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Table of Content

  1. List of PSU stocks
  2. Overview of PSU stocks in India
  3. Factors to consider before investing in PSU stocks in India
  4. Should you invest in PSU stocks?
  5. Concluding note

Key Takeaways

  • Public sector undertakings are vital to India's economic growth as they provide essential services and employment across key sectors.
  • The performance of PSU stocks can be significantly influenced by government reforms and regulatory changes.
  • Investing in PSU stocks requires careful assessment of financial health, sector performance, and potential risks to make informed investment decisions.

PSU stocks refer to the stocks of public sector undertakings, companies with government ownership over 51%. These companies have always been crucial to the country's economic and financial prosperity and play a major role in sectors like banking, energy, infrastructure, insurance, etc.
 

List of PSU stocks in India

Stocks

Market cap (in crore)

Coal India Ltd

232,889

Bharat Petroleum Corporation Ltd

62,657

Hindustan Petroleum Corp Ltd

57,593

Indian Railway Catering and Tourism Corporation Ltd

61,516

Mazagon Dock Shipbuilders Ltd

44,873

Chennai Petroleum Corporation Ltd

8,939

Mangalore Refinery and Petrochemicals Ltd

25,132

Hindustan Aeronautics Ltd

275,849

Bharat Electronics Ltd

208,255

Indian Oil Corporation Ltd

186,067


Disclaimer: The market capitalisation values mentioned above were fetched on 17 February 2025. These values are subject to change based on various factors such as market conditions, company performance, and economic trends. Please refer to the SEBI or stock exchanges' websites to obtain the most current market capitalisation for any particular stock.

Overview of PSU stocks in India

We have compiled a list of a few of the popular PSU stocks in the Indian financial market. The list has been curated after considering analyst ratings and market capitalisation. Let us take a look:

  • ONGC
    The Oil and Natural Gas Corporation is a prestigious PSU established in 1993. The company is primarily into the exploration and production of oil. Its subsidiaries include Hindustan Petroleum Corporation Limited, ONGC Videsh Limited, and ONGC Videsh Limited, among others.
  • NTPC
    The National Thermal Power Corporation is a key company dealing with power generation. It has been operational since 1975 and has power stations throughout the country.
  • Coal India Ltd.
    Majorly dealing with coal mining operations, Coal India has played a crucial role in the development of India. It has the Maharatna status and runs a training institute, the Indian Institute of Coal Management (IICM). Its subsidiaries include Central Coalfields Limited, Bharat Coking Coal, and Mahanadi Coalfields Limited, among others.
  • Power Grid Corp Ltd.
    This is also a Maharatna company, which is a key player in the planning, operation, implementation, and maintenance of power transmission systems in the country.
  • Indian Railway Finance Corp
    The IRFC is tasked with handling the finances of the Indian Railways. Its major role is to obtain credit financing from the Indian capital market for new asset creation. These assets are then leased to the railways for use.
  • NHPC
    NHPC is the National Hydroelectric Power Corporation. The company primarily works towards generating and selling power in bulk.
  • Bharat Petroleum Corporation Ltd (BPCL)
    BPCL, a prominent public sector undertaking established in 1952, is a key player in the petroleum industry. The company's core operations encompass refining, marketing, and distribution of petroleum products. BPCL boasts a substantial refining capacity and a widespread retail network across India.
    As of 22nd November 2024, BPCL's market capitalization stood at Rs. 1,24,016 crores, with a corresponding stock price of INR 300.45. The company exhibited a price-to-earnings (P/E) ratio of 4.62 and a robust return on equity (ROE) of 41.59%.
  • Hindustan Petroleum Corporation Ltd (HPCL)
    Founded in 1974, HPCL is a leading oil and gas company within India. The company's primary focus lies in the refining, marketing, and distribution of petroleum products, supported by a comprehensive network of refineries and retail outlets.
    On 22nd November 2024, HPCL, a significant public sector undertaking in India, boasted a market capitalisation of Rs. 81,030 crores. The company's share price at that time was INR 368.50. HPCL displayed a P/E ratio of 4.79 and an ROE of 40.45%.

