Question 1

What is the best type of television?

Accepted Answer

The best type of television depends on your preferences and budget. OLED TVs offer superior picture quality with deep blacks and vibrant colors, while QLED and LED TVs are more affordable and offer excellent performance for everyday viewing.

Question 2

Which is preferable, LED or LCD TV?

Accepted Answer

LED TVs, which are a type of LCD TV, generally offer better brightness, energy efficiency, and thinner designs compared to traditional LCD TVs. They provide good picture quality and are more commonly available in various sizes and price ranges.

Question 3

How can I finance a TV purchase?

Accepted Answer

To finance a TV, consider using the Bajaj Finserv EMI Network Card. It offers Easy EMIs, flexible repayment options, and instant approval with minimal documentation. You can choose from a variety of tenure options, making it a convenient and affordable way to purchase your TV without financial strain.

Question 4

What does OLED TV stand for?

Accepted Answer

OLED TV stands for Organic Light-Emitting Diode television. It uses organic compounds that emit light when an electric current is applied, resulting in exceptional picture quality, deep blacks, and vivid colors, offering a superior viewing experience.

Question 5

Which electronics are currently available on zero down payment?

Accepted Answer

Bajaj Finserv offers zero down payment on select electronics such as smartphones, LED TVs, laptops, refrigerators, washing machines, tablets, cameras, and home theatre systems. These products are available through the EMI Network across partner stores and online platforms. The availability of zero down payment depends on the product, brand, and current promotional offers.

Question 6

What is the minimum documentation required to buy gadgets on EMI?

Accepted Answer

To purchase gadgets on Easy EMIs, customers typically need minimal documentation. This usually includes basic KYC documents such as an Aadhaar card or other government-issued ID, a cancelled cheque, and a signed ECS mandate for EMI payments. These documents help verify identity and enable automatic monthly instalment deductions.

Question 7

Can I buy multiple electronic items on a single EMI limit?

Accepted Answer

Yes, you can purchase multiple electronic products using a single EMI limit if the total purchase amount stays within your approved credit limit. The Bajaj Finserv EMI Network provides a pre-approved loan limit that can be used for different products in one transaction or across multiple purchases.

Question 8

Is there any additional processing fee for Easy EMI on electronics?

Accepted Answer

In many cases, Easy EMI purchases have minimal or no processing fees. However, depending on the product, scheme, or store, a nominal processing fee may apply. This fee may be charged upfront or added to the first EMI, and the exact amount varies according to the offer and retailer.

Question 9

Which TV brands are available on Zero Down Payment?

Accepted Answer

You may find popular TV brands such as Samsung, LG, Sony, and Panasonic available on Zero Down Payment offers. What is the difference between LED, QLED, and OLED TVs on EMI? LED TVs use backlighting for visuals, QLED TVs enhance brightness with quantum dots, while OLED TVs deliver deeper blacks and vibrant colours. Easy EMI options may make upgrading to these advanced technologies more affordable and convenient.

Question 10

Can I upgrade to a 4K Smart TV using my Insta EMI Card?

Accepted Answer

Yes, you may upgrade to a 4K Smart TV using your Insta EMI Card. This card usually allows flexible repayment options, making it easier to purchase premium televisions without upfront financial strain.

Question 11

Are there any extra charges for home delivery and installation of TVs bought on EMI?

Accepted Answer

Home delivery and installation may be offered free of charge, though this can vary by retailer. You should always confirm service details before purchase to ensure smooth delivery and installation of their new television.

Question 12

How do I check my pre-approved limit for a new TV purchase?

Accepted Answer

You may check your pre-approved limit by logging into the Bajaj Finserv website or mobile app.

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