.5-ton ACs under Rs. 20,000

1.5-ton ACs under Rs. 20,000 are designed for users seeking affordable and basic cooling solutions. These models focus on essential performance, making them suitable for small to medium rooms with limited budget requirements.


  • Affordable cooling option: Provides basic air conditioning at a low cost, making it ideal for budget-conscious buyers
  • Suitable room coverage: Works effectively in rooms sized around 120–180 sq. ft., ensuring decent cooling comfort
  • Easy installation: Mostly available as window ACs, which are simpler and quicker to install
  • Basic energy efficiency: Select models offer 2 Star to 3 Star ratings to help manage electricity usage
  • Low maintenance needs: Simple design with fewer advanced components reduces servicing and upkeep effort
  • Reliable seasonal usage: Suitable for everyday summer cooling with consistent basic performance
  • Cost-effective ownership: Helps reduce upfront purchase cost while delivering essential cooling functionality

Price list of the top 1.5-ton ACs under Rs. 20,000 (2026)

1.5-ton ACs under Rs. 20,000 are extremely limited in India and mostly include older or entry-level window models. These options are designed for basic cooling needs in small to medium rooms and may not include advanced inverter technology or premium energy efficiency features. Understanding available models helps set realistic expectations before purchase. For better understanding of features, efficiency, and seasonal recommendations, you can also check out best AC brands in India for more insights across different price segments.


ModelPrice
LG LWA5GW3A 1.5-ton Window ACRs. 19,999
LG LWA5BP1A 1.5-ton Window ACRs. 19,990
Croma CRAC1199 1.5-ton Window ACRs. 17,494
Haier HWU12C-CV3CNB1 Window AC (1.5-ton equivalent)Rs. 11,551
AmazonBasics 1.5-ton Window ACRs. 19,490

Disclaimer: Each model's features, availability, and pricing are subject to change and may vary. For the most accurate and up-to-date information, please visit the official website.


Before you decide, explore the latest offers. You may find a great deal on a model that matches your needs.

Key buying factors for 1.5-ton ACs under Rs. 20,000 in India

1.5-ton ACs under Rs. 20,000 in India are rare and mostly available in the entry-level window AC segment. These models are designed for basic cooling needs in small to medium rooms, so careful evaluation is important to ensure value for money, especially in hot Indian weather conditions.


  • Room size suitability: Choose a 1.5-ton AC only if your room is around 120–180 sq. ft. for balanced cooling performance in Indian summers
  • AC type availability: Window ACs are more common in this price range in India, making them a practical choice for compact homes and rental spaces
  • Energy efficiency in India: Look for 2 Star or 3 Star rated models to help manage electricity costs during long summer usage
  • Compressor performance: Fixed-speed compressors are standard in this segment, so ensure stable cooling output for daily Indian climate conditions
  • Brand service network: Prefer brands with wide service coverage across India for easy repair and maintenance support
  • Installation feasibility: Check ventilation and window space availability, especially in urban Indian apartments
  • Maintenance requirements: Simple designs are easier to maintain in local service conditions and reduce long-term costs
  • Warranty support: Ensure strong compressor warranty for better protection against frequent usage in peak summer months

This ensures better performance, especially for users in Indian cities with high summer temperatures and frequent AC usage needs.

Get electronics and appliances on Easy EMIs with Bajaj Finserv

Upgrading your home with the latest electronics and appliances is now easier and more affordable with Bajaj Finserv’s flexible financing options. You can also maximise your savings by using the Smart Savings Calculator—a smart tool that combines brand offers, dealer offers, and EMI offers, all in one place, helping you lower the overall cost while still paying in small, bite-sized instalments. Follow these steps to get started:

  • Explore products on Bajaj Mall: Browse a wide range of electronics and appliances from trusted brands. Compare features like energy ratings, storage capacity, performance settings, and design to choose the right product for your home.
  • Visit a partner store: Once you shortlist a model, step into any of Bajaj Finserv’s 1.5 lakh partner stores across 4,000 cities in India. See the product in person, talk to experts, and make a confident decision.
  • Choose the Easy EMI Loan option: At checkout, select the Bajaj Finserv Easy EMI Loan. Avail financing of up to Rs. 5 lakh and split the cost into convenient monthly instalments. Some products also come with a zero down payment option.
  • Check your loan eligibility online: Plan better by checking your loan eligibility in minutes. Simply enter your mobile number and OTP to know your pre-approved limit.
  • Use the EMI Network Card for purchases up to Rs. 3 lakh: Already own the Bajaj Finserv EMI Network Card? Use it for instant, paperless checkout and convert your purchases of up to Rs. 3 lakh into Easy EMIs.

Frequently asked questions

Can I buy a new AC on EMIs?

Yes, you can easily purchase a new AC with Bajaj Finserv's Easy EMI options. Whether you already have the EMI Network Card or are new to it, here is how you can get started:

If you have the Bajaj Finserv EMI Network Card:

  • Explore air conditioners on Bajaj Mall: Choose from top brands offering models with powerful cooling, strong durability, and high energy efficiency.
  • Visit a partner store: Check out the latest ACs in person at any of 1.5 lakh partner stores across 4,000 cities.
  • Use your EMI Network Card at checkout: Convert the total cost into Easy EMIs that fit your monthly budget.
  • Zero down payment on select models: Bring home your air conditioner without paying anything upfront.


If you do not have an EMI Network Card:

Check your Insta EMI Card eligibility online using your mobile number and OTP. If eligible, you can apply instantly and start shopping for your preferred AC easily and affordably.

Which is the best 1.5-ton AC for bedroom under Rs. 20,000?

1.5-ton ACs under Rs. 20,000 are mostly entry-level window models suitable for basic bedroom cooling in small to medium rooms. Options like older LG and Croma window ACs are commonly preferred in this range. These ACs offer simple cooling performance, making them suitable for light daily usage rather than heavy inverter-based operation.

Which are the top 1.5-ton AC models in India?

Top 1.5-ton AC models in India are generally from brands like LG, Voltas, Haier, Daikin, and Blue Star, focusing on inverter technology and energy efficiency. However, most high-performance models fall above Rs. 20,000 and are designed for better cooling, smart features, and long-term durability in Indian summer conditions.

What are the features of 1.5-ton AC under Rs. 20,000?

1.5-ton ACs under Rs. 20,000 usually come with basic cooling features suitable for essential usage. They include fixed-speed compressors, simple airflow control, 2 Star or 3 Star ratings, and window-based designs. These models focus on affordability rather than smart or inverter features.

What are the benefits of 1.5-ton ACs under Rs. 20,000 in India?

These ACs offer affordable cooling for Indian households with small to medium rooms. They are easy to install, require low maintenance, and provide basic comfort during summer. Their simple design makes them cost-effective for users looking for essential air conditioning without advanced features.

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You can use the Bajaj Finserv App to:

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Disclaimer

1. Bajaj Finance Limited (“BFL”) is a Non-Banking Finance Company (BAJAJ FINANCE) and Prepaid Payment Instrument Issuer offering financial services viz., loans, deposits, Bajaj Pay Wallet, Bajaj Pay UPI, bill payments and third-party wealth management products. The details mentioned in the respective product/ service document shall prevail in case of any inconsistency with respect to the information referring to BFL products and services on this page.

2. All other information, such as, the images, facts, statistics etc. (“information”) that are in addition to the details mentioned in the BFL’s product/ service document and which are being displayed on this page only depicts the summary of the information sourced from the public domain. The said information is neither owned by BFL nor it is to the exclusive knowledge of BFL. There may be inadvertent inaccuracies or typographical errors or delays in updating the said information. Hence, users are advised to independently exercise diligence by verifying complete information, including by consulting experts, if any. Users shall be the sole owner of the decision taken, if any, about suitability of the same.