Factors to consider before investing in PSU stocks in India

By now, PSU stocks must seem like a great investment option. Assuming that they are a robust investment, there are still several influences that you must be aware of before choosing to invest. These are:

  • Government reforms
    As PSUs are essentially government-owned, reforms and policy changes can have a big impact on these companies. Thus, it is important to track changes in government schemes, regulations, initiatives, and programs.
  • Sector outlook
    PSUs are also heavily influenced by the industry they are in. Thus, it is important to undertake a broader analysis of the PSU stock sector before investing.
  • Financials
    In addition to the above, it is also important to analyse the company’s past and current financials, such as revenue, debt, profitability, etc., to make an informed decision.
  • Challenges and risks
    There are several challenges and risks that influence PSU stock prices, which must be studied and monitored. These could be regulatory issues, technological descriptions, operational issues, etc.
  • Payout ratio and dividend yield
    A major reason investors pick PSU stocks is the dividend payouts. Thus, it is critical to analyse the yield of dividends and the ratio of payout to gauge the PSU’s potential for providing steady dividends.

How to choose PSU stocks?

Selecting the best Public Sector Undertaking (PSU) stocks in India requires a well-rounded approach that considers various financial and strategic factors. Here are key steps to help make an informed decision when investing in PSU stocks in 2025:

  • Peer comparison: Evaluating PSU companies against their industry counterparts can offer insights into their relative performance. Analysing financial metrics, dividend yields, and market standing helps determine a stock’s competitive edge.
  • Sector analysis: Different PSU stocks operate within various sectors, each influenced by distinct economic and policy factors. Assessing sectoral trends and growth potential can help identify promising investment opportunities.
  • Government policies: Since PSUs are significantly impacted by government decisions, it is crucial to examine policy initiatives, privatisation plans, and reforms that could affect their growth trajectory.
  • Historical performance: Reviewing financial statements, revenue growth, and stock price movements over time can provide valuable indications of a PSU's long-term stability and profitability.
  • Market sentiment: Monitoring investor sentiment, market trends, and analyst reports can help gauge public perception and potential stock movements.
  • Risk assessment: Investing in PSUs comes with inherent risks, including regulatory changes, political influences, and economic fluctuations. Evaluating these risks ensures a balanced investment approach.

By carefully analysing these factors, investors can identify PSU stocks that align with their financial goals and risk tolerance.

Should you invest in PSU stocks?

There is an extensive range of PSUs in India. These companies operate in almost every critical industry in the country. Despite their robust backing and appeal, it is important to know that they are not impervious to risks and challenges. PSU stocks are affected by changes in government policies, political agendas, privatisation measures, etc. Thus, it is important for investors to put in the time to research before finally deciding to invest in PSU stocks.


Features of PSU stocks

  • Stability and reliability: PSU shares exhibit inherent stability due to government ownership and support, rendering them a reliable investment option, particularly during periods of market volatility.
  • Long-term growth potential: PSU companies demonstrate gradual and sustainable long-term growth prospects, making them suitable for investors seeking steady appreciation of their investments.
  • Economic growth catalyst: Investing in government-owned PSU stocks fosters growth in sectors critical to national economic development, such as energy, telecommunications, and infrastructure.
  • Diversification benefits: Incorporating top-tier government stocks into a diversified portfolio can effectively mitigate sector-specific risks.
  • Government support and ownership: Government ownership provides a strong foundation of stability to PSU stocks in India, ensuring continued support during market turbulence.
  • Resilience in volatile markets: Leading public sector stocks in India generally exhibit strong resilience against market volatility, attributable to government ownership and a conservative approach to management.

 


Advantages of investing in PSU stocks

Government backing endows PSU stocks with a level of security and trust often lacking in private-sector companies. Key advantages of investing in PSU stocks include:

  • Stable returns: Government PSU stocks typically exhibit lower volatility and generate stable returns, making them an ideal choice for risk-averse investors.
  • Regular dividend income: Many PSU companies have a consistent history of dividend payments, providing investors with a reliable income stream.
  • Long-term growth: These stocks often operate within essential sectors like energy, telecommunications, and infrastructure, contributing to sustainable long-term growth.
  • Government support: With direct government involvement, PSUs benefit from supportive policies, enhancing their resilience during economic downturns.
  • Lower risk profile: Backed by the government, PSU stocks are generally perceived as safer investments, particularly during periods of market uncertainty.
  • Portfolio diversification: Integrating PSU stocks into a portfolio effectively diversifies investments, spreading risk across various sectors and mitigating exposure to market volatility.

 


Risks of investing in PSU stocks

When considering investments in PSU stocks, it is crucial to conduct a thorough review of all publicly listed PSU stocks in India and carefully assess potential risks. Key risk factors include:

  • Bureaucratic inefficiency: Bureaucratic processes within PSUs can sometimes lead to slower decision-making and hinder their ability to adapt and innovate, potentially impacting the performance of even top-tier Indian PSUs.
  • Earnings volatility: Many PSUs, including leading Indian PSUs, operate in cyclical industries, exposing them to fluctuations in earnings during economic downturns, making it challenging to predict their financial performance.
  • Impact of disinvestment: Government divestment of stakes in PSUs can introduce uncertainty and potentially affect stock performance, including the performance of leading PSU bank stocks.
  • Dividend variability: While PSU stocks offer dividend payouts, these payouts can exhibit some degree of inconsistency due to government policies and company performance, potentially impacting even the best dividend-paying stocks.
  • Government interference: Political and bureaucratic influences can potentially impact the performance of even leading Indian PSUs. Changes in policies or leadership may not always align with investor interests, potentially affecting stock performance.
  • Market underperformance: Some Indian PSUs may underperform relative to private sector firms due to inefficiencies and outdated technologies, potentially impacting the competitiveness of leading Indian PSUs.
  • Low trading liquidity: Certain PSU stocks may exhibit low trading volumes, leading to liquidity challenges and making it more difficult to buy or sell shares.
  • Limited focus on shareholder value: Government priorities may sometimes extend beyond maximising shareholder value, potentially impacting dividend payouts, mergers, and overall investment attractiveness of even the best government sector stocks.

Concluding note

PSU stocks in India are a robust investment option owing to their central role in the country's economic framework and presence across sectors. However, PSU stocks are not without risks, as they can be influenced by government reforms, sector-specific outlooks, financial performance, and operational challenges. Therefore, it is crucial for you to conduct thorough research and stay informed about the various factors that can impact PSU stocks. With careful consideration, PSU stocks can be a valuable addition to your investment portfolio.


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Frequently asked questions

What is PSU in the stock market?

Public Sector Undertakings (PSUs) in India are companies where the Indian government holds a controlling stake, typically exceeding 51% of the total equity. Approximately 50 PSUs are listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE), offering investment opportunities in government-owned enterprises.

Which public sector share is best?

While it may be tough to state one PSU share that is the best, companies like ONGC, Coal India Limited, and Bharat Electronics Limited (BEL) are considered solid investments because they are financially reliable and have a strong presence in their respective industries.

Who owns PSU in India?

Public Sector Undertakings (PSUs) in India are owned by the government, either the central government or state governments. This ownership typically constitutes a majority stake of 51% or more in the paid-up share capital of the company.

Which is the most profitable PSU in India?

Determining the "most profitable" PSU can be subjective and depend on various factors like net profit, revenue, return on equity, etc. However, based on recent financial performance, Oil and Natural Gas Corporation Limited (ONGC) has consistently ranked among the most profitable PSUs in India

